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The Highway Transportation system is made of people, roadways and vehicles'

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Title: The Highway Transportation system is made of people, roadways and vehicles'


1
The Highway Transportation system is made of
people, roadways and vehicles.
2
Risk is the chance of injury, damage or loss.
Driver inattention is a major contributor to
increased risk.
  • Characteristics of risk
  • Always present
  • Perceived risk differs from actual risk -
    people do not identify risk when it is actually
    there
  • shared by all drivers, pedestrians, and
    bicyclist.
  • Risk change by what we see and the decisions we
    make on what to do with our vehicle
  • Drivers must evaluate risk and consequences.
  • Risk perception
  • Space needs of the vehicle and/or the maneuver
    to be made.
  • Speed and time intervals to reduce the current
    risk
  • Roadway conditions - flat or crowned, type of
    surface, good shoulders, etc.
  • Other roadway user actions - hardest to
    evaluate
  • Evaluation of risk present at the time the
    maneuver is made
  • Risk management
  • Increase time to respond to threats through
    position and speed adjustments
  • Increase vehicle control through position and
    speed adjustments
  • Separate hazards through speed and/or position
    adjustment

3
  • The Driving Task includes all the social,
    physical, and mental skills.
  • Social skill is the ability to interact with
    people successfully.
  • The ability to control the vehicle relates to
    physical skills.
  • Safe low risk driving primarily requires mental
    skills.
  • The IPDE Process includes four steps Identify,
    Predict, Decide and Execute.
  • The Smith System is an organized method to help
    drivers develop good seeing habits.
  • The Zone Control System is a method of managing
    space around your vehicle.
  • Breakdowns in the HTS created by traffic tie ups
    and collisions are two examples. Collisions occur
    when a vehicle conflicts with and hits another
    vehicle. Most common cause of collisions is
    driver error.

4

State Licensing System Requirements
  • Learners permit
  • Requirements
  • You must be at least 15 years old but less than
    18 years old and reside in NC.
  • You must pass eye, sign, and written test.
  • Limitations
  • All passengers must be restrained by seatbelt or
    child restraint system.
  • No one except the driver and the supervising
    driver are allowed in the front seat.
  • First 6 months, a level one permit authorizes you
    to drive between the hours of 5 am and 9pm while
    accompanied by a supervising driver.
  • Sanctions
  • Graduating to Level 2 , you must keep this permit
    for at least 12 months and have no convictions of
    moving violations or seat belt infractions within
    the preceding 6 months.
  • Graduated driver licensing
  • Requirements
  • You must be at least 16 years old but less than
    18 years old and live in NC.
  • You must pass eye , sign, and driving test.
  • Limitations
  • Drivers must be at least 16 years old, but less
    than 18.
  • All passengers must be restrained by seat belt or
    child safety seat.
  • Supervising driver must be seated beside the
    driver.

5
Emotions and Driving
  • Emotions that affect driving
  • Anger
  • Anxiety
  • Joy, happiness
  • Fear
  • Hate
  • Grief
  • General effects of emotions
  • Interfere with your ability to think
  • Create mental distractions
  • Create inattentiveness
  • Increase risk taking
  • Create a lack of concentration
  • Interrupts ability to process information
  • Physical effects of emotions
  • Heartbeat increases
  • Breathing quickens
  • Controlling emotions
  • Understand ones emotional makeup
  • Identify situations that cause emotional stress
  • Expect other drivers to make mistakes
  • Understand that emotions are contagious
  • Direct emotions toward actions, not individuals
  • Delay driving when upset
  • If upset, ask someone else to drive
  • Passengers and emotions
  • Peer pressure or group pressure to take risk
  • Influences the way a driver thinks, feels and
    drives
  • Responsible for passengers
  • Formula for road rage
  • This formula comes into play when we look at how
    our society has normalized disrespectful and
    hostile behavior. When these elements are added
    to our roadways that contain more cars, less
    space and more driver interactions, the result is
    a social normalization of behaviors that are more
    aggressive and violent in nature.

