How Do I Apply for an ICICI Personal Loan? - PowerPoint PPT Presentation

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How Do I Apply for an ICICI Personal Loan?

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Online apply for ICICI personal loans with lowest interest rates @ 13.65%, EMI, High loan eligibility & processing fees at afinoz.com. ICICI bank offers personal loans up to a maximum of Rs 20 lakh for your diverse requirements. – PowerPoint PPT presentation

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Title: How Do I Apply for an ICICI Personal Loan?


1
How Do I Apply for an ICICI Personal Loan?
2
Introduction
  • Emergency or unplanned expenses can drop in at
    any time in our lives. 
  • Personal loans can provide you with the fastest
    solution in such situations as these loans are
    disbursed quickly and with minimum documentation.

3
ICICI Bank Personal Loan Eligibility
  • ICICI bank offers personal loans up to a maximum
    of Rs 20 lakh for your diverse requirements.
  • You may visit any ICICI bank branch to initiate
    your loan approval process.
  • A more convenient option will be to apply online
    through efficient facilitators such as
    Afinoz.com.

4
Eligibility for Salaried Individuals
  • Age limit  Minimum 23 years at the time of
    application and maximum 58 years at maturity.
  • Minimum Monthly Income- Rs 25000 for residents of
    Mumbai Delhi and Rs 20000 for residents of
    other 5 major cities. Rs 17500 for other
    applicants.
  • Maximum loan amount-Rs 20 lakhs

5
Eligibility for Self-Employed Individuals
  • Age limit  Minimum 28 years at the time of
    application and maximum 65 years at maturity.
  • Minimum annual turnover-Rs 40 lakhs for
    non-professionals Rs 15 lakhs for professionals
  • Business Stability-Should be in the business for
    at least 5 years

6
Documentation for ICICI Personal Loan
  • You should apply with the proper set of documents
    to enhance your chance of getting your ICICI
    personal loan approved.

7
List of Documents for Salaried Individuals
  • Proof of Identity  Driving License/Passport /
    Voters ID / PAN Card (anyone)
  • Proof of Residence Leave and License Agreement /
    Utility Bill (less than 3 months old) / Passport
    (anyone)
  • Last 3 months Bank Statement (where
    salary/income is credited)
  • Last 3 months salary slips
  • 2 Passport Size photographs.

8
List of Documents for Self-Employed Individuals
  • KYC Documents Address proof /Proof of
    Identity/DOB proof
  • Proof of Residence Leave and License Agreement /
    Utility Bill (less than 3 months old) / Passport
    (anyone)
  • Income proof (last two years audited financials)
  • Last 6 months Bank statement
  • Office address proof
  • Proof of residence/office ownership
  • Proof of business continuity

9
Check your ICICI Personal Loan Interest Rate
  • With ICICI Bank, you can avail personal loans at
    very low-interest rates in the range of 11.25
    -17.99 per annum.
  • You can take help from the personal loan EMI
    calculator at Afinoz.com to know the exact amount
    you need to pay every month towards the repayment
    of your personal loan.
  • This allows you not to strain yourself
    financially and to avoid financial distress.
  • Moreover, by feeding the inputs properly, you can
    even decide on an EMI amount that you can repay
    comfortably over your loan tenure.

10
Thank You!!!
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