Presentation on Achieving Goals in Life

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Presentation on Achieving Goals in Life
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What is the Average Age when one starts Earning?
Let us begin with a little quiz
25 Years
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What is the Average Retirement Age?
60 Years
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What is an Average Income of an Middle-Class
House-hold?
Rs.15,000/- p.m.
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How much can a person save on a regular basis?
Rs.5,000/- p.m.
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If a person can save Rs.5,000/- per month What
will be his wealth when he retires?
Assuming He increases his investments by 5
every year Invests in an Asset class that gives
returns of 20
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At Age 60 his wealth would have been
Rs.27 Crores
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The Truth
Creating Wealth is Easy
You can make your clients be Wealthy
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How can we help them create wealth?
Start Saving Early
The longer they save, the more they make
Save in the Right Asset Class
This will dictate how much wealth they create
Save Regularly
Even a small amount saved regularly, is good
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Past Performance (BSE Sensex)
Year Sensex Investment Rs.
1979 100 100,000
2006 10,000 100,00,000
In past 27 years BSE Sensex has given about 18
returns

• This is in spite of
• Two wars
• At least three major financial scandals
• Assassination of 2 prime ministers

• At least 3 recessionary periods
• 10 different governments and
• An unfair share of natural disasters

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Equities Not Risky in Long Run
18.57
0 / 13
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Past Performance (SIP)
Performance of Systematic Investment Plans (SIPs)
in Mutual Fund Equity oriented schemes
You do an SIP of Rs.10,000 per month Total Amount Invested Mutual Fund Equity Schemes Mutual Fund Equity Schemes BSE Sensex BSE Sensex
You do an SIP of Rs.10,000 per month Total Amount Invested Invt. Value Ann. Returns Invt. Value Ann. Returns
During last 5 years Rs. 6 lacs 18.64 lacs 47.09 13.96 lacs 34.93
During last 10 years Rs.12 lacs 89.94 lacs 37.89 30.65 lacs 17.92
Also Equity Mutual Funds have outperformed
Sensex, as shown above
Figures are as on 30th June 2006.


For MF SIP
performance for 5 year 10 years around 30 and 5
large schemes respectively, have been considered.


Mutual fund investments are subject to market
risks. Past performance may or may not be
sustained in future.
Please read the offer document offer investing.
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Using the Wisdom
We can help them direct their savings in such a
manner that they achieve their goals, the way
they wish
DISCIPLINED SAVINGS SUFFICIENT TIME RIGHT
ASSET CLASS GOAL ACHIEVEMENT
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Set your Clients Goals you can help them
Achieve it
Presents
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Presenting

• NJ GAP is a unique goal based investment
  programme through a Systematic Investment Plan
  (SIP)
• Investors in this programme have the flexibility
  of choosing a monthly investment amount as well
  as the investment duration of their choice
• This should enable the investors to plan for
  their goals without needing to review, re-invest
  or for that matter, time the markets.

Monthly Investment Options Monthly Investment Options Investment Horizons Investment Horizons
Rs.2,000/- Rs.5,000/- 5 years 10 years
Rs.10,000/- Rs.15,000/- 15 years 15 years
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Advantages to the Investors

• Investments in the right asset class
• In Equities with potential to earn very
  attractive returns
• Investment at lower risk
• By Diversification, professional management, and
  investing by way of SIP
• Investment in a Scheme with Sound Performance
  History
• Investments across market caps in companies
  like to deliver capital
• appreciation

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• Investment with a Fund House of Repute
• Principal PNB AMC a joint venture between
  Principal Finance Group,
• Punjab National Bank Vijaya Bank
• Investments are highly liquid
• There is no lock-in period of any kind and
  investments can be very easily redeemed at
  any time clients wish
• Hassle-free process of wealth creation
• You only have to fill the GAP Application
  form and the Auto Debit (ECS) form and submit it
  with one cheque

