Bajaj Finserv Personal Loan: An Excellent Lender To Get Quick Cash

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Bajaj Finserv Personal Loan
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Bajaj Finserv Interest Rate and Charges 2020
Bajaj Personal Loan Interest Rate 10.99-16 onwards
Processing Fee Up to 3.99 of the loan amount
Bonus Charges Rs 600-Rs1200/bounce
Loan Tenure 12 months to 60 months
Structural Fee Rs 4499
Loan Amount Up to Rs25 Lakh
Penal  Interest 2 of monthly EMI
Bajaj Finserv offers low-interest-rate on
personal loan so that most of the people can
avail the loan without any collateral. So, if you
are wondering about the Bajaj loan interest rate
and processing fee, then go through the
below-mentioned points.
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Bajaj Finserv Personal Loan Eligibility Criteria

• Anyone can apply for a personal loan from Bajaj
  Finserv as long as they clear the basic
  eligibility criteria. As the loans being offered
  are collateral free, which requires the company
  to ensure that the borrower is compliant and
  capable to repay the loan amount. 
• The conditions for eligibility are as follows
• The applicant must be of age between 23 to 55
  years
• Any Indian citizen is eligible to apply
• The applicant must be an employee of an MNC,
  public or private company

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Features Benefits Of Bajaj Finserv personal
Loan

• Bajaj Finance Personal Loan enables you to get
  the loan up to Rs 25 lakh without any collateral,
  and this feature helps the loan seekers to get
  the same easily. Apart from that, the lending
  process and other services are best at par and
  thus make it the most populous among the people.
  The salient features of Bajaj Finserv are listed
  below which will help you to know more about the
  Bajaj Loan.
• 1. Application Process
• Bajaj Finserv believes in quick method, and thus
  provides the loan in a quick period. Amid the
  application process, the Bajaj Finserv offers end
  to end support so that the customers effectively
  get the loan. However, if you have any query
  related to the form or other, then you may dial
  on the Bajaj Finance Customer Care Number to get
  the support from the Bajaj Finserv team. After
  filling the form, it will be scrutinized, and
  once it gets approval, then your loan amount will
  be disbursed within 24 hrs.

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Features Benefits Of Bajaj Finserv personal
Loan

• 2. Lowest EMI
• Bajaj Finserv has brought the Flexi Personal Loan
  and is the first one to introduce such a feature
  in the financial market. A flexible personal loan
  gives great relief to the borrower apart from
  lower EMI. Bajaj EMI is lower than the other loan
  lending institutes, and this feature makes it a
  gigantic lender in the financial sector. The
  Flexi loan helps you to pay the pre-payment
  against the loan and allow you to save the
  interest on your loan value.  Apart from the
  pre-payment, it also gives you a way to withdraw
  the pre-payment amount anytime amid the loan
  tenure.
• 3. Instant Disbursal
• Bajaj Finance personal loan is disbursed in a
  very short period, after the approval of the
  loan the company transfers the loan amount in
  the borrowers account within 24 hrs. This
  instant feature makes the Bajaj Finserv the
  fastest disbursement in the financial market.

• 4. Exclusive Offer
• Time to time, Bajaj Finserv launch the offers,
  which include low-interest rate against the loan
  to the customers. For the existing customers, the
  company has an individual plan, i.e., attractive
  loan offer and low processing fee.
• 5. Best in class interest rates
• The rate of interest offered by Bajaj Finserv is
  considered to be the lowest and most affordable
  in the market. Also, the company provides the
  reducing balance method to the borrowers, where
  the overall cost of availing funds is
  considerably lower.

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Various types of Bajaj Finserv Personal Loan

• Bajaj Finserv offers personal loans to its
  customers on the basis of significant needs. The
  major types of loans on offer are as follows
• Wedding Loan  As Indian weddings are a once in a
  lifetime event and can turn out to be very
  expensive. If a couple wishes to enjoy the
  extravagance, without taking a burden on their
  savings, they might avail the personal loan for
  the wedding and repay it in easy EMIs.
• Home Renovation Loan  Customers who are willing
  to refurbish their ancestral home or their
  existing home with new fittings, furniture,
  decorates can avail the home improvement loan.
• Travel Loan  Anyone willing to take a vacation
  abroad along with their family or even for a
  small trip to their most favorite destination
  within the country, they can opt for a travel
  loan without spending much of their savings.
• Medical Loan  The medical loans offered by Bajaj
  Finserv are easiest to avail. If in case a
  medical emergency strikes and you are short of
  funds, one can easily apply for a medical
  personal loan from Bajaj through the app or
  visiting the online app.
• Debt Consolidation Loan  It is a unique product
  offering from Bajaj Finserv, any customer who is
  willing to settle their existing credit card
  debts on various cards which are high cost, the
  outstanding balance can be transferred to Bajaj
  Finserv at a lower rate of interest. 

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