What Is An HMO?

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What Is An HMO?
If you're looking for a health plan that's easy
to understand, easy to use, and comfortable on
your wallet, an HMO may be just what you need
for you and your family. An HMO health plan
presents Monthly premiums, copays, and
deductibles are often lower than other types of
plans. Access to certain doctors and hospitals
called your HMO provider network, which allows
control of how much you pay for health care. A
primary care physician (PCP) whom you see for
routine check-ups, physicals, colds, and flu.
Your PCP will refer you to a specialist for more
serious illnesses. No matter which plans you
have, before you must care, get to know your
plan, what's covered, and where you can go for
care. Knowing how your Pennie insurance plan
works may save you time and money.