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Rural Housing Indira Awaas Yojana (IAY)

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Title: Rural Housing Indira Awaas Yojana (IAY)


1
Rural HousingIndira Awaas Yojana (IAY)
PROJECT DIRECTORS CONFERENCE 22nd 23rd June,
2011
  • Department of Rural Development
  • Ministry of Rural Development
  • Government of India

2
Financial Physical Performance (2010-11)
Allocation of Funds under IAY Rs. 10053.70 cr
Central Releases Rs. 10139.45 cr
Total Available Funds Rs. 17902.70 cr
Utilization Rs. 13406.52 cr (74.89)
Physical Target 29.08 lakh
Physical Achievement 26.96 lakh (92.69)
No. of houses sanctioned in 2010-11 33.40 lakh (114.86)
No. of houses sanctioned to SC/ST 17.95 lakh (53.74)
No. of houses sanctioned to Minorities 4.26 lakh (12.75)
3
Districts which have not availed Instalments of
Funds for 2010-11
State 1st 1st (Part) Installment 2nd Installment
Arunachal Pradesh - Papumpara Lower Subansiri
Assam - Dhubri, Karimganj, N.C.Hills Sonitpur
A N Islands Nicobar Nicobar
Bihar Araria Purnia Araria, Punia, Saran Supul (4)
Chhattisgarh - Janjgir-champa
Daman Diu - Daman Diu
Dadra N. Haveli - Dadra N. Haveli
4
Districts which have not availed Installments of
Funds for 2010-11
State 1st 1st (Part) Installment 2nd Installment
JK - Ganderbal, Kathua, Kishtwar Srinagar
Manipur Thobal Thobal, Bishnupur, Chandel, Churachandpur, Imphal West
Orissa Jagatsinghpur Jagatsinghpur, Rayagada
Puducherry Puducherry Puducherry
Punjab - Muktsar
West Bengal Darjeeling Darjeeling, Howrah
5
Releases with Deductions (2010-11)
  • NE States

State Amount deducted (Rs. Lakh)
Arunachal Pradesh 35.146
Assam 7776.670
Meghalaya 359.013
Mizoram 9.200
Total 8180.029
6
Releases with Deductions (2010-11)
  • Other States UTs

State Amount deducted State Amount deducted
Andhra Pradesh 0.347 Maharastra 163.611
Bihar 20497.222 Orissa 2134.748
Chhattisgarh 151.688 Punjab 1191.248
Goa 98.410 Rajasthan 129.475
Gujarat 3124.214 Uttar Pradesh 107.469
Himachal Pradesh 14.097 Uttarakhand 585.925
J K 635.861 West Bengal 9041.456
Jharkhand- 3293.792 A N Islands 79.320
Madhya Pradesh 583.731 Total 41832.614
7
Districts which have not been released Ist
instalment for 2011-12 due to non-fulfilment of
conditions/non-submission of proposal
States No. of Districts Names of Districts
Arunachal Pradesh 16 ANJAW(Border), CHANGLANG, D. VALLEY LOWER DEBANG VALLEY, KAMENG EAST, KAMENG WEST, KURUNG KURMEY, LOHIT, PAPUMPARE, SIANG EAST, SIANG UPPER, SIANG WEST, SUBANSIRI LOWER, SUBANSIRI UPPER, TAWANG, TIRAP
Assam 5 DHUBRI, KAMRUP(RURAL), KARIMGANJ, N.C.HILLS,SONITPUR
Bihar 27 ARARIA, ARWAL, BHAABHUA, BHAGALPUR, BHOJPUR, BUXER, CHAMPARAN WEST, DARBHANGA, GAYA, GOPALGANJ, JAMUI, KHAGARIA, KISHANGANJ, LAKHISARAI, MADHUBANI, MUNGER, MUZAFFARPUR, NALANDA, PATNA, PURNIA, ROHTAS, SAHARSA, SAMASTIPUR, SARAN, SITAMARHI, SUPUL, VAISHALI
Gujarat 6 BHAVNAGAR, GANDHINAGAR, JAMNAGAR, JUNAGADH, KACHCHH, RAJKOT
H. P 2 KINNAUR, LAHUL SPITI
8
Districts which have not been released Ist
instalment for 2011-12 due to non-fulfilment of
conditions/non-submission of proposal
States No. of Districts Names of Districts
Jammu Kashmir 8 GANDERBAL, KARGIL, KATHUA, KISHTWAR, LEH, RAMBAN, REASI, SRINAGAR
Karnataka 11 BAGALKOT, BELGAUM, BELLARY, BIDAR, BIJAPUR, CHIKBALLAPUR, DAKSHINA KANNADA, DHARWAD, GADAG, GULBARGA, KOPPAL
Manipur 3 BISHNUPUR, CHANDEL, IMPHAL WEST
Orissa 8 DEOGARH, GAJAPATI, JAGATSINGHPUR, KALAHANDI, KEONJHAR, MALKANGIRI. RAYAGADA, SAMBALPUR
Punjab 9 BATHINDA, HOSHIARPUR, LALANDHAR, KAPURTHALA, LUDHIANA, MOGA, MUKTASAR, NAWANSHAHAR,ROOPNAGAR
U. P 2 BAGHPAT, GAUTAM BUDHA NAGAR
West Bengal 3 DARJEELING, HOWRAH, MEDINIPUR WEST
9
Districts which have not been released Ist
instalment for 2011-12 due to non-fulfilment of
conditions/non-submission of proposal (Contd.)
States No. of Districts Names of Districts
A N Islands 3 ANDAMANS, N M ANDAMAN, NICOBARS
Dadar Nagar Haveli DADAR NAGAR HAVELI
Daman Diu DAMAN DIU
Lakshadweep LAKSHADWEEP
Puducherry PUDUCHERRY
10
Houses under Construction/Incomplete