6
Road Rage
  • Definition
  • Lost control of emotions
  • Triggered by an accident
  • Use of vehicle to attack other drivers
  • Three types of Road Rage
  • Quiet road rage complaining, rushing,
    competing, resisting
  • Verbal Road Rage yelling, cussing, staring,
    honking, insulting
  • Epic road rage cutting off, blocking, chasing,
    fighting, shooting
  • Driving errors that may cause a negative reaction
    by other drivers
  • Braking suddenly
  • Exceeding speed limit by 10 mph or more
  • Changing lanes without signal
  • Cruising in passing lanes
  • Criticizing

7
Roadway Signs
  • Signs are specific sizes, shapes and colors so
    they can be easily identified at long distances.
    Signs can be placed into three separate
    categories requlatory, warning and guide.
  • Regulatory signs tell the driver about specific
    laws that a driver must obey. These signs are
    usually rectangle in shape and have a color
    pattern of red/white, white/black or
    red/white/black.
  • Warning signs tell a driver of possible dangers
    that might be ahead. These signs are mostly
    diamond shape and have a yellow/black color
    pattern. Some warning signs such as school zones,
    school crossing and school crossings may be
    fluorescent optic yellow.
  • Construction zone signs are orange in color and
    may be rectangle or diamond in shape.
    Construction zone signs alert drivers to
    construction zones ahead. Guide signs can come in
    a variety of shapes and colors.
  • Green signs give information on miles, route
    markers and destinations.
  • Brown signs mark cultural points of interest and
    recreational areas.
  • Blue signs provide information on hospital,
    police, fuel, food, and lodging.

8
Colors of signs
  • There are 8 sign colors.
  • Red - prohibitive or stop
  • Blue - motorist services signs
  • Green - guide information, such as direction or
    guidance signs
  • Yellow - general warning
  • Orange - Construction and maintenance work
  • White - regulatory signs
  • Brown - recreational and cultural interest
  • Black - regulatory sign

9
Pavement MarkingsPavement markings are usually
lines, arrows or words painted yellow or white on
the roadway to give a driver directions or
warnings.
  • Pavement markings - yellow lines
  • Solid yellow center lines indicate two-way
    traffic with no passing allowed.
  • Broken yellow center line means passing is
    permitted in either direction.
  • Broken yellow lines alongside a solid yellow
    line means passing is permitted on the side with
    the broken line. Passing is not permitted on the
    side with the solid line.
  • Double solid yellow lines means passing is not
    allowed in either direction but crossing the
    lines is permitted when making a left turn.

10
Pavement markings - white lines and arrows
  • White lines separate lanes of traffic going in
    the same direction.
  • Broken white lines may be crossed with caution.
  • Solid white lines designate turn lanes and
    prevent lane changes near intersections.
  • Solid white lines mark the right edge of the
    roadway. Stop lines, crosswalk and parking space
    are marked by white lines.
  • White arrows on the roadway indicate which way
    traffic is flowing.

11
Traffic signals
  • Steady red indicates moving traffic shall stop
    and remain stopped as long as the signal is red.
  • Green indicates traffic shall move in the
    direction of the signal but should yield to other
    vehicles and pedestrians in the intersections.
  • Steady yellow indicates a change is about to
    occur in the directions of the moving traffic.
  • Flashing red indicates traffic shall stop before
    entering the intersections and yield to other
    vehicles and pedestrians before entering.
  • Flashing yellow indicates a need to slow down and
    proceed with caution.
  • Traffic signals on expressways are rare. They may
    be used as lane usage signals.
  • A green arrow over a lane means that lane is open
    for travel.
  • A yellow X over a lane means travel in that
    lane is about to change or close.
  • A red X over a lane means travel in that lane
    is closed or prohibited

12
SPEED LAWS
  • Basic speed law state that you may not drive
    faster than is safe and prudent for existing
    conditions, regardless of posted speed limit.
  • The minimum speed law is set on roadways to keep
    traffic moving safely.

