Arogya Sanjeevani Policy – Buy Affordable Health Insurance for You and Your Family

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With the rising level of lifestyle-related
diseases and other health complications, the
importance of health insurance has increased
tremendously. But, due to the lack of awareness,
many individuals are still not covered under the
health insurance umbrella. Therefore, it was
mandated by the Insurance Regulatory and
Development Authority of India (IRDAI) that
insurance companies need to devise basic and
standard health plans for both individuals and
families. It was in this backdrop that Arogya
Sanjeevani Insurance Policy originated.
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Economical in Nature Health-related expenditure
is very pricey, especially the hospitalization
costs, but even the health cover can seem quite
expensive in some cases. So, in this regard, the
Arogya Sajeevani plan can prove to be a really
cost-effective option. The premium cost in this
plan is comparatively lower than most other
plans. Even though the premium may vary from one
company to another, the amount is
pocket-friendly. However, if there is an existing
disease or the policyholder's age is high, the
premium charges can be on the higher side.
Benefits of Arogya Sanjeevani Policy
This plan has numerous benefits and features, but
broadly, most of them can be covered in three
points.
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Benefits of Arogya Sanjeevani Policy
Universal Coverage The age bracket from getting
into this policy is from 18 to 65 years. For the
family floater plans, children from the age of 3
months up to 25 years will also be covered under
this policy. However, if a child is financially
independent after the age of 18, they will not be
included in this policy. Moreover, the medical
expenses 30 days prior to hospitalization and 60
days post-discharge are also covered, making the
plan universal. One of the best parts of this
plan is that individuals up to the age of 45
years who do not have any medical history would
not be required to undergo any health check-up.
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Eliminates Confusion Being a standard health
insurance policy with no add-ons, there is not
much confusion while buying it. Moreover, this
same plan is present with most insurance
companies with minor differences here and there,
so the buying process becomes very simple and
easy. All major components are the same across
insurance providers, whether the co-pay option,
waiting period, cumulative bonus, etc. So, there
is no need to compare many policies and talk to
the agents of insurance providers.
Benefits of Arogya Sanjeevani Policy
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Conclusion
This policy has brought major relief to those
policyholders who are not good at identifying the
best health plan for them. However, if there is
still any doubt left in your mind, feel free to
reach us.
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Thank You