A Green Mortgage lets you divert cash from utility bills towards energy systems that pay for themsel

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GREEN ENERGY SOLUTIONS BUILT INTO YOUR MORTGAGE

• A Green Mortgage lets you divert cash from
  utility bills towards energy systems that pay for
  themselves.
• Heres how.

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Wise Home Options Pay Off ! You need time to plan
the details of your dream home. More importantly,
you need practical and easy-to-understand
information. Youll likely need to explain your
choices to other people your spouse,
contractors and bankers and youll need numbers
and arguments to back up your choices. House
Rich but Cash Poor ? Weve done the research and
produced this pamphlet to tell you about a few
ways you can save money on home operating costs.
And, we show you why youll feel good about
owning a home that leaves a smaller footprint on
the environment. Who Pays? Essentially, the
utility pays for the equipment. The mortgage is
an elegant way to spread the cost premium out
thin enough so that energy savings exceed the
cost of financing the upgrade, says Jeannine
Paul, president of Nexus Solar Corporation
Window Wise Adding argon fill to all windows,
plus applying a low-emissive coating to all
north-, east- and west-facing windows, could
result in tremendous energy savings. Ideally,
south-facing windows should be exposed to winter
sun while being shaded by trees or eaves, in
which case it can be best to forego the low e
coating as these windows will gain more heat than
they lose in winter and wont overheat in summer.
A window upgrade of this nature would have a
typical payback of just over five years, or when
included as part of a Green Mortgage pays back
immediately.
Added Insulation Adding insulation to basement
walls to R20 costs only 0.71 per month if put
into a Green Mortgage (122 if paid in full), and
will save about 2.39/month on average.
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•  Other benefits of Drain Water Heat Recovery
  include
• The hot water heating system you install can be
  about 40 smaller because of the
• additional heating capacity provided
• Zero maintenance
• You will run out of hot water less often thanks
  to the added hot water capacity

Green Mortgage Financing Youre probably familiar
with some of the terrific energy saving
technologies available today. Renovation shows
are filled with ideas and people whove upgraded
are hardly shy about telling you how much money
theyre saving. But if you think the initial cost
is too high, think again there are ways for you
to go green and save money. Green Mortgage
Financing puts the cost of an energy-saving
technology into your mortgage. A technically more
expensive house can be cheaper to own and operate
if the upgrade is an energy system that saves
more money than it costs in the mortgage.
  Small energy savings grow with every energy
price hike. Clean energy system also increase
life expectancy of fuel-fired equipment, while
offering home owners the satisfaction of being
environmentally friendly at home.
Drain Water Heat Recovery You paid for it you
should use it! Did you know that 20 - 40 of all
the energy consumed in an average home is used to
heat water? That doesn't sound alarming, but add
to that the fact that approximately 80 90 of
all water heat goes straight down the drain after
use. This means throwing away hundreds of dollars
each year just to heat the sewage treatment
system! Drain Water Heat Recovery technology
recaptures energy to
pre-heat in coming fresh, cold water. The
drain water itself is not
re-used, just the heat energy it
carries is recaptured.
About 90 of the energy used to heat the water in
your home is normally wasted to the sewer with a
Drain Water Heat Recovery approximately 35 of
that energy is recovered.
For Example A typical 4-person Canadian
household occupying a 1,152 sq ft town home (end
unit) could invest 6.76 monthly for solar
ventilation inside the mortgage and save 7.97
from monthly energy bill. Overall, the investment
nets 1.21/month or 14.52/year, which grows
every time utility bills rise. Furthermore, you
dont have to wait for the investment to
materialize it pays off right away.
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• Data was simulated from an actual 1,152 sq ft
  town home site in Saskatoon as if occupied by an
  average four-person Canadian household, using
  2006 natural gas rates. Energy consumption rates
  were based on software and testing conducted by
  Natural Resources Canada.
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• Nexus Solar Corporation specializes in Renewable
  Energy Technology (RETs) and practical greenhouse
  gas emissions avoidance practices for homeowners,
  commercial and government clients. For more
  information, visit us at www.nexussolar.com.

Nexus Solar Corporation 306.373.5960 1336 8th
Street East Saskatoon SK S7H 0S9 www.nexussolar.
com