13
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16
Vehicle Control Devices
17
Operating Vehicle Control Devices
  • Steering The steering wheel is always turned in
    the direction the driver wants the vehicle to
    move, whether moving left or in right.
  • Steering wheel adjustment - In some vehicles the
    angle of the steering wheel is controlled by a
    lever located on the left or right side of the
    steering column.
  • Gear selector In a vehicle with an automatic
    transmission, the gear selector is located
  • either on the steering column or on a console
    between the front seats. A manual transmission,
    the gear selector is located on the center
    console, on the floor to the right of the driver,
    or in older vehicles on the right side of the
    steering column.
  • Parking brake This brake is sometimes
    mistakenly referred to as an emergency brake. The
    primary purpose of the parking brake is to hold a
    vehicle in place when it is parked and to protect
    the transmission.
  • Cruise/speed control - This device allows a
    driver to select and travel at a set speed
    without having to keep his/her foot on the
    accelerator. Speed control can be cancelled at
    any time by pressing the brake pedal or touching
    the off switch.
  • Ignition switch - This switch locks the steering
    wheel gear selector and enables the driver to
    start and turn off the engine or use the radio.
  • Accelerator pedal - This foot operated pedal is
    suspended from the firewall on the right
  • side of the drivers position. Speed is
    controlled by adjusting pressure on the pedal.
  • Brake pedal - The brake pedal is located to the
    left of the accelerator. The driver slows the
    vehicle by applying downward pressure.

18
Vehicle Functions/Malfunctions
  • It is essential to know what the warning lights
    and gauges on the instrument panel mean and where
    they are located. Become familiar with a vehicle
    by reading the owners manual. This will help
    prevent the driver from being caught off-guard
    should a problem arise.

19
Safety, Communication, Comfort and Convenience
Devices
  • Mirrors Adjustment of the mirrors can be done
    inside and outside in vehicles equipped with
    remote controlled outside mirrors
  • Safety belts - While safety belts protect
    occupants in a crash, they serve an equally
    important role of keeping the driver firmly in
    place behind the steering wheel, allowing better
    control of the vehicle.
  • Head restraint - All new vehicles are equipped
    with head restraint to help reduce whiplash
    injuries when struck from the rear.
  • Horn - The horn is generally operated by pressing
    a button located on a steering wheel.
  • Turn signal lever - Located on the left side of
    the steering column, the lever is moved up to
    signal a movement to the right and down for a
    movement to the left. While the signals will
    cancel after a turn, the driver may have to
    cancel the signal manually after a slight turn
    such as a lane change.
  • Door locks - In vehicles equipped with manual
    locks, each door has its own locking device. A
    master control is usually located on the right
    side arm rest in vehicles with automatic door
    locks. Child safe rear door locks are an option.

20
Safety, Communication, Comfort and Convenience
Devices
  • Hazard flasher - The purpose of the hazard
    flashers is to warn other drivers of a problem
    and to increase their awareness of the presence
    of the vehicle
  • Windshield wipers and washers - This control is
    located on the turn signal
  • lever.
  • Headlights - This switch may be located on the
    left side of the instrument panel, on the same
    lever as the turn signal or on a seperate lever
    located on the right side of the steering column.
  • Hood release - This lever is usually located on
    the left side of the drivers seat under the
    instrument panel.
  • Heater, defroster and air conditioner - These
    control switches are located in a cluster on the
    instrument panel.
  • Seat adjustment controls The adjustment lever
    to move the seat forward or backward is typically
    located at the lower front or right side of the
    drivers seat.

21
IPDE Process
  • The first step of the IPDE process is Identify.
    This step involves much more than just seeing.
    You need to know when to look, where to look, how
    to look, and what to look for.
  • The second step of the IPDE process is predict
    which means how this hazard might affect your
    intended path of travel.
  • How to Predict Gain knowledge by gathering
    information and learning from others. Judgment by
    measuring, comparing and evaluation. Experience
    helps you to improve your ability to predict
    accurately.
  • What to Predict ? Predict actions of others.
    Important actions of others include path, action,
    space and point of conflict.

