How To Choose The Best Family Health Insurance Plan?

1
How To Choose The Best Family Health Insurance
Plan?
Insurance is the subject matter of the
solicitation.
2

• Health insurance is a basic necessity that covers
  you and your family from unexpected medical
  expenses. But choosing the right cover is always
  a major concern for many. Thus to avoid getting
  into a bad deal, you must check that the health
  insurance plan you are willing to buy should
  match with your requirements. Also, it must cover
  for pre and post hospitalization cost and other
  medical expenses. The number of people to be
  insured, senior citizens, pre-existing
  conditions, etc., are a few factors that
  influences the premium cost of the policy.
• To get a suitable health insurance cover for your
  needs, this ppt talks about a few important tips
  that you must consider while choosing the family
  health insurance policy

Insurance is the subject matter of the
solicitation.
3
Choose plan as per your requirements

• You must choose the family health insurance plan
  according to your current as well as future
  requirements. Say, for instance, if your family
  member requires frequent health checkups with
  specialists, it is good to purchase a plan that
  gives you the freedom to visit a specialist
  without offering a referral. Having such type of
  medical plan which has a primary care physician,
  can also be a problem at times, as the doctor
  might not agree to provide the medical treatment
  if the issue is serious and requires a
  consultation from the specialist.

Insurance is the subject matter of the
solicitation.
4
Buy separate medical policies

• Several insurance providers offer separate
  medical insurance plans for a particular disease.
  If you have any serious dental problem then you
  may opt for a separate dental plan which could
  save you money but these plans offer very limited
  coverage.

Insurance is the subject matter of the
solicitation.
5
Check what is offered under the Plan

• Always check, what is covered under the policy,
  For instance, if you are planning a baby in
  future, always choose a health insurance plan
  that offers maternity coverage.

Insurance is the subject matter of the
solicitation.
6
Look at your existing policy

• Since insurance policies are more likely to
  change with time, it is important to have a look
  on these modifications to ensure that you are
  getting the best coverage at the lowest premiums.
  You can also switch plans to get maximum benefit
  from your insurance policy.

Insurance is the subject matter of the
solicitation.
7
Remember cheap is not good always

• You must keep in mind that cheaper is not good
  always. A cheap plan that does not cover you or
  your family member from major illnesses may not
  worth buying.

Insurance is the subject matter of the
solicitation.
8
(No Transcript)