Buying travel insurance? Remember to check for these 5 features - PowerPoint PPT Presentation

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Buying travel insurance? Remember to check for these 5 features

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Therefore, the general insurance policy of travel that provides adequate coverage against these expenses is necessary. – PowerPoint PPT presentation

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Updated: 15 July 2021
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Title: Buying travel insurance? Remember to check for these 5 features


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Buying travel insurance? Remember to check for
these 5 features
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  • Travelling is an activity loved by many. It opens
    one to different cultures, foods, lifestyles,
    languages, and so much more. Plus, exploring a
    new place can be quite fun on its own. However,
    it also leaves you exposed to a lot of unforeseen
    risks and dangers. It is to protect oneself from
    these dangers that people buy travel insurance.
    It is necessary that the travel insurance you buy
    is sufficiently equipped to help you financially
    in a variety of scenarios. Therefore, before you
    buy travel insurance, do remember to check if it
    has the following 5 features.

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  • 1. Protection from medical expenses 
  •  
  • Getting sick or hospitalized in a foreign country
    during travel can really stretch ones budget. If
    the hospitalization is for a long duration, then
    it can even lead to cancelling the rest of the
    trip. Therefore, the general insurance policy
    of travel that provides adequate coverage against
    these expenses is necessary. The amount provided
    during hospitalization may change as per the
    plans you choose. The cashless services ease the
    whole process, ensuring that you do not worry
    about shelling large amounts of money. 

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  • 2. Coverage for loss of checked-in baggage 
  • Your baggage contains your most important items
    and belongings during travel. Unfortunately,
    instances of checked-in baggage getting lost or
    delayed are quite common. If that sort of thing
    happens with you, it could put you in a bit of a
    financial crunch as well as ruin the mood of the
    trip. A travel insurance plan can help you
    recover your finances in such a situation. It
    compensates you for the loss or delay of your
    checked-in baggage so that you do not have to dip
    your hands into the travel budget. 

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  • 3. Assistance in case of loss of passport 
  • It may seem surprising but a lot of travellers
    happen to lose their passports during their
    travel. Being without your passport in a foreign
    land can lead to unpleasant situations.
    Therefore, do check if your travel online
    insurance insurance provider is covering
    financial aid for such a situation. Plus, some
    insurers may even help you trace your lost
    passport and assist you in getting a new one
    made.

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  • 4. Financial aid for personal liabilities
  • Suppose you get involved in an accident where you
    may be unharmed but someone elses property is
    damaged. You will be personally liable to pay for
    the damages even though the action was
    unintentional. Let your travel insurance be the
    saviour for you here. Keep in mind to buy a
    travel insurance plan that covers personal
    liabilities as they can be very draining on ones
    finances when they occur. 

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  • 5. Worldwide coverage 
  • The world has lots to explore. There are many
    places that may not be on the usual tourist radar
    but you may want to explore them. Your travel
    insurance plan, therefore, should come with
    worldwide coverage. So, whether you have plans to
    travel the tiny island of Saint Lucia in the
    Caribbean, the wide expanse of Greenland or the
    more popular destinations of Western Europe, make
    sure that the travel insurance plan you choose
    provides worldwide coverage. 
  • One should always research well and make an
    informed decision before they buy any kind of
    online travel insurance online or offline.
    Additionally, it is advised to talk to a reliable
    insurance agent before finalizing any policy to
    understand the intricacies and conditions of that
    policy. 

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  • THANKYOU
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