22
IPDE Process
  • The third step of the IPDE process is decide.
    This involves making a decision on how to deal
    with certain situations or conflicts.
  • Final step of IPDE process is execute. To execute
    a decision is to carry out an action that you
    decided.
  • Adequate following distances
  • As speed or road conditions change, the need for
    a change in following distance ( time/
  • space ) is apparent.
  • Response time with the hands is close to 1/2
    second, while response time with the foot
  • is normally 3/4 second.
  • 2 seconds permits a driver time to steer out
    of problem areas at all listed speeds on a dry
    surface and braking out of problems at speeds
    under 35 mph.
  • 3 seconds permits a driver time to steer out
    of problem areas at all listed speeds on dry
  • surface and braking out of problems at speeds to
    45 mph.
  • 4 seconds permits a driver to steer out of
    problems at all listed speeds on dry surface and
    braking out of problems at speeds to legal limit
    of 65 mph.

23
Space Management Concepts
  • Search for objects or conditions - Look for other
    roadway users or conditions in or adjacent to the
    projected path of travel that could increase the
    level of risk.
  • Evaluate the projected path ahead for alternate
    paths of travel - Check to sides and rear for
    speed and lane position options.
  • Execute appropriate adjustment(s) - Change speed,
    change position and/or communicate.
  • Visual search process - This is the first space
    management skill a driver must develop in an
    effective visual search.
  • Where to search - This involves moving the eyes
    from the instrument panel and mirrors, to 20 to
    30 seconds ahead.
  • When to search involves timing and direction of
    the search pattern. When to search requires
    consciously looking to determine conditions all
    around the vehicle before initiating any
    maneuver.
  • How to search Always concentrate on your path of
    travel with quick glances to other areas.
  • Searching 20 - 30 seconds ahead - By searching
    ahead 20 to 30 seconds ahead the driver has more
    time and space to exercise options.
  • Searching 4 - 8 seconds ahead - The 4 seconds
    ahead represents your following distance and the
    8 seconds provides a safe stopping zone under
    most conditions.

24
Space Management Concepts
  • What to search for requires forethought and
    planning - To be effective, the driver must look
    for specific categories of information.
  • Roadway characteristics - Road and lane width,
    lane markings, roadway surface,
  • shoulder condition and slope, curb type and
    height, hills and curves, intersections and
  • interchanges, areas of limited visibility,
    location and type of structures adjacent to the
  • roadway
  • Signs, signals and markings - Warning,
    regulatory, directional and informational.
  • Motorized vehicles
  • Non-motorized highway users - Pedestrians,
    bicyclists, and animals
  • Using shared turning lanes - Some left turns in
    business areas can be made mid-block
  • from a shared turning lane. To use these lanes,
    search ahead for oncoming traffic and be
  • prepared to yield to any vehicle whose path
    drivers may cross. Drivers who want to make
    left-hand turns onto a roadway can also use a
    shared turning lane and wait for a gap in traffic.

25
Passing and being passed
  • Head-on collisions, typically involving a passing
    maneuver, annually account for approximately
    5,500 or nearly 14 percent of all traffic
    fatalities.
  • Impatience, errors in timing, and poor judgment
    of space contribute to head-on collisions.
  • The law specifically prohibits a driver who is
    being passed from increasing the speed of the
    vehicle.
  • Passing procedures
  • Prepare to pass
  • Position the vehicle 2 to 3 seconds behind the
    vehicle to be passed.
  • Check mirrors and oncoming traffic.
  • Check ahead for safe passing distance.
  • Signal intention.
  • Overtake the ongoing car
  • Accelerate and move into passing lane.
  • Accelerate quickly to an appropriate speed.
  • Concentrate on the path ahead.
  • Check mirror for following cars.

26
Factors influencing drinking
  • Peer Pressure - Many times teenagers are
    influenced by others.
  • Sociological Factors - Our culture is one that,
    for the most part, readily accepts drinking.
  • Even the word drink has often come to mean
    drink alcohol. To have a good time - Drinking
    is associated with partying for a large
    percentage of people.
  • Mass Media - This publicity shows drinking to be
    a normal, natural thing to do in our society.

