Tips for Truckers from Business Auto Insurance Los Angeles

1
Tips for Truckers from Business Auto Insurance
Los Angeles

• Trucking is one of the most challenging and the
  most rewarding career around the world. However
  this adventurous career comes at a prices feel
  professionals at Business Auto Insurance Los
  Angeles. Truckers needs to be far from their
  homes and family for months together to haul
  goods that need to reach their destinations in a
  timely manner. In their course of travel there
  come situations when the drivers might become
  drowsy or even distracted because of
  circumstances and situations that are not really
  in their control. A cool and composed attitude
  will however help you tide over any situation
  that might not be favorable for you on the roads.
  However to remain cool and composed you need to
  follow a few tips listed below.

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Driving safely is the basic thing to be followed-

• Driving safely is the best you can do to
  yourself, your family, the society and people on
  the roads. Since trucks tend to carry heavy
  weights with them they cannot be controlled
  easily and might need a lot of effort and time in
  controlling them especially at high speeds. It is
  always advisable for truck drivers to drive at
  rock bottom speeds when they are loaded and
  moving in heavy traffic or an area that has a lot
  of pedestrians. You might be driving with all
  your senses on full alert however a motorist
  might decide to cut in front of you in effort to
  overtake someone else, or a pedestrian might try
  to cross the road in an effort to reach early
  somewhere and end up getting right in front of
  your car.
• High speeds at night can be lethal since
  visibility is already low and in case something
  comes before your truck your reaction might not
  really lead to good results especially on a busy
  highway.

3
Do not consume alcohol or drugs before driving-

• Alcohol and other recreational drugs like
  marijuana impair the nervous system and affect
  the judgmental capabilities of an individual.
  Reaction time increases and under the influence
  of alcohol individuals become more aggressive
  thus sometimes increasing the speed of the truck
  without even realizing it. Driving under
  influence is a crime as per major state laws and
  even if you are not at fault in case an accident
  occurs however you have been under influence you
  might need to burn a lot of money to prove
  yourself not guilty however even after proving
  not guilty you will be charged for driving under
  influence.

4
Know your machine-

• You need to know your truck well. Before actually
  getting into the truck you need to take a round
  around it and check for any deflated tires,
  nonfunctioning lights, or any other problems that
  might be visible externally. While running the
  engine idle try and listen for noises from the
  engine that might not sound normal. On alternate
  days check for the brake fluid, engine oil and
  the coolant. Checking for these components is
  easy you just need to open the bonnet of the
  truck and all the components of the engine will
  be exposed before you. Keep your machine in great
  order so that it gives you a smooth ride.

5
Make sure to have your medical checkup after
regular intervals-

• A slight change in your health might make you
  drowsy and result in losing control over your
  truck while driving. Long hours of driving might
  have a negative effect on your health. You need
  to make sure that your health remains in top
  order to keep your driving style in good
  condition. Alertness is the key to safe driving,
  in case you are not alert you might end up losing
  control and risk your life along with the lives
  of many people driving on the road.

6
Getting yourself insured is very important-

• As a truckist you are prone to all types of
  risks. A freak accident, a mugging incident where
  things go awry, loss of health due to long
  working hours are just a few of the risks that
  almost every truck driver faces in his lifetime.
  Personal insurance to help your dependents in
  case you are not around to fend for them is of
  utmost importance. This should be over and above
  the insurance your employer might be providing
  you since your family is your own responsibility.

7
Check for commercial auto insurance on the truck-

• As a truck driver you are responsible for all the
  aspects of the machine (Truck) you are operating.
  You need to be very sure that the truck you are
  driving commercially is covered with a good
  Business Auto Insurance plan. Even if you are
  working for a company with a centralized
  mechanism for insuring their trucks you need to
  make it sure by checking the documents that the
  truck is covered for any losses that might take
  place in the course of delivery of the goods that
  you are going to make. Be sure to remind your
  trucking company to renew the insurance plan
  whenever it is due for renewal.

8
In case of an accident follow a set protocol-

• Hier Insurance advises truckers not to panic in
  case they are involved in an accident. Being on
  the road and driving your machine around might
  take you into situations where you might hit
  someone or someone hits you and an accident scene
  is created. First and foremost look out for any
  injuries that might have been caused to you. In
  case you are injured call an ambulance and the
  police to let them know of where you are and tell
  them about the accident. In case you are not
  injured look out for the other people who might
  be injured and call an ambulance for them. If
  feasible park your truck to one side on the road
  so that you dont obstruct traffic. Next obtain
  the names of the people involved in the accident
  along with their address and phone numbers. Do
  the same for other witnesses. Inform your
  insurance company of the accident. In case you
  are driving an employers vehicle let your
  employer know of the accident. Get your smart
  phone out and click pictures of the accident site
  from all angles. Do not accept an insurance claim
  on the spot and dont admit fault. You need to
  remain calm, composed and consistent throughout
  with the version of the accident. Your Business
  Auto Insurance company will handle the rest for
  you.