Follow These 6 Tips to Get an Instant Personal Loan - PowerPoint PPT Presentation

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Follow These 6 Tips to Get an Instant Personal Loan

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At this critical time, availing of a Personal Loan can be very helpful for Individuals. Everyone wants to know how I can get Loan. So in this PPT we are covering all the things that’s you need before taking an Instant Personal Loan. Use Fullerton India Emi Calculator to check your monthly EMI. For more info Visit here: – PowerPoint PPT presentation

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Date added: 29 May 2020
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Title: Follow These 6 Tips to Get an Instant Personal Loan


1
W h a t a r e t h e R e q u i r e m e n t s t o G
e t a n I n s t a n t P e r s o n a l L o a n ?
2
(No Transcript)
3
An instant personal loan is a general purpose
loan that borrowers most frequently use to cons
olidate existing debt or make large one-time pur
chases. Follow these important tips to get quic
k personal loan.
4
Minimum Salary for Personal Loans
As per the NBFCs criteria, the minimum salary for
personal loan in India is 25,000 per month. If
your loan amount could be higher than your
monthly salary so there are other factors under
consideration as well.
5
Geographical Location
Your geographical location is important to
evaluate the income you will receive. The salary
offered in metro cities (Delhi, Mumbai, Chennai,
Bengaluru, Kolkata, etc.) is much higher than
tier 2 cities.
6
Owned/Rented Apartment
Owning a house makes you feel better off to pay
back hefty EMIs. But if you live in a rented
apartment, it affects your overall affordability
because of high rent.
7
Additional Credits
If you take other forms of loans like education
loan, credit debts, car loans, etc, then your
minimum salary will automatically reduce.
8
Past Credit History
  • Your previous credit score also contribute to
    decide a deserving loan amount. If you have an
    amazing CIBIL score, then automatically your
    repayment capacity will improve. On other hand,
    if your credit score is bad or low, then your
    chance to rejects.

9
Past Employment Record
  • If youre working with the reputed organizations
    for a long time, then its a good possibility to
    be better eligible for an instant personal loan.

10
Reference URL
https//en.wikipedia.org/wiki/Loan https//www.fu
llertonindia.com/personal-loan.aspx
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