27
NC State laws concerning Alcohol and Driving
  • DWI can be proven by one of two ways Proving
    the drivers physical and mental fitness are
    appreciably impaired by alcohol, drugs, or a
    combination of both or having a BAC of .08 or
    higher.
  • Allow enforcement agencies to set up road
    blocks to check for impaired drivers Prohibit
    the transport of an open container of any
    alcoholic beverage
  • Measurements - .08 on breathalyzer for driver
    21 years old and up. No trace of alcohol if
  • under the age of 21 years old.
  • Consumption of alcoholic beverages is not
    allowed by drivers when driving

28
NC State laws concerning Alcohol and Driving
  • Operating a vehicle while intoxicated
  • Provide for different levels of severity of
    punishment based on the severity of the
  • offense.
  • Requires persons who are convicted of DWI for
    the second time to serve a jail sentence
  • If the driver is convicted of a DWI while your
    license is revoked for an earlier DWI conviction,
    the court may order your vehicle seized and sold.
  • Loss of license for at least one year or up to
    two years in a probationary stage
  • Test failure/refusal same as admitting quilt

29
Physiological and Psychological Effects on
Driving Task
  • Blood Alcohol Concentration (BAC) - Concentration
    is the ratio between alcohol and blood. This is
    expressed in a ratio of 1 drop of alcohol to 1000
    drops of blood.
  • Weight - Larger persons have more blood and other
    fluids than smaller persons.
  • Gender - Women do not process alcohol as well as
    men.
  • Food - Food does not soak up or absorb the
    alcohol.
  • Alcohol Content - The higher alcohol content a
    drink has, the higher BAC produced. One drink
    is defined in many different ways. Some so-called
    hard liquors may have more than twice the
    alcohol content of another.

30
Alcohol Affects the Body
  • Alcohol is removed slowly by the body. The
    majority of the alcohol is burned up by the
    liver. The other is eliminated in breath, urine
    and sweat. This fact is the prime reason the
    sober-up-quick methods do not work On average,
    a persons BAC is lowered only 0.015 per hour.
    The concept of the body detoxifying one drink
    per hour has often been used, but this has
    previously been shown to be inaccurate for small
    people. It is better to use the 0.015 per hour
    for several reasons.

31
Alcohol Affects the Body
  • Liver - This organ detoxifies many substances in
    the blood.
  • Heart - Alcohol causes direct damage to the heart
    by reducing its contractibility and increasing
    fat infiltration.
  • Sexuality - Alcohol tends to adversely affect a
    persons sexual ability.
  • Stomach - Alcohol irritates the lining of the
    stomach and increases acidity.
  • Brain - There are short-term effects and
    long-term effects of alcohol on the brain.

32
Alcohol affects people differently
  • Tolerance - Tolerance is defined as the need to
    consume more of a drug to reach a given effect or
    the bodys ability to eliminate the drug faster.
  • Mood - If a person is angry, happy, or sad, he
    or she may react quite differently
    to alcohol.
  • Fatigue - If a person is physically or
    mentally tired, it does not take much alcohol
    to
  • produce an adverse effect.
  • Medication - Any other drug, whether
    prescribed by a doctor, bought
    over-the-counter or
  • taken illegally, will interact with alcohol
  • to alter alcohols effect.

33
Psychological factors related to consumption of
alcohol
  • Judgment/Reasoning - These psychological
    functions are the first ones affected by alcohol.
    A persons ability to judge right from wrong,
    good from bad or to reason is affected.
  • Attention - Alcohol usually affects a persons
    ability to concentrate on several sources of
    incoming information more than to concentrate on
    just one source of information.

34
Psychological factors related to consumption of
alcohol
  • Emotions Emotional control tends to be lost
    as more alcohol is consumed.
  • Aggression - Aggressive behavior tends to be
    enhanced, especially in males, when they are
    placed in a competitive situation.
  • Tolerance - Psychological tolerance to alcohol
    involves the persons ability to mask the effects
    of alcohol, usually during the early stages of
    drinking. People learn to develop coping
    behaviors which might reveal their impairment.

