Carlos Hank Rhon: Get the Most from Online Banking by Linking a Debit Card to Your Checking Account

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Carlos Hank Rhon Necessity of Business accountant
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Carlos Hank Rhon Get the Most from Online
Banking by Linking a Debit Card to Your Checking
Account
Many of us have an online banking account with
our local bank but, are we all getting the same
benefits from this online feature? While not
every bank offers the same online services, notes
Carlos Hank Rhon, most of them, even small town
banks, are able to offer you services that are
beyond the basics when it comes to online
banking. All online accounts will allow you to
check your balance at any given time. You should
make it a habit to check your balance at least
once each day in order to stay on top of your
familys budget. Checking your balance on a
consistent basis will allow you to notice any
unusual charges made on your account and this
will help to keep you from overspending and being
charged overdraft fees
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Carlos Hank Rhon Get the Most from Online
Banking by Linking a Debit Card to Your Checking
Account
Another convenient advantage to using a debit
card that has been issued by your bank is the
fact that you can get cash money either at the
register at most retail stores or you can visit
an ATM machine and receive cash that way as well.
This is a great way to obtain cash to pay for
purchases that will not accept any other form of
payment. Most retail stores will allow you to get
cash back at a register once you have made a
purchase. From there you can get anywhere from
five to two hundred dollars off of your card at
one time.
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Carlos Hank Rhon Get the Most from Online
Banking by Linking a Debit Card to Your Checking
Account
Another benefit of online banking that Carlos
Hank Rhon recommends taking advantage of is the
online bill pay feature. This service is
typically free to use for most bank customers and
it will allow you to set up payments for your
monthly bills so that they will be automatically
drafted out each month on a specific date. This
means no more later bill payments as long as you
have the money in your checking account to cover
the costs. You can even make payments to
individuals by setting up the information and
having a check sent to them through the mail.
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Carlos Hank Rhon Get the Most from Online
Banking by Linking a Debit Card to Your Checking
Account
One of the most convenient things that a bank can
offer its customers these days is the ability to
use a debit card that is linked to their checking
account balance, explains Carlos Hank Rhon. Debit
cards which may also be known as check cards or
bank cards can be used like a credit card at many
retail locations as well as the grocery store,
gas station where you can pay at the pump at most
locations, restaurants and for online shopping as
well. Practically everyone uses a debit card
these days to pay for their purchases since it is
so much more convenient and faster than having to
write out paper checks at the register. You can
also pay your bills online or over the phone by
using a debit card and providing your bill
collector with the numbers that are located
across the front of your card.
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