Apply Online for ICICI Personal Loan and Get Benefited - PowerPoint PPT Presentation

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Apply Online for ICICI Personal Loan and Get Benefited

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A personal loan is considered one of the best financial support at the time of emergencies. The personal can be availed for any reason.There are various lenders but ICICI personal loan is among the most preferred by the borrowers. You can meet all your shortcomings with ICICI bank personal loans. To know more visit – PowerPoint PPT presentation

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Title: Apply Online for ICICI Personal Loan and Get Benefited


1
Apply Online for ICICI Personal Loan and Get
Benefited
2
A personal loan is considered one of the best
financial support at the time of emergencies. The
personal can be availed for any reason. Whether
its for buying a flat, a grand wedding, buying a
vehicle, getting funds for the higher studies or
an exotic vacation, a personal loan can be used
for any financial issue. There are various
lenders but ICICI personal loan is among the most
preferred by the borrowers. You can meet all your
shortcomings with ICICI bank personal loans.
3
Here are the few more reasons why you should go
online for an ICICI personal loan
  • Online Loan Application To apply online for a
    personal loan all you need is a phone or a
    tablet. You just need to visit the lenders
    website or the app (if one has). 
  • Instant Profile Verification Generally, after
    entering the basic details like the PAN Card and
    address proof details, the online algorithm
    verifies the customer profile instantly. 
  • Quick Loan Approval and Disbursal After filling
    the required details, the loan application is
    processed and you get quick approval. 
  • Manage the Loan Online Almost every lender
    facilitates borrowers with online personal loan
    management. 

4
Advantages of ICICI Personal Loan
  • Rate of Interest
  • Loan Disbursement
  • Repayment Flexibility
  • High Loan amount
  • Minimal documentation
  • Customized Options

5
Documents Required
  • List of documents for Salaried
  • Identity Proof- Passport / Driving License /
    Voters ID / PAN Card/ Aadhaar Card (anyone).
  • Proof of Residence- Leave and License Agreement /
    Utility Bill (not more than 3 months old) /
    Passport (any one).
  • Bank Statement of 3 months (where salary/income
    is credited).
  • Last 3 months salary slip.
  • Photographs of passport size.
  • List of documents for Self-Employed
  • KYC Documents.
  • Address Proof.
  • Proof of Income.
  • Latest 6 Months Bank statement.
  • Office address proof.
  • Office Ownership Proof
  • Proof of continuity of business.

6
Eligibility for availing ICICI Personal Loan
services
  • The eligibility criteria for the ICICI Personal
    Loan vary based on category, salary and many
    others, but here are the generic criteria mention
    below
  • Age The applicants age should be between 23
    years to 58 years.
  • Net Salary An applicant residing in Delhi
    Mumbai should have a minimum monthly salary of
    Rs.17, 500 and applicants of Chennai, Hyderabad,
    Bangalore, Pune Kolkata should have a minimum
    monthly salary of Rs. 26, 000.
  • Working Tenure An applicant should carry at
    least 2 years of working experience in the
    current organization.
  • Residential The applicant must be residing in
    the present residence for at least one year.

7
Thank You
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