The%20personal%20investment%20between%20Standard%20Chartered%20Bank%20and%20Citibank

1
The personal investment between Standard
Chartered Bank and Citibank
2

• Introduction
• Debt
• Securities
• Fund
• Conclusion

3

• Hong Kong s debt market is relatively small,
  compared to the banking and equity
• Debt securities has increased to 48 of GDP in
  2005, compared with only 8 of GDP in 1994

4

• In 2005 SFC authorized 238 funds and 3 REITs
• At the end of December 2005 there are 1964
  authorized unit trusts and mutual funds in Hong
  Kong

5

• 2006 Q2
• 948 listed companies in min board
• 9,758.4 total value (HK billion)
• 33,893(HKmillion)

6
How do the bank provide service and assist
customer to invest?
7

• look after the settlement
• Safekeeping
• coupon collection
• redemption at maturity

8
What do the customer need to do before their
investment?
9

• open an account
• the minimum limit of budget in the account
• Example
• Citibank
• General citibanking account - the minimum limit
  of 30,000
• Citigold account the minimum limit of
  1,000,000

10
Compare by type of bonds available
Type of bonds available for invest Standard Chartered Citibank
Fixed Rate Bonds ? ?
Floating Rate Bonds ? ?
Zero Coupon Bonds ? ?
Callable Bonds ? ?
11
Compare by service charging
Service charge Standard Chartered Citibank
Minimum amount for investing in bond HKD50,000 US20,000(about HKD154,800)
Purchase / sell transaction 0.75 of debt securities face value for each transaction 1 of debt securities face value for each transaction
12
Service charge Standard Chartered Citibank
Safe custody Free of charge Free of charge
Interest collection Free of charge Free of charge
Maturity redemption Free of charge Free of charge
Transfer in / out request HK500 per request 1 of debt securities face value for each transaction
13
Standard Chartered Bank Securities Services

• Complete trading freedom and flexibility
• ?Via dedicated Securities Services Hotline
• ?can sell stocks on the same day of purchase
• Stay ahead of market trends
• ?provide the latest market news, professional
  market analysis
• ?can access world-renowned Morgan Stanley
  research reports

14

• Hassle-free securities trading
• ?can place orders during pre-opening session
• ?will receive monthly statements detailing their
  updated portfolio and transactions, account
  movement, benefit entitlement
• Earn extra investment rewards
• ?InvestPro offers rewards as better pricing on
  investment transactions

15
Investment Zone
16
(No Transcript)
17
The fund of the standard chartered bank and
citibank
18
The standard chartered bank

• The types of fund provided
• Class A fund
• Class B fund
• structured products, such as guaranteed funds

19

• The number of fund
• About 400
• Service
• Objective evaluation
• Risk analysis
• the monthly consolidated statement

20
The Citibank

• The type of fund provided
• Class B fund
• Fundselect Savings Plan

21

• The number of fund
• About 600
• About 700 quality funds from reputable
  international funds house
• Service
• Fundwatch
• Fund screening analysis
• Portfolio review every 6 month

22
Services / Plan

• Citibank
• FundSelect Saving plan
• Fund Choice
• Standard Chapter Bank
• Earn extra investment rewards

23
InvestmentZone Accumulated Investment Points Required
D 1,000
C 500 - 999 or Priority Banking Customers
B 100 - 499 or Excel Banking Customers
A 0 - 99
24



(No Transcript)
25
Report

• Citibank
• By mail if there is any changesAnd semi annual
  reportly
• Standard Chapter Bank
• One monthly

26
Types

• Citibank
• Over 600
• Standard Chapter Bank
• Over 400

27
Conclusion

• Personal need
• Charge
• Risk
• Service