Which Type of Taxi Insurance Do You Need? - PowerPoint PPT Presentation

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Which Type of Taxi Insurance Do You Need?

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There are two main types of taxi insurance; public hire insurance and Private Hire Insurance. So, the question is which one you need and why? You need insurance for your taxi to protect yourself, your vehicle, your passengers and others around you. – PowerPoint PPT presentation

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Title: Which Type of Taxi Insurance Do You Need?


1
Which Type of Taxi Insurance Do You Need?
2
  • A taxi, also known as a taxicab or a cab, is a
    type of vehicle for hire with a driver, used by a
    single passenger or small group of passengers,
    often for a non-shared ride. A taxi carries
    passengers between locations of their choice.
  • Whether youre a black minicab driver, an
    international taxi-app service, work for a local
    taxi fleet, having taxi insurance is paramount.

3
Types of Taxi Insurance
  • There are two main types of taxi insurance
    public hire insurance and Private Hire Insurance.
  • So, the question is which one you need and why?
    You need insurance for your taxi to protect
    yourself, your vehicle, your passengers and
    others around you.
  • If you wont be covered, all it takes one
    accident involving you and/or a passenger to find
    yourself in a danger. Not only a single taxi
    driver wants to be out of pocket and out of a
    job, as this thing devastate ones financial
    stability. A damaged vehicle can destroy your
    career, financial income, reputation as well as
    your livelihood. So, you dont need to take a
    risk.

4
Public Hire Insurance
  • Public hire taxi insurance is needed for taxi
    drivers and vehicles that can hail down the
    passengers directly from the street. For
    instance, the iconic black cabs in London. If you
    are going to provide this type of taxi service,
    you need to get this specific type of taxi cover.

5
Private Hire Insurance
  • For private hire taxis or minicabs that pick the
    passengers who have pre-booked the vehicles at
    the defined point and time, need to get private
    hire taxi insurance. Private hire vehicles cannot
    pick the passengers directly from the street but
    only who have pre-booked their ride.

6
Public Liability Cover
  • As most of the jobs driving, dealing with
    passengers so the involvement of the public is
    part and parcel of daily life. So, the job is not
    without risks. Public liability insurance
    coverage will protect you and your company from
    any unforeseen incidents involving passengers in
    your car.
  • If you are not having passenger liability cover,
    it means you are personally paying the cost of a
    passengers injury claim.

7
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