A Complete Guide of How to Get a 4-40 License

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A Complete Guide of How to Get a 4-40 License
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• An 4-40 license allows a person to solicit and
  sell insurance products. The license is issued by
  the state insurance commissioner in the state
  where you intend to solicit and sell insurance
  and is separated into different insurance types,
  including life and disability, health, auto or
  workers compensation. For anyone living in one
  state and selling insurance in neighboring
  states, a license for each state is required. You
  do not need to be affiliated with a registered
  agency to get the license, though this is
  required once you intend to do business.

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• There are several paths to meeting the education
  requirements for a 4-40 license. First, if you
  have an associates or bachelors degree with at
  least nine credit hours in property, casualty and
  inland marine insurance or the equivalent you
  can submit your transcripts to receive an exam
  waiver. Another option to earn the license
  without an exam is to earn your Accredited
  Advisor in Insurance, Accredited Customer Service
  Representative, Associate in General Insurance,
  Certified Insurance Representative, Certified
  Insurance Service Representative, Certified
  Professional Service Representative, Chartered
  Property and Casualty Underwriters, Professional
  Customer Service Representative or Registered
  Customer Service Representative credential from
  an approved program.

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• Go to the website for the state insurance
  commissioner where you want a 4-40 license. If
  you are unable to find the contact information,
  go to the National Association of Insurance
  Commissioners for the national directory. Find
  the tab for agent licensing.
• Pick the insurance category you want to work in
  auto, home, health, life, bail bonds, business.
  Each state breaks the categories down
  differently. Choose the one that pertains to your
  career objectives.
• Read the regulations and checklist required to
  obtain an insurance license. While each state is
  different, general requirements include a
  background check, classroom hours and passing a
  state-administered exam.

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• Provide a background history, fingerprinting and
  work history as required by the application.
  Notary publics, police stations and private mail
  boxes often provide fingerprinting services for a
  fee.
• Register for the class and attend the class.
  Classes go over basic insurance regulations and
  concepts. Most classes require a sign-in and
  sign-out procedure to ensure each prospective
  insurance agent completes the required hours of
  class time.
• Obtain study materials for the test. You may get
  this through your class instructor, an employer
  if you are already with an insurance company, or
  through bookstore and online retailers.
• Register for and pass the test with a 70 percent
  or higher.

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• Once all of the required documents have been
  submitted, you can track the process of your
  application for 4-40 license using the My Profile
  account you created when you applied. In most
  cases, you can expect to have your application
  approved within two weeks. If there are any
  problems with your application, such as missing
  paperwork, youll be notified of the issues on My
  Profile, and receive instructions for fixing
  them.
• Once your license is approved, it will only
  remain valid if you are appointed within 48
  months. You also need to complete 10 hours of
  continuing education every two years via a vendor
  like Central Insurance to keep your license
  active your credits are due by the end of your
  birth month.

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WEBSITE

• https//www.440license.com/
• Email info_at_440license.com
• Contact us 561-839-0515