What Are the Different Types of Car Insurance in USA? - PowerPoint PPT Presentation

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What Are the Different Types of Car Insurance in USA?

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If you’re shopping for auto coverage, knowing the different types of auto insurance and their coverages is an important step in getting the policy that’s right for you. – PowerPoint PPT presentation

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Title: What Are the Different Types of Car Insurance in USA?


1
What Are The Different Types of Car Insurance in
USA?
  • Mymoneymyquotes.com

2
  • You may already know how auto insurance works,
    but do you know what the different types of car
    insurance are?
  • If youre shopping for auto coverage, knowing the
    different types of auto insurance and their
    coverage is an important step in getting the
    policy thats right for you.

3
Liability coverage
  • Liability coverage is required in most US states
    as a legal requirement to drive a car. Liability
    insurance may help cover damages for injuries and
    property damage to others for which you become
    legally responsible resulting from a covered
    accident.

4
Collision insurance
  • Collision insurance may cover damage to your car
    after an accident involving another vehicle and
    may help to repair or replace a covered vehicle.

5
Comprehensive insurance
  • Comprehensive insurance can provide an extra
    level of coverage in the instance of an accident
    involving another vehicle. It may help pay for
    damage to your car due to incidents besides
    collisions, including vandalism, certain weather
    events and accidents with animals.

6
Uninsured motorist insurance
  • Uninsured motorist insurance can protect you and
    your car against uninsured drivers and
    hit-and-run accidents. This coverage is often
    paired with underinsured motorist insurance.

7
Underinsured motorist insurance
  • Many drivers choose to carry the minimum in
    liability coverage to save money, but this might
    not provide enough coverage. Underinsured
    motorist insurance can protect you in the event
    of an accident with a driver whose insurance is
    not enough to cover the costs.

8
Medical payments coverage
  • Medical costs following an accident can be very
    expensive. Medical payments coverage can help pay
    medical costs related to a covered accident,
    regardless of who is at fault.

9
Personal injury protection insurance
  • Personal injury protection insurance may cover
    certain medical expenses and loss of income
    resulting from a covered accident. Depending on
    the limits of a policy, personal injury
    protection could cover as much as 80 of medical
    and other expenses stemming from a covered
    accident.

10
Gap insurance
  • Car value can depreciate quickly, so an auto
    insurance settlement might not be enough to cover
    the cost of a loan. Gap insurance may help
    certain drivers cover the amount owed on a car
    loan after a total loss or theft.

11
Towing Labor Insurance
  • Available if you already have comprehensive car
    insurance, towing and labor insurance may
    reimburse you for a tow and for the labor costs
    to repair your vehicle.

12
Rental Reimbursement Insurance
  • Figuring out how to get around after an accident
    can be expensive. Rental reimbursement insurance
    helps pay for a rental car if your vehicle cannot
    be driven after an accident.

13
Classic car insurance
  • Classic car insurance provides specialized
    coverage designed for the unique needs of vintage
    and classic car collectors. Find out if classic
    car insurance is right for you.

14
If you dont currently have auto insurance, its
crucial to get coverage as soon as possible. Get
a free quote for the types of car insurance
listed above so you're protected from the
unexpected.
15
About MyMoneyMyQuotes.com
  • At MyMoneyMyQuotes.com, we believe in bringing
    best value for money to you. This is our core DNA
    very much reflected in our name too - My Money
    My Quotes. There is nothing more important than
    bringing best possible service value to our
    consumers by paying as little as possible.
  • Email support_at_mymoneymyquotes.com
  • Website https//www.mymoneymyquotes.com/

16
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