Understanding Medicare Health Insurance

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shop medicare health
UNLOCKING THE SECRETS OF HEALTH INSURANCE PLANS
Quality Health for All
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INTRODUCTION

• Medicare is a federal health insurance program
  for people who are 65 or older, certain younger
  people with disabilities, and people with
  End-Stage Renal Disease (ESRD).
• It provides coverage for hospital stays, medical
  services, prescription drugs, and preventive
  services.

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HOSPITAL INSURANCE
Covers inpatient hospital stays, skilled nursing
facility care, hospice care, and some home health
care.
PARTS OF MEDICARE
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MEDICAL INSURANCE
Covers doctor's services, outpatient care,
preventive services, and medical supplies.
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MEDICARE ADVANTAGE
Offered by private companies approved by Medicare.
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ENROLLMENT PERIODS

• Initial Enrollment Period When you first become
  eligible for Medicare (usually around your 65th
  birthday).
• Open Enrollment Period Allows you to make
  changes to your Medicare coverage each year
  (October 15 - December 7).
• Special Enrollment Period Allows you to enroll
  in or change Medicare coverage outside of the
  regular enrollment periods under certain
  circumstances.

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COVERAGE OPTIONS

• Consider your healthcare needs, budget, and
  preferred providers when choosing a Medicare
  plan.
• Compare costs, coverage, and provider networks
  before making a decision.
• Review plan documents carefully to understand
  benefits, limitations, and out-of-pocket costs.

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CONCLUSION

• Medicare offers various health insurance plans to
  meet the diverse needs of beneficiaries.
• Understanding the different parts of Medicare and
  available coverage options is essential for
  making informed decisions about healthcare.
• For personalized assistance with Medicare
  enrollment and plan selection, consult with a
  licensed insurance agent or Medicare counselor.

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Have your health and medical needs changed in the
last year?
Medicare Advantage plans change every year. The
best way to ensure your plan fits your needs and
minimizes your out-of-pocket expenses is to get
an annual plan review. We are here to help you
ensure that your plan provides the benefits you
want and minimizes your costs.
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THANK YOU!
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