S. No States No. of Distts. In the State Number of Houses under Construction/Incomplete Number of Houses under Construction/Incomplete
More than 100 of Target for 2011-12 (No. of Distts./Total No. of Distts.) More than 86 of Target for 2011-12 (No. of Distts/Total No. of Distts.)
1 ARUNACHAL PRADESH 16 1 1
2 ASSAM 27 4 8
3 BIHAR 38 34 35
4 CHHATTISGARH 16 9 9
5 GOA 2 2 2
6 GUJARAT 26 13 13
7 HIMACHAL PRADESH 12 2  2
11
Houses under Construction/Incomplete

S. No States No. of Distts. In the State Number of Houses under Construction/Incomplete Number of Houses under Construction/Incomplete
More than 100 of Target for 2011-12 (No. of Distt./Total No. of Distt.) More than 86 of Target for 2011-12 (No. of Distt/Total No. of Distt.)
8 JAMMU AND KASHMIR 22 4 5
9 JHARKHAND 24 24 24
10 KARNATAKA 29 3  4
11 KERALA 14 5 6
12 MADHYA PRADESH 48 13 16
13 MAHARASHTRA 33 5 5
14 MANIPUR 9 1 1
12
Houses under Construction/Incomplete

S. No States No. of Distts. in the State Number of Houses under Construction/Incomplete Number of Houses under Construction/Incomplete
More than 100 of Target for 2011-12 (No. of Distt./Total No. of Distt.) More than 86 of Target for 2011-12 (No. of Distt/Total No. of Distt.)
15 MEGHALAYA 7 2  3
16 ORISSA 30 12 14
17 PUNJAB 20  2
18 RAJASTHAN 33 9 10
19 TRIPURA 4   2
20 UTTAR PRADESH 71  4 5
21 WEST BENGAL 19 3 6
22 AND NIC ISLANDS 3 1  1
13
Coverage of Targeted Components (2010-11)
State/UT No. of Distts. in the State Coverage- SC/ST less than 60 (No. of Distts.) Coverage-Physically Challenged less than 1 (No. of Distts.) Coverage - Women less than 40 (No. of Distts.) Coverage-Minorities less than 80 of Minority target (No. of Distts.)
Andhra Pradesh 22 8 13 0 10
Arunachal Pradesh 16 9 14 10 16
Assam 27 4 7 7 10
Bihar 38 11 8/ 0 10
Chhattisgarh 16 2 14 0 15
Goa 12 1 2 0 1
Gujarat 26 9 18 0 18
Haryana 21 4 9 1 10
Himachal Pradesh 12 7 5 3 10
14
Coverage of Targeted Components (2010-11)
State/UT No. of Distts. in the State Coverage- SC/ST less than 60 (No. of Distts.) Coverage-Physically Challenged less than 1 (No. of Distts.) Coverage - Women less than 40 (No. of Distts.) Coverage-Minorities less than 80 of the minority target (No. of Distts.)
J K 22 9 17 13 21
Jharkhand 24 3 11 8 8
Karnataka 29 22 11 0 14
Kerala 14 11 3 11 0
Madhya Pradesh 48 24 27 0 31
Maharashtra 33 10 20 5 16
Manipur 9 7 5 7 8
Meghalaya 7 0 4 3 --
15
Coverage of Targeted Components (2010-11)
State/UT No. of Distts. in the State Coverage- SC/ST less than 60 (No. of Distts.) Coverage-Physically Challenged less than 1 (No. of Distts.) Coverage - Women less than 40 (No. of Distts.) Coverage-Minorities less than 80 of minority target (No. of Distts.)
Mizoram 8 1 5 2 --
Nagaland 11 0 0 0 --
Orissa 30 7 23 1 26
Punjab 20 7 11 3 9
Rajasthan 33 5 14 1 13
Sikkim 1 0 0 0 0
Tamil Nadu 31 2 4 0 8
Tripura 4 0 1 0 1
16
Coverage of Targeted Components (2010-11)
State/UT No. of Distts. in the State Coverage- SC/ST less than 60 (No. of Distts.) Coverage-Physically Challenged less than 1 (No. of Distts.) Coverage - Women less than 40 (No. of Distts.) Coverage-Minorities less than 80 of minority target(No. of Distts.)
Uttar Pradesh 71 25 38 11 34
Uttarakhand 13 5 12 1 10
West Bengal 19 10 9 3 4
A N Islands 3 NA 3 2 3
D N Haveli 1 NA NA NA NA
Daman Diu 1 NA NA NA NA
Lakshadweep 1 NA NA NA NA
Puducherry 1 NA NA NA NA
NA Not Available NA Not Available NA Not Available NA Not Available NA Not Available NA Not Available
17
Requirement for Full Release of Funds
  • At least 60 of Total Available Funds (TAF) to be
    utilised
  • Transfer of funds not to implementing agencies
    but beneficiaries to be treated as expenditure
  • Opening balance in UC to tally with closing
    balance in Audit Report
  • Closing balance to be less than 10 of TAF
  • Diversion of IAY funds and interest amount for
    other purposes not permitted
  • Reporting of Outcome performance as part of UC
  • In case of excess closing balance utilise 75 of
    TAF by 31st December