35
How alcohol affects driving ability
  • Searching / identifying - Alcohol blurs vision
    and reduces muscle control.
  • Eye focus - Alcohol slows focusing of the eye
  • Double vision - Alcohol impairs the coordination
    of the eyes.
  • Distance judgment - Alcohol reduces the ability
    to judge distances.
  • Side vision - Alcohol reduces the ability to take
    in information.
  • Visual acuity - Alcohol blurs vision.
  • Color distinction - Alcohol reduces the ability
    to distinguish colors.
  • Night vision - Alcohol further reduces this
    ability.
  • Slowed response time - Alcohol slows a drivers
    ability to process information and respond to
    critical driving tasks.
  • Impaired motor skills - A drivers eye, hand, and
    foot coordination is impaired by alcohol.

36
Drivers take greater risks after drinking
  • Alcohol tends to produce more aggressive behavior
    and, thus, poor decisions. It is possible for a
    driver to search and evaluate correctly, yet fail
    to execute properly. While alcohol affects
    thinking and judgment first, it also affects
    muscular actions, whether in the eyes or arms and
    legs. After drinking, drivers tend to lose fine
    muscle control. This is often shown by failure to
    maintain their vehicles in a straight line
    (weaving). When they brake, they brake too hard
    or not enough. When they steer, they may steer
    too much or fail to return the wheel properly.

37
Common signs of the drinking driver
  • Tire on center or lane line
  • Brakes erratically
  • Drives into opposing or crossing traffic
  • Signals inconsistently
  • Responds slowly to traffic signals
  • Illegal or abrupt turns
  • Rapid acceleration and/or deceleration
  • Drives at night with lights off
  • Fails to dim high beam headlights
  • Turns in a wide radius
  • Straddles center or lane
  • marker
  • Almost strikes an object
  • Weaves
  • Drives on shoulder of roadway
  • Swerves
  • Slow speed
  • Stops for no apparent reason
  • Follows too closely
  • Drifts

38
Drugs other than alcohol
  • Over-the-Counter Medications - those that can
    be purchased legally without a prescription
  • Prescription Medications
  • Tranquilizers
  • Stimulants
  • Narcotics

39
  • Judgment - Accurate decisions are based on a
    drivers ability to assess and judge a given
    driving situation. Poor judgments often result in
    collisions.
  • Coordination - Drivers must coordinate hand, eye
    and foot movements to operate
  • a motor vehicle successfully. Loss of such
    ability greatly handicaps performance.
  • Vision -Visual impairments make it difficult to
    search, evaluate and execute
  • appropriately.
  • Mood - A drivers mood may cause him/her to take
    unnecessary risks or be so
  • lethargic as to fail to act correctly in a
    dangerous situation

40
Drugs Other Than Alcohol and the Driving Task
  • Marijuana
  • Marijuana - Drug most often found in drivers
    involved in crashes after alcohol.
  • Effects include Loss of tracking ability -
    This is the ability to maintain the
  • vehicle in a given line.
  • Distance judgment - Following too closely can
    cause
  • problems.
  • Vigilance - Not remaining attentive to the
    driving task can
  • cause a driver to follow too closely, drift
    into another lane, etc.
  • Divided attention - Driving is a task which
    requires constant
  • but changing attention to traffic, roadway and
    weather
  • conditions, passengers, gauges, etc.

