ADDITIONAL FUNDS REQUIRED UNDER INDIRA AWAAS YOJANA TO MEET THE RURAL HOUSING SHORTAGE BY 2002 AD IN

1
RURAL HOUSING
MINISTRY OF RURAL DEVELOPMENT
2
PRESENT STATUS OF RURAL HOUSING

• As per the estimate made by the Census for 2001,
  the Rural Housing shortage is about 149 lakh. In
  addition 10 lakh shelter less families are added
  every year.
• About 40 lakh houses required to be constructed
  every years to end shelterness during the next
  five year
• At present about 14-15 lakh houses are
  constructed within the given resources leaving
  the gap of about 25 lakh houses

3
STATE-WISE ESTIMATED RURAL HOUSING
SHORTAGE FOR 2001
4
Contd..
5
INDIRA AWAAS YOJANA

• Objective
• To help construction of dwelling units for
  the poor shelterless families by providing
  Grants-in-aid.

6
INDIRA AWAAS YOJANA

• Minimum 80 of the allocation is to be spent on
  construction of new IAY houses.
• Upto 20 of the allocation is to utilized for
  upgradation of unserviceable kutcha houses or for
  credit-cum-subsidy scheme or for new
  construction.
• 5 of the resources are earmarked for the houses
  affected with the natural calamities.

7
INDIRA AWAAS YOJANA

• Target Groups
• Members of Scheduled Castes/Scheduled Tribes.
• Freed bonded labourers.
• Non SCs/STs BPL families.
• Families of the defence/ para-military personnel
  killed in action.
• Ex-Servicemen and retired members of
  para- military forces subject to fulfillment of
  other conditions.

8
INDIRA AWAAS YOJANA

• EARMARKING OF RESOURCES FOR THE WEAKER SECTIONS
• Minimum 60 for SC/ST BPL families.
• Maximum 40 for non SC/ST BPL families.
• 3 of the above categories for physically and
  mentally challenged persons.

9
INDIRA AWAAS YOJANA

• SELECTION OF BENEFICIARIES
• Gram Sabha will select the beneficiaries from
  the list of eligible BPL households.
• Selection by the Gram Sabha is final.

10
INDIRA AWAAS YOJANA

• IMPLEMENTING AGENCY
• DRDA/Zilla Parishad are the Implementing
  Agencies for the Indira Awaas Yojana (IAY).
• Funds are directly released to the DRDAs in two
  instalments.

11
INDIRA AWAAS YOJANA

• RESOURCE ALLOCATION
• Expenditure under the IAY is shared by the
  Centre and State in the ratio of 7525.
• For allocation of resources to the States/UTs
  under the IAY, equal weightage is given to
  poverty ratio and housing shortage.
• Equal weightage to housing shortage and rural
  SC/ST population is given for allocation of
  resources to the districts within the States.

12
INDIRA AWAAS YOJANA

• INVOLVEMENT OF BENEFICIARIES
• Beneficiaries will have complete freedom for
  their house construction.
• Beneficiaries may procure construction material
  and engage skilled workmen.
• Beneficiaries will contribute family labour.
• Title of the house should be in the name of
  female member or in the joint name of both
  husband and wife.

13
ASSISTANCE UNDER IAY

• Unit Cost has been increased from Rs. 20,000/-to
  Rs. 25,000/- in Plain and from Rs. 22,000/- to
  Rs. 27,500/- in Hilly /Difficult Areas w.e.f.
  1.4.2004 for construction of house including
  sanitary latrine and smokeless chulha.
• For Upgrdation of un-serviceable house, it has
  been increased from Rs.10,000/- to Rs.12,500/-
  for all areas.
• The minimum area of 20Sq. Meter is required to be
  covered for construction of dwelling unit under
  IAY.

14
CENTRAL ALLOCATION UNDER IAY
15
INDIRA AWAAS YOJANASince inception

• Around Rs. 19466.35 crores have been spent since
  inception of the scheme in 1985-86
• About 111.89 lakh houses have been constructed so
  far.
• Note Only 14 States reported for the month of
  March 2004.

16
INDIRA AWAAS YOJANADURING 2003-2004

• During the year, Rs. 1871.07 crores have been
  released to the States/UTs.
• 570 districts got the first instalment and 562
  districts got the second instalment.
• Against the target of 14.84 lakh houses, 10.46
  lakhs houses were constructed and 618364 under
  progress.
• Rs. 2003.82 crores against the total available
  fund of
• Rs. 2494.14 crores have been utilized during
  2003-2004.
• Note Only 14 States reported for the month of
  March 2004.

17
PERFORMANCE DURING 2004-2005

• Current years proposed budget allocation is Rs.
  2500 crores.
• Vote on accounts is 50 of the proposed budget
  allocation.
• During the year, Rs. 1088.56 crores have been
  released to the States/UTs.
• 525 districts got the first instalment till date.

18
STATE-WISE CENTRAL ALLOCATION 2004-05
19
Contd..
20
OTHER HOUSING SCHEMES

• Credit-cum-subsidy Scheme
• Subsidy upto Rs. 10,000/- per household.
• Loan upto Rs. 40,000/- per household.
• Households having annual income upto
• Rs. 32,000/- is eligible under the Scheme.

21
OTHER HOUSING SCHEMES

• INNOVATIVE STREAM FOR RURAL HOUSING AND HABITAT
  DEVELOPMENT
• Objective To demonstrate/promote/propagate
  innovative and low cost technologies, designs and
  materials.
• Other Features
• In operation since 1999-2000.
• Demand Driven Project Based Scheme.
• Maximum assistance is Rs. 50 lakhs per project.
• Implemented through DRDAs/other Governmental and
  non- governmental agencies.
• 170 projects have so far been approved and an
  amount of Rs. 42.11 crores has been released.

22
OTHER HOUSING SCHEMES

• RURAL BUILDING CENTRES
• Objective To develop appropriate
  technologies, to produce low cost housing
  material and capacity building at the grassroot
  level.
• Other Features
• In operation since 1999-2000.
• Demand Driven Project Based Scheme.
• Maximum assistance is Rs. 15 lakhs per project.
• Implemented through DRDAs/other Governmental and
  non- governmental agencies.
• 85 projects have so far been approved and an
  amount of Rs. 7.67 crores has been released.

23
Equity Support to HUDCO

• To meet the housing requirement of economically
  weaker section in rural areas and to improve
  the access of housing finance, equity support to
  HUDCOis being provided.
• Equity support _at_ of 10 cores p.a. was provided
  till 2003-04.

24
HOUSING FOR HEALTH, HARMONY AND HAPPINESS

• Thank you !