18
Common/Frequent Shortcomings/Errors in Proposals
submitted for II Installment
  • State share not released or partially released
  • UC/AR/Block Expenditure Statement and Bank
    Reconciliation Statement do not tally
  • Compliance with Auditors observations not
    furnished with the proposal
  • Bank Charges/Contingency Expenditure included in
    the Income and Expenditure Statement which is not
    permissible
  • The interest accrued on IAY funds parked in the
    bank can only be utilized towards unit assistance
    and not for any other purpose
  • Funds under Total Sanitation Campaign (TSC) only
    to be utilized for construction of latrine in
    IAY house

19
Funds released under Special Packages during
2008-09
  • Rs. 412.91 crore were released as special package
    for construction of 3.15 lakh houses in 33
    districts worst affected by naxalite activities
    in eight States of Andhra Pradesh, Bihar,
    Chhattisgarh, Jharkhand, Madhya Pradesh,
    Maharashtra, Orissa and Uttar Pradesh. All
    districts availed II installments but
    documents/clarification are still pending for
    settlement of the case.
  • Rs. 20.61 crore were released as special package
    for construction of 0.23 lakh houses in 14 border
    area districts of Jammu Kashmir, Himachal
    Pradesh, Arunachal Pradesh and Assam. Out of 14
    districts 9 districts availed II installments
    rest of five districts namely Dibang Valley and
    Kurang Kurmey of Arunachal Pradesh and Jammu,
    Kathua and Poonch of J K not availed II
    Instalment. The documents in respect of 9
    districts namely Anjaw of Arunachal Pradesh and
    Leh, Jammu, Baramulla, Kupwada, Rajauri and
    Kargil of Jammu Kashmir and Kinnaur , Lahul
    Spiti of Himachal Pradesh who availed the II
    Installments are still pending for settlement of
    the case.
  • The documents pending in all the cases
    mentioned above are Utilization Certificate (UC),
    Audit Report (AR) Completion Certificate (CC)

20
Funds released under Special Packages during
2008-09
  • Rs. 99.00 crore were released as special package
    for construction of 0.73 lakh houses in 15
    Kala-azar affected districts of Bihar. Out of 15
    districts only 6 districts availed II
    Installments. The documents for settlement of the
    case are still pending.
  • Rs. 35.25 crore were released as special package
    for construction of 0.47 lakh houses for
    primitive tribal groups in Andhra Pradesh,
    Jharkhand, Rajasthan and West Bengal. Only 1
    district of West Bengal namely West Medinapur
    left to availed II Installments. All districts
    availed II installments. The documents/clarificat
    ion are still pending for settlement of the case.
  • The documents pending in all the cases
    mentioned above are Utilization Certificate (UC),
    Audit Report (AR) Completion Certificate (CC)