41
Fatigue - Physical or mental weariness resulting
from exertion or other effect.
  • Causes of fatigue
  • Physical Strain (hard work)
  • Mental strain (stress)
  • Monotonous tasks (long driving trips)
  • Illness
  • Lack of sleep
  • Effects of fatigue
  • Impairs vision
  • Impairs perceptual abilities
  • Slows reaction time
  • Causes misjudgment of speed and distance
  • Increases risk-taking
  • Induces highway hypnosis
  • Causes drowsiness at the wheel

42
Drowsy driving - who is most at risk?
  • Drivers who are
  • Sleep deprived
  • Driving long distances without
  • rest breaks
  • Driving through the night or at
  • other times when they are
  • normally asleep
  • Driving alone
  • Driving on long, rural, boring
  • roads
  • Frequent travelers
  • Young people
  • Shift workers
  • Commercial drivers

43
Mental Fatigue
  • Mental fatigue symptoms
  • Inability to keep fixed attention
  • Impaired memory
  • Failure to grasp new ideas
  • Difficulty/slowness in
  • reasoning
  • What wont help fatigue
  • Toughing it out
  • Playing the radio loudly
  • Alternating speed up and down
  • Opening the windows
  • Delaying fatigue onset
  • Avoid driving long distances
  • Keep your eyes moving
  • Fresh air
  • Delaying fatigue symptoms
  • Change drivers at regular intervals

44
Drowsy Driving Facts
  • Drowsy Driving It is difficult to attribute
    crashes to sleepiness because there is no test to
    determine sleepiness as there is for intoxication
    (i.e., a sleep breathalyzer).

45
Driver Insurance Requirements
  • Drivers are required to be Financial
    Responsibility for there actions and damages
    caused through liability insurance and this is
    usually acquired by purchasing vehicle insurance.
  • Required Insurance
  • Every state requires drivers to carry liability
    insurance. There are 3 types of liability
    insurance bodily injury ( 1 person ), multiple
    bodly injury ( 2 or more person ), and property
    damage.
  • The State of NC requires a minimum of 30/60/25
    liability insurance for all drivers. Liability
    insurance only pays for injuries or damages to
    the person not at fault. The driver at fault will
    have his liability insurance pay for damages.

46
Additional Insurance
  • Drivers may also purchase other types of
    insurance. These types of insurance policies pay
    to repair damages to the at fault drivers
    vehicle.
  • Collision insurance This insurance will pay for
    repairs to the drivers vehicle when driver is at
    fault for a collision. This insurance will
    require a deductible of 500.00 or 1000.00 which
    is deducted from the amount of damage and paid by
    insurer.
  • Comprehensive Insurance This insurance will pay
    for the repairs to the drivers vehicle when
    stolen, vandalized, and Act of God. This
    insurance has a lower deductible of 100 or
    250.00 which is deducted from the amount of the
    damage and paid by the insurer.
  • Towing Insurance This insurance will pay for
    the car to be towed when driver is at fault for
    collision.
  • Rental Insurance This insurance will pay for a
    rental car when driver is at fault for collision.

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Collision reporting Typically, there are certain
duties to be performed when a driver is involved
in a crash.
  • Crash scene
  • If a collision with another vehicle, a
    pedestrian or someones property occurs, IT IS
    LEGALLY REQUIRED TO FOLLOW SPECIFIC PROCEDURES.
    These five steps should be taken in addition to
    anything required by your state law
  • 1. Stop immediately
  • 2. Aid the injured (if qualified, otherwise call
    for help)
  • 3. Prevent further damage
  • 4. Send/Call for police
  • 5. Exchange Information/Reporting

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  • Take these additional steps after a collision
  • 1. Record witnesses names and addresses
  • 2. Make a sketch of the collision scene
  • 3. Take a photograph
  • 4. Record such facts as time, date, location,
    weather and driving
  • conditions
  • 5. Note the name of the hospital to which any
    injured persons were
  • taken
  • 6. Note the name and the identification number
    of the police officer at
  • the collision scene

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  • Give police the facts. Provide honest, accurate
  • facts and never argue about who was to blame.
  • Do not admit fault. Stay at the scene until all
  • information has been recorded. Produce proof
  • of financial responsibility by showing a card
  • that lists current insurance or a bond card.
  • Also, notify appropriate insurance agent
  • promptly.

50
Visit these websites for more information on
Drivers Education.
  • www.drivingskillsforlife.com
  • www.aaa.com
  • www.oli.org
  • www.ncdot.org
  • www.safeteendriving.org
  • www.AdvanceAutoParts.com
  • www.allstate.com
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