Choose a Medicare Advantage Plan

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Reasons to Choose a Medicare Advantage Plan if
You are Turning Old
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Turning OLD??
LETS TALK US
Turning 65 can be a bit overwhelming. As the
years have passed, Ive learned one undeniable
fact we have 65 years to learn about Medicare,
but no one thinks about it until they are 64 and
9 months old. If youre about to turn 65, youre
already 65, or youre older than 65 and trying
to learn more about Medicare options by reading
this blog, youre already ahead of the game.
You have questionsand we have answers. We want
to hear from you so dont hesitate to ask
questions throughout the presentation.
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What is Medicare Advantage?
LETS TALK US
A Medicare Advantage Plan or (MA), also known as
Part C, is one way to choose how to receive your
Medicare benefits. When you have a MA, you still
have Medicare it is just being coordinated by a
Private Company. It is very important to keep in
mind that MA Plans cover all the benefits of
Original Medicare and can also include additional
benefits. These additional benefits are what we
are covering today as reasons why people choose
to have MA plans.
By visiting our site and looking over our blogs,
you would have done more research about your
options than most Medicare beneficiaries. Our
purpose here is to help you the beneficiary
understand why some people choose Medicare
Advantage plans over Medicare Supplement, or
continue with Traditional Medicare along with a
Stand-Alone Prescription Drug Plan. For more
information on Medicare Supplement and
Stand-Alone Prescription Drug Plans, we encourage
you to refer to our other blogs.
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First Reasons to Choose a Medicare Advantage Plan
The first reason to choose a Medicare Advantage
Plan is to have an all-in-one plan that includes
prescription drug coverage. An important fact to
state here is that Original Medicare alone does
not cover Prescription Drugs. Therefore, to get
Prescription Drug coverage, you need to purchase
a Stand Alone Prescription Drug Plan, known as a
PDP, or have the coverage included in your
Medicare Advantage benefits. Medicare Advantage
plans with Drug Coverage are known as MAPDs. Most
Medicare Advantage plans have a prescription drug
plan embedded into them at no additional monthly
cost, even if that monthly premium is 0..
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Second Reasons to Choose a Medicare Advantage Plan
The second reason to choose a Medicare Advantage
plan is to avoid Original Medicare deductibles.
Part A(Hospital) and PartB (Medical) have their
own annual deductibles. For the year 2020, the
Part A annual deductible is 1,400, and the Part
B annual deductible is 190.Most Medicare
Advantage plans do not have a deductible
rather, they have copays. An individual could
expect to pay anywhere between 20 and 50 to see
a specialist.
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Third Reasons to Choose a Medicare Advantage Plan
The third reason to choose a Medicare Advantage
plan is for the benefit of a Maximum
Out-of-Pocket Limit to your healthcare costs.
This is an added benefit that Original Medicare
alone does offer. Having a Maximum Out-of-Pocket
is important due to the fact that once you reach
this dollar amount in copays, you are done paying
for any medically necessary procedures or office
visits. Any remaining copays will be covered by
the private company that is coordinating the
Medicare Advantage Plan.When you reach your
maximum out-of-pocket, the bucket is considered
full and you are not responsible for any more
medical-related out-of-pocket expenses for the
rest of the calendar year..
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Fourth Reasons to Choose a Medicare Advantage Plan
The fourth reason to choose a Medicare Advantage
plan is have set copays rather than 20
co-insurance that you have with Original
Medicare. Up on reviewing your Medicare Advantage
options, you will notice that each plan has its
own specific copays that would be required to be
paid for each service. Copays can be as low as
0, depending on your plan options in your area.
This is a benefit that Traditional Medicare does
not offer. At Texas Medicare Solutions, before
you sign up for a plan, we, as Agents, go through
what is called the Summary of Benefits with you.
The Summary of Benefits will state each copay
associated with each service. Every carrier
chooses their copays each year, and may choose to
raise or lower them. This is why it is important
to review your Medicare Advantage plan annually.
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Who we are
At Texas Medicare Solutions, all of our agents
are licensed independent agents who focus
on Medicare Advantage, Medicare Supplement
(Medigap) and Medicare Prescription Drug plans. 
As independent agents, we do not work for an
insurance company rather, we work for you.  We
realize that every individuals needs are
different, so it is our goal to spend the
appropriate amount of time with you to assist
you.
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Contact Us
Interested in Medicare Advantage Plans in San
Antonio? Contact Us info_at_txmedsolutions.com 210-9
08-6565 Office 210-878-4019 Fax 6502 Bandera Rd
Ste 210,San Antonio, TX 78238
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