Save for Your Future

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Save for Your Future
Its easy with
Treasury Securities
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Whats good about U. S.
Savings Bonds?

• They offer competitive interest rates
• They cannot lose value
• You can buy them for as little as 25
• They grow in value each month
• Earnings are not subject to state or local
  income taxes
• You can choose Series EE Bonds or Series I
  Bonds

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Now there are two ways to buy Savings Bonds!

• TreasuryDirect (for electronic bonds)
• Traditional payroll savings plan (for paper
  bonds)

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What is TreasuryDirect?

• TreasuryDirect is a Web-based system that allows
  you to
• Establish an account online
• Buy, manage, and redeem securities online
• Purchase electronic Series EE and I bonds
  online

No paper bonds or paperwork Its safe, simple,
and secure!
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How does TreasuryDirect change Payroll Savings?

• Its a simple direct deposit program
• You dont need to wait for paper bonds to
  arrive in the
• mail
• You can add and change bond registrations
  online
• You can view your holdings online or print a
  copy, which includes the current value
  of the bonds

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Whats good about TreasuryDirect?

• Its flexible and convenient available 24/7
• You can set up automatic, repeating purchases
• There are no paper savings bonds to lose

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And

• You can buy or redeem bonds in one daywith a
  few
• mouse clicks.
• When you redeem the bonds, the funds are
• deposited in your checking or savings
  account
• You can make a partial redemption of your bond

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Go to www.treasurydirect.gov
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Take a Guided Tour!
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Begin Saving

• Open a TreasuryDirect account online
• Provide your employer with a direct deposit
  request
• that includes
• your TreasuryDirect account number
• the dollar amount to be deducted at specific
  intervals
• the TreasuryDirect routing number (youll find
  this number when you set up your TreasuryDirect
  account online)

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Then

• Your employer sends the deposit to
  TreasuryDirect with
• your information based on your payroll
  schedule
• TreasuryDirect receives the deposit and issues
  you a
• non-interest bearing Treasury security
  within your
• account
• You use that security as a source of funds to
  purchase
• savings bonds

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Just Picture It
1. You open a TreasuryDirect account
2. You request a direct deposit deduction
3. Your employer initiates the direct deposit.
4. The direct deposit processes
electronically
6. You purchase electronic savings bonds
5. Your TreasuryDirect account receives the
funds
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Looking for Details?

• TreasuryDirect has
• Frequently Asked Questions
• User Guide
• Learn More
• Popular Help Topics
• Glossary

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If You Choose Paper Savings Bonds.

• Fill out an authorization card
• with savings bond denomination
• amount
• registration information
• Give this to your payroll department
• Authorize your payroll department to
• track your deductions
• order a savings bond when the purchase price is
  reached

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For Paper Savings Bonds Heres How you

• Change Bond Registration or Deduction Amount
• Fill out a new authorization card and give it to
  your payroll department
• Keep track of your bonds
• Keep your bonds in a safe place
• Keep a record of the bond information in case
  they are lost or stolen

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Heres How You.

• Calculate the value of your paper savings bonds
• Visit www.treasurydirect.gov for either the
  Savings Bonds Calculator or the Savings Bonds
  Wizard
• Redeem your paper savings bonds
• Take your savings bonds to a financial
  institution and sign each bond
• The financial institution will give you cash and
  deposit it to your account

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How You Replace Lost Savings Bonds

• Fill out the paperwork for replacing lost bonds
• Work with your financial institution

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• Visit www.treasurydirect.gov for more information
  on both TreasuryDirect and paper savings bonds
• Take a guided tour of TreasuryDirect at
  www.treasurydirect.gov
• Read the employee brochure on electronic payroll
  savings for more information
• If you have additional questions, send them to
  treasury.direct_at_bpd.treas.gov

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Save for the future with TreasuryDirect or
traditional Payroll Savings
Or Both!