21
Documents Required for Claiming 2nd Instalment of
Special Package
  • Separate UC/Audit Report alongwith physical
    performance
  • Uploading of the data in separate MPRs
    incorporated for online entry
  • DRDAs to claim 2nd instalment immediately if not
    claimed so far

22
Scheme for Allotting Homestead Plots Basic
Parameters
  • Eligibility of Beneficiaries
  • Should be a BPL household with neither land nor
    house-site
  • Should belong to the Permanent IAY Waitlist
  • Conditions for Purchase
  • In the first instance States to regularize
    presently occupied site
  • Otherwise States to allot suitable Government
    Land
  • If not possible, private land to be purchased or
    acquired

23

Scheme for Allotting Homestead Plots Basic
Parameters contd.
  • Unit Assistance per Beneficiary
  • For purchase/acquisition of 100-250 sq.mt.
  • Rs. 10,000 or actual, whichever is less
  • To be shared in ratio of 5050 with the States
  • If amount falls short, balance amount to be
    contributed by States
  • Incentivising States
  • Additional funds under IAY to the extent of plots
    allotted by way of regularization/allotment of
    Govt land / purchase / acquisition

24
Funds released under Homestead scheme
State Released for Homestead Sites (Rs. Crore) Released for Homestead Sites (Rs. Crore) Released as Incentive (Addl. Targets) (Rs. Cr)
2009-10 2010-11 2010-11

Andhra Pradesh 102.28 (22)
Bihar 53.34 (38)
Gujarat 124.80 (21)
Madhya Pradesh 180.10 (48)
Maharastra 25.00 (33)
Karnataka 54.00 (11) 60.82 (18) 53.67 (9)
Kerala 32.09 (14)
Rajasthan 17.21 (11) 161.50 (33)
Sikkim 0.83 (1)
Tripura 32.85 (4)
Uttar Pradesh 1.90 (48)
Figures in bracket denote No. of districts Figures in bracket denote No. of districts Figures in bracket denote No. of districts Figures in bracket denote No. of districts
25
Quality of IAY Houses
  • Decisions taken on the recommendation of Task
    Force
  • House should be a pucca one with permanent walls
    and permanent roofing and with walls constructed
    with cement mortar
  • Type design should be prescribed by the States
    States to train masons ensure availability of
    material according to design
  • Application forms for DRI on consent of
    beneficiaries to be filled up by the DRDAs
  • Technical supervision mandatory at foundation
    roof laying stage
  • Cluster approach of villages may be followed for
    better supervision
  • System of social auditing to be introduced

26
Transparency Accountability
  • Permanent IAY Waitlists
  • MPR formats Online Monitoring
  • Database of beneficiaries

27
Status of Permanent IAY Waitlists
  • Waitlists prepared and painting completed
  • Assam, Chhattisgarh, Gujarat, Jharkhand, Madhya
    Pradesh, Nagaland, Punjab, Rajasthan, Tamil Nadu
    Uttarakhand
  • Waitlists prepared but painting not completed
  • Arunachal Pradesh, Goa, Mizoram, Sikkim, UP
    Lakshadweep
  • Waitlists and painting near completion
  • Bihar, HP, JK, Karnataka Maharashtra
  • Waitlists still not prepared
  • AP, Haryana, Kerala, Manipur, Meghalaya, Orissa,
    Tripura, WB, AN, DD, DN Haveli Puducherry

28
Online Monitoring MPR Formats
  • Districts which are not reporting online MPR at
    all

State District
Arunachal Pradesh Dibang Vally, East Kameng, Kurung Kurmey, Lohit, Lower Dibang Valley, Papun Pare, Tirap
J K Kulgam, Leh, Poonch, Baramula, Shopian, Srinagar
Manipur Bishnupur, Tamenglong, Ukhrul
West Bengal Darjeeling
D N Haveli D N Haveli
Lakshwadeep Lakshwadeep
Puducherry Puducherry
Daman Diu Daman Diu
29
Districts which have not reported online MPR for
March, 2011

States Districts
Arunachal Pradesh Lower Subansiri, Upper Siang, Upper Subansiri
Himachal Pradesh Sirmaur
J K Badgam, Doda, Ganderbal, Pulwama
Maharashtra Gondia, Osmanabad,
Manipur Chandel, Churachandpur, Imphal West, Senapati
Meghalaya East Khasi Hills, Ri Bhoi,
Tripura South Tripura
Uttar Pradesh Kaushambi
West Bengal 24 Parganas North, Jalpaiguri, Murshidabad, Purba Medinipur, Siliguri
30
Status of IAY-MIS
  • Status of IAY-MIS Data of number of
    beneficiaries uploaded

