Insurance of historical buildings

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Insurance of historical buildings

• COST C17 WG3
• PARIS 28.-29.10.2004
• Seppo Pekurinen
• Manager, Loss Prevention
• Federation of Finnish Insurance Companies
• FINLAND
• fire losses in historical buildings
• loss prevention of historical buildings
• insurance and historical buildings

SPe 29.10.04
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Loss prevention of historical buildings

• FEDERATION OF FINNISH INSURANCE COMPANIES
• 49 insurance companies
• Seppo Pekurinen
• manager, loss prevention
• Finland has not so many BIG historical valuable
  buildings
• principals of insurance is similar
• security is ok
• we must have better safety thinking
• 80 of fires is caused by human activities

SPe 29.10.04
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MAJOR ACCIDENTS 1990-2003 ( gt 200,000)
SPe 29.10.04
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MAJOR FIRES IN CHURCHES 1960-2000 ( gt 200,000)
SPe 29.10.04
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MAJOR FIRES IN CHURCHES 1967-2003number of
fires 33
SPe 29.10.04
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Loss prevention of historical buildings

• FIRE
• arson PRECAUTIONARY GUIDELINES
• hot works
• lightning ---
• electrical installation
• heating ---
• smoking
• BURGLARY PRECAUTIONARY GUIDELINES
• WATER DAMAGE EDUCATION
• FRAUD COOPERATION (police,insurance)

SPe 29.10.04
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HOT WORKS IN MAJOR FIRES (gt 200,000)Share of
hot work fires of total claims expenditure
Hot work training started
SPe 29.10.04
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BURGLARIES REPORTED TO INSURERS
SPe 29.10.04
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BURGLARIES REPORTED TO INSURERS
SPe 29.10.04
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Loss prevention in church Kerimäki
Worlds largest wooden church
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Loss prevention in church Kerimäki
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Loss prevention in church Kerimäki
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Loss prevention in church Kerimäki
Fire extinguishing system watersprinkler system
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Loss prevention in church Kerimäki
Smoke and fire detection systems
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Loss prevention in church Kerimäki
Surveillance systems ( cameras,
detectors, locks)