This presentation is for educational purposes only. It does not provide investment advice and nor is not an offer to sell or a solicitation to purchase securities in the province of Alberta.

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This presentation is for educational purposes
only.It does not provide investment advice and
nor is not an offer to sell or a solicitation to
purchase securities in the province of Alberta.

• Notice to Reader.

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Successfully investing in shares the Islamic
wayBe Wise with Your Money.

• Presented by Suhail Ahmad, MBA, CIM

December 2014
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Introduction
Invest Wisely.

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"O you who have believed, fear Allah and give up
what remains due to you of interest, if you
should be believers. And if you do not, then be
informed of a war against you from Allah and
His Messenger." - Al-Quran, Surah Baqarah Verses
278-279
Why we must all care?
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• Earning interest and profits from impermissible
  sources is a major sin in Islam.

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Suhail Ahmad, MBA, CIMFounder, President
CEO15 years in financial services. MBA (with
Distinction) from Edinburgh Business School, BA
(Economics) from University of Calgary and CIM -
Certified Investment Manager accredited by the
Canadian Securities Institute.
About Me
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• 30 years in Calgary, born and raised. Worked in
  Canada, UK and Middle East.

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Hatim Zaghloul, Ph.D. Chairman of the
BoardFormer Chairman and CEO of Wi-Lan Inc.,
400 million publicly listed company. Ph.D.
(Physics) University of Calgary.
Our team
Hussein Amery, Ph.D. Chairman of the Board of
Advisors Alexander Roberts, Ph.D., MBA,
FCCACorporate Strategy, MA Adviser
Muzaffar Ahmad, M.Sc., MA Ed.Director, Corporate
Secretary Stuart Jamieson, MPhil, BEng.Director
Technology

• Our team brings almost 150 years of combined
  experience.

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We are developing financial technology solutions
to meet the money management and e-commerce needs
of socially responsible people and organizations
worldwide.
About Our company
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Islamic Investing 101 What are Shares?
Shares gives you partial ownership (or equity) in
a company to share in the profits and losses. But
you cannot lose more then the money invested.
What about Mutual Funds?
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Islamic Investing 101 Which shares can we can
own?

• Example SP/TSX 60 Shariah Index
• Scholars give the following criterion
• Nature of business must be halal.
• Financial requirements of low debt and income
  from interest
• Levels of Debt
• Accounts receivable
• Cash (uses of), etc.

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How to decide which shares to buy? When to sell?
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• Do not speculate. You must know what you are
  doing.

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Truth about mutual funds.

• Majority of investors earn 53 less then if they
  had invested in the index.
• Up to 80 of mutual fund managers under-perform
  their benchmark.
• 15 Trillion in mutual fund assets held in the
  U.S. by over 90 million individuals.

Source Dalbar, Bloomberg, TheCityUK Estimates
2013 Fund Management Report
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Mutual funds not working. Islamic funds not any
better.
SP/TSX 60 Shariah Index vs Berkshire Hathaway
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How We make more money with less risk.

• System removes human error and behavioural issues
  such fear, greed, and hope from the decision
  making process.
• Plus adds critical speed and objectivity to
  quickly capitalize on market opportunities.Learn
  more about SiAlpha http//www.hikmahcapital.com/
  solutions/

Proprietary algorithm delivers Systematic
Intelligent Alpha.
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Do it Wisely. SiAlpha is a scientific process.
Cumulative Growth of 100,000 Cumulative Growth of 100,000 Cumulative Growth of 100,000 Cumulative Growth of 100,000
Calendar Quarter SiAlpha Portfolio SP 500 Index SP/TSX 60 Shariah Index
1Q10 109,713 104,872 94,292
2Q10 129,995 92,432 96,724
3Q10 130,838 102,341 108,564
4Q10 157,118 112,783 111,506
1Q11 166,217 118,898 105,361
2Q11 144,334 118,432 90,060
3Q11 124,431 101,464 83,661
4Q11 154,261 112,779 101,753
1Q12 174,013 126,309 101,387
2Q12 199,282 122,156 92,963
3Q12 269,068 129,196 107,628
4Q12 314,896 127,898 96,032
1Q13 429,688 140,722 97,906
2Q13 461,706 144,048 90,989
3Q13 526,392 150,798 103,719
4Q13 593,875 165,757 104,593
1Q14 640,463 167,908 107,203
2Q14 646,283 175,790 109,684
3Q14 655,763 176,871 95,389
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Make money wisely. Benefit in this worldand the
Hereafter.
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• Helping our community prosper. InshaAllah.

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Building an Islamic Berkshire Hathaway for
successful responsible investing.
Contact Us 587-952-5165info_at_HikmahCapital.com
Learn more at www.HikmahCapital.com