Does UAE Visa Cancellation Affect Health Insurance

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Does UAE Visa Cancellation Affect Health
Insurance?
Presentation By Disha Global Tours
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Introduction
If your UAE visa is going to be canceled shortly
but you have health insurance coverage after the
cancellation of your visa while you are still in
the UAE. And if you are wondering does UAE visa
cancellation affects health insurance or also
like to know if you have to apply for a new
health insurance policy after getting the new
visa or you can continue with the current health
insurance coverage.
The extent of health insurance for employers and
their dependents is determined by the employees
salary, designation, etc. The extent of coverage
and type of policy/scheme would decide the cost
of your medical services. In the emirate of Abu
Dhabi, employers and sponsors are liable for
extending health insurance coverage for their
employees and their families. And the emirates of
Dubai, companies are obliged to extend health
insurance coverage for their workers. Sponsors
are necessitated to obtain insurance cover for
their resident dependents.
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For employees on a Dubai visa, the company must
offer medical insurance in accordance with the
Dubai Health Authority (DHA) practices. The Dubai
Health Authority issues regular guidance and
updates and employers are expected to keep up to
date with any changes as should insurance
companies and brokers. On a Dubai visa, the rules
are slightly unique for employees, stipulating
that cover must continue for 30 days after visa
cancellation and only for fewer days of the plan
renewal falls inside this period. According to
the United Arab Emirates visa application
process, if you are sponsoring your family
members-referred to as dependents-their visa
requires to be canceled before your visa is
canceled. Hitesh Motwani, who is the Chief
Marketing Officer of a UAE-based insurance
provider explained that varying on whether the
insurance policy was provided by the spouses
employer, the policy may stay valid or get
canceled.
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Suppose the husbands previous employer was the
one providing health insurance for the spouse,
then that will automatically be canceled.
Although, they will be eligible for 30 additional
days of cover which is given as the grace period
after cancellation. Although if the husband has
chosen for a separate, individual cover for his
wife, then her cover would not be impacted if
they are just going through the procedure of a
change of visa. There are several people who may
be on their spouses visa, however, be employed
at a UAE-based company. If the dependents
employer is offering health insurance cover, it
would stay unaffected by the change in sponsors
visa. If the wife has an existing policy from her
own employer- suppose she is already employed-
this should not affect her health insurance
policy because this is provided by her employer.
Although it is recommended for all to make sure
they check this with their broker or insurer.
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