Tips for taking car insurance in Dubai - PowerPoint PPT Presentation

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Tips for taking car insurance in Dubai


Here are some tips for taking car insurance in Dubai. For more details visit – PowerPoint PPT presentation

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Date added: 22 February 2019
Updated: 25 February 2019
Slides: 10
Provided by: sehlaahmad1995


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Title: Tips for taking car insurance in Dubai

  • Dubai is one of the busiest cities with increased
    vehicle lovers including both luxury and ordinary
  • Modernized roads and off road desert areas are
    highly crazy for drivers.
  • Car insurance is a big industry in Dubai.
  • By law in UAE, everyone should insure their

Types of car insurances in Dubai
  • Third party liability cover
  • This is an insurance policy that covers the
    bare minimum requirement.
  • This plan covers for injuries and damages
    that are inflicted to other party.
  • For the policy owner will not be benefitted
    from this. The outcome is very cheap and
    affordable plan for the customer.
  • Comprehensive cover
  • Comprehensive cover involves complete
    protection in case of accidents, whether it was
    your fault or not along with other raft depending
    upon the insurer.
  • This plan doesnt stops here as it includes
    fire, theft and personal accidents.

Documents required for a newbie
  • The paperwork is the main thing that has to be
    sorted out primarily to attain a policy. Main
    documents required are
  • Copy of drivers license
  • Copy of vehicle registration number ( Proforma
    invoice ,if it is a new car)
  • Copy of visa and passport page.
  • The traffic department of UAE seeks a 13-month
    insurance certificate each time you register or
    renew a vehicle registration.

Additional covers
  • Car owner along with all the passengers who got
    injured in the accident that involved the insured
    vehicle will be benefitted.
  • Third party property damage cover.
  • Agency cover targeted to new cars or 2 to 3 years
    old where the cover ends before the cars reaches
    5 years.
  • Emergency Medical Expenses cover
  • Windscreen cover
  • Extension to whole state of Sultanate of Oman for
    private vehicles (double excess)
  • Natural Disasters, Storm, riot strike,
  • 24 Hours Emergency Road Side Assistance
  • Off Road Coverage for 4WD vehicles excluding
    safari activities.

Premium calculation
  • Factors determining the premium calculation.
  • 1) Drivers age The insurance premiums tend to
    be high if the drivers age is below thirty.
  • 2) Price of the car Costlier cars incur pricy
  • 3) Car specifications A New car with a lot of
    safety features will have lower premiums
  • 4) Drivers experience The more experienced the
    driver, the less will be the premium.
  • 5) Off-road Coverage If you want off-road
    coverage for your vehicle, it adds to the price.
  • 6) GCC coverage When you are in a GCC country,
    you can opt for GCC coverage, though premium
    prices will go up.
  • 7) Breakdown coverage Price will even rise when
    we opt for breakdown.

Renewal requirements
  • 1) Passport
  • 2) Visa copy
  • 3) Emirates ID
  • 4) UAE driving license
  • 5) Car registration details
  • 6) 13 month insurance certificate
  • If you are opting for a new insurance company
    from your current one, you can present a no
    claims certificate to the new insurance provider
    to get discounts on the annual premium.

  • Oman insurance company is the leading insurance
    provider in Dubai who offers excellent policies.