Note All cheques should be dated 15th August
2006. The monthly ECS will begin thereafter.
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About Principal Pnb Asset Management Company Pvt
Ltd (in association with Vijaya Bank)
Today Principal Mutual Fund in India manages
around Rs.10,000 crore assets for over 5,41,000
investors
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• Scheme with a sound performance history, from a
  fund house of repute
• Principal Growth Fund
• An open-ended diversified equity fund that
  invests in well managed companies that are likely
  to deliver superior capital appreciation over the
  medium-term.
• A diversified equity fund with a combination of
  top-down bottom-up approaches
• One core portfolio offering equity across styles,
  market caps and sectors
• Choice of Large Cap and Mid Cap companies-Mid cap
  exposure restricted up to 30 of the portfolio

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Impressive track record
Investment Period Annualised Returns Annualised Returns
Investment Period Principal Growth Fund SP Nifty
1 Year 50.02 47.11
3 Years 58.36 44.93
5 Years 36.43 21.32
Monthly Investment of Rs.10,000/- in Principal
Growth Fund for the last 60 months have
generated 41.76 returns
All the figures are as on 31st May, 2006 Mutual
fund in investments are subject to market risks.
Past performance may or may not sustained in
future. Please read the offer document carefully
before investing
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Why Sell
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Easy to Sell

• A good, strong and easy to understand idea
• In clients interest
• Good presentability and packaging

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Easy to Sell HOW?

• Ask the investor his goals money needed, time
  period
• Use the NJ GAP Calculator to find the amount that
  is needed to invest
• Give the GAP presentation and explain the 3
  principles of creating wealth (if needed)
• Fill the specially designed, simple GAP
  Application form

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Attractive Earnings
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Earnings
Mr. Rajesh, aged 35, is an investment advisor
He procures 2 SIPs on a daily basis (50 SIPs
per month) His average SIP was of Rs.2,000/- per
month for 20 years
He works for just 5 Years
What will be his Total Income in next 20 years
18.40 Crores
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Opportunity to Collect Coins
Number of SIPs Procured Average SIP Amount Average SIP Amount
Number of SIPs Procured 2,000 5,000
25 SIPs 600 1,500
50 SIPs 1,200 3,000
100 SIPs 2,400 6,000
200 SIPs 4,800 12,000
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Special Scheme for GAP
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Our Support

• Presentations soft and hard copies
• Banners
• Flyers
• Calculators

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• Statutory Details
• Principal Mutual Fund has been constituted as a
  trust with Principal Financial Group (Mauritius)
  Limited, Punjab National Bank and Vijaya Bank as
  the co-settlors. Sponsor Principal Financial
  Services Inc., USA. Trustee Principal Trustee
  Company Private Limited. Investment Manager
  Principal Pnb Asset Management Company Private
  Limited.
• Risk Factors
• Mutual funds and securities are subject to market
  risks and there can be no assurance and no
  guarantee that the objectives of Principal Mutual
  Fund can be achieved. As with any investment in
  securities, the NAV of the units issued under the
  Scheme (s) can go up or down, depending up on the
  factors and forces affecting the capital markets.
  Past performance of the Sponsor/AMC/ Principal
  Mutual Fund/Punjab National Bank/ Vijaya Bank
  does not indicate or guarantee the future
  performance of the Scheme (s) of Principal Mutual
  Fund. Principal Growth Fund is only the name of
  the Scheme and does not in any manner indicate
  either the quality of the Scheme or its future
  prospects or returns. Investors are therefore
  urged to read the Offer Document (s) carefully,
  and consult their legal/tax/investment advisor
  before they invest in the scheme(s). The Sponsor
  is not responsible or liable for any loss
  resulting from the operations of the Principal
  Mutual Fund beyond the initial contribution of an
  amount of Rs 25 lakhs towards setting up
  Principal Mutual Fund. Investors in the scheme(s)
  are not being offered a guaranteed or assured
  rate of return or monthly or regular/periodical
  income distribution, and the actual returns
  and/or periodical income distribution to an
  investor will be based on the actual NAV, which
  may go up or down, depending on the market
  conditions. Investment of the Schemes assets in
  fixed income securities is subject to credit
  risk, interest rate risk, settlement risk and
  liquidity risk. Scheme specific risk factors are
  mentioned in the offer document.
• Kindly refer to the Offer Document of the
  respective schemes carefully prior to investing.