Breeding Farm Safety and Liability Management

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Breeding Farm Safety and Liability Management

• ABAS 4090 Equine Breeding Management

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(No Transcript)
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Defense strategies

• Prevent injury
• Respond appropriately
• Prevent lawsuit
• Prepare to win lawsuit
• Carry appropriate insurance

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Boundaries from Liability

• Accident prevention
• Set and enforce rules
• Employee training programs
• Accident response
• Immediate attention
• Dont address blame issues

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Boundaries from Liability

• State liability protection
• Notification signs
• Specific language in waiver
• Insurance for
• personal injury
• Workers Compensation
• Commercial General Equine Liability

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Boundaries from Liability

• Insurance for horses
• Fertility
• Surgery
• Mortality

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Stallion Insurance Covers

• Mortality
• Accident, Sickness or Disease
• Stallion Loss of Income
• Stallion First Season Congenital Infertility
  Insurance

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Mortality Insurance

• Equine mortality insurance protects you against
  financial loss due to the untimely death of your
  animal.
• You may insure your horse (or one you have
  leased)
• Full Mortality
• Named Perils

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Full Mortality Insurance

• Known as "all risk" coverage.
• It covers death due to any cause not specifically
  excluded by the policy.
• Animals covered by a full mortality policy must
  meet certain age and health criteria in order to
  be eligible for coverage

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Named Perils Mortality Insurance

• Covers your horse for those causes of loss
  specifically listed in the coverage form.
• Much more narrow in scope than a full mortality
  policy, named perils
• Only covers accidental death.
• Death caused by a medical problem such as colic
  is not covered.
• Named perils is generally only used when covering
  
• over age animals,
• a large number of animals on a single policy,
• when the cost of full mortality is not
  economically viable.

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Accident, Sickness or Disease (ASD) Insurance

• Mortality policy can be extended to cover the
  stallion in the event that he becomes totally and
  permanently infertile, impotent or incapable of
  serving mares as a result of an accident, illness
  or disease.
• Accident, Sickness or Disease that is sustained
  or contracted during the period of insurance.
• This extension does not cover against the
  stallion being congenitally infertile.

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Stallion Loss of Income Insurance

• Stallion Loss of Income - insure against a loss
  of income resulting from their stallion being
  unable to fulfill its stud duties in a particular
  breeding season.
• Can include or exclude loss due to death of the
  stallion.
• The sum insured is based upon the income expected
  during the season, taking into consideration the
  number of mares booked, the stallion's fee and
  the fertility
• The claim amount is dependent upon income lost,
  taking into account income derived.
• This insurance can run in conjunction with a
  mortality insurance policy.

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Stallion First Season Congenital Infertility
Insurance

• Owners of stallions set to stand their first
  season at stud can insure against their stallion
  being infertile due to a congenital abnormality
  of its semen, or a congenital inability to breed.
• Most commonly covers against the stallion
  achieving less than a 60 fertility rate, from a
  minimum number of 20 mares.

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Special safety/liability considerations (Horse
and Human)

• Owning or Standing Stallions
• Stallion acceptance standards
• Facility standards
• Traffic flow
• Fencing
• Landscaping
• Personnel Standards

http//www.ansci.cornell.edu/plants/horselist.html
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Special safety/liability considerations

• Handling stallions
• Facility design
• Quiet control
• Considerations while handling
• Leading
• Teasing
• Breeding
• (continued gtgt)

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Special safety/liability considerations

• Breeding
• Assistant safety
• Stallion safety
• Mare safety
• Foal safety

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Special safety/liability considerations

• Transporting Stallions
• Protective needs vary
• Need for companionship varies
• Mare as companion usually contraindicated

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Special safety/liability considerations

• Equipment
• Long Shank
• Hobbles
• Breeding Apron
• Felt boots
• Breeding roll
• Helmet
• Wiffle-ball bat

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Special safety/liability considerations

• Hormone handling precautions
• Progesterone
• Estrogen
• Prostaglandin

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Laboratory concerns

• Organization
• Avoid confusion
• Avoid mistakes
• Cleanliness
• Prevent accidents
• Avoid mistakes
• Record keeping
• Maintain inventory
• Avoid mistakes

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FIRST EXAM

• NEXT WEDNESDAY, OCTOBER 4
• 100 multiple choice question
• YOU WILL NEED A LARGE SCANTRON SHEET A 2
  PENCIL