States No. States No.
Andhra Pradesh 8 JK 35
Arunachal Pradesh 37 Jharkhand 2152
Assam 61423 Karnataka 2
Bihar 9007 Kerala 597
Chhattisgarh 9296 MP 14039
Goa 1226 Maharashtra 10062
Gujarat, 284604 Manipur 1
Haryana 29742 Meghalaya 8009
Himachal Pradesh 5 Mizoram 673
31
Status of IAY-MIS (Contd.)
  • Status of IAY-MIS Data of number of
    beneficiaries uploaded

States No. States No.
Nagaland 1 UP 798640
Orissa 306256 Uttarakhand 501
Punjab 5639 West Bengal 19714
Rajasthan 12398 A N Islands 76
Sikkim 1 Daman Diu 0
Tamil Nadu 78988 Dadra N.H 1
Tripura 7111  Puducherry 0
32
Convergence with Differential Rate of Interest
(DRI) Scheme
  • IAY beneficiaries eligible for loan of upto Rs.
    20000 at 4 rate of
  • interest
  • RBI has issued guidelines to public sector
    banks
  • Off-take is extremely poor either due to poor
    awareness among
  • the beneficiaries or due to lackadaisical
    attitude of the banks
  • Up-loaded data shows that only 1948 and 60
    beneficiaries in
  • Gujarat and Tamil Nadu respectively have
    availed of this facility
  • Gujarat has succeeded to some extent due to
    persistent
  • persuasion and follow-up with banks
  • DRDA should pursue the issue with the lead bank
    of the district
  • Beneficiaries should also be assisted in
    approaching and getting
  • loan under this scheme from the banks
  • Data in this regard should be regularly
    uploaded in the MPR
  • format

33
Convergence with Total Sanitation Campaign (TSC)
  • IAY Guidelines stipulate convergence of IAY with
    funds provided under Total Sanitation Campaign
    (TSC) for providing sanitary latrines in IAY
    houses
  • Deptt. Of Drinking Water Sanitation implements
    TSC under which BPL beneficiaries are provided an
    incentive of Rs. 2200 (Rs. 2700 in hilly
    difficult areas) on construction of a sanitary
    latrine
  • The latrine should be constructed within the
    premises of the house
  • Presently the number of IAY beneficiaries
    availing this incentive is very low
  • Authorities themselves are not aware of this
    provision in many districts
  • Clause for deduction of Rs. 600 from IAY unit
    assistance in case a beneficiary fails to
    construct a toilet was deleted from IAY
    guidelines w.e.f. February, 2006
  • To reiterate the provision, a joint letter with
    Deptt. Of Drinking Water Sanitation issued on
    18th May, 2011
  • Efforts should be made for awareness generation
    of the beneficiaries to ensure that they
    construct and use toilet after availing the
    incentive amount under TSC

34
Convergence with other schemes
  • IAY stands converged with other schemes such as
    provision of Smokeless Chullahs, Rajiv Gandhi
    Gramin Vidutikaran Yojana, Life Insurance Scheme,
    Health Insurance Scheme, MGNREGA etc
  • Uploaded data shows a miniscule number of
    beneficiaries availing the benefits available on
    account of these convergence
  • DRDAs should be pro-active in creating much
    greater degree of awareness among the
    beneficiaries of such benefits available to them

35
Issues for Discussion
  • Cost of unit assistance under IAY is considered
    insufficient keeping in view the overall increase
    in construction materials and labour.
  • Inspite of continuous monitoring, permanent IAY
    waitlists are still not finalized /painted in
    many States/UTs
  • It must be ensured that targets fixed for each
    category are achieved.
  • DRDAs should work actively with IAY beneficiaries
    and provide required technical information about
    disaster resistant construction of the house as
    well as low-cost /environment friendly
    technologies.
  • DRDAs to ensure that the IAY beneficiaries get
    benefits under the Schemes converged with IAY
    especially the benefit under TSC.
  • Uploading of IAY beneficiaries data is very slow
    and may be speeded up.
  • Some of the UTs are not reporting the
    physical/financial performance online . It may be
    ensured that the data is submitted online by the
    UTs as non-uploading of data by some of the UTs
    has resulted in decreased achievement of target
    in the RFD.

36
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