A Guide that tells you about the Importance of Saving & Investing

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A Guide that tell you the Importance of

Saving

Investing
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• An Outline of the Contents
• Definition of Savings
• How to Save money
• Importance of Savings
• Definition of Investment
• Tips to Invest money
• Benefits of Investing
• Conclusion

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What are Savings?

• The act of controlling your expenses and putting
  money aside on a regular basis is called Savings.

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How to Save Money?

• Do the following
• List your Income on a sheet.
• List your Expenses on the same sheet.
• Categorize the expenses with their priority
  levels.
• Think of ways to avoid expenses which have low
  priority.
• Check the sheet again how much you have saved.

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Importance of Savings

• Why to save money
• Makes you financially Independent.
• No need to take Loans and pay interest to
  Financial Institutions.
• Helpful in Emergency times.
• Lead a Stress-free life.

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What is an Investment?

• The process of using your money or capital, to
  buy an asset that you think has a good
  probability of generating at or above market
  returns over time is called Investment.

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How to Invest Money?

• Tips to Invest Money
• Start Investing at an Early age.
• Define your Investment Objectives.
• Research thoroughly before investing.
• Understand/Analyze the risks involved.
• Determine your Time Period of Investment.

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Why to Invest?

• Benefits of Investing
• Helps you Create Wealth.
• Makes you Financially Secure.
• Make you Reach your Financial Goals.
• You will get some
• Tax Benefits.

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When to Invest?

• Lets see this step by step
• I think you have already listed down your Income
  and expenses as stated in slide 4 of this PPT. If
  not, Do it now and prioritize your expenses.
• Keep the fund aside for the High priority
  expenses (Eg Home loan, Car loan, House Rents,
  Grocery Bills etc.)
• Cut-off the Low priority expenses and save that
  money.
• Once you reach a healthy amount, Start Investing
  according to your financial goals. But Where?
  Continue to the next slide.

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Where to Invest?

• Smart Investment Options
• Real Estate Investing (Provides Long-Term
  Security)
• Mutual Funds/SIP
• Gold Investments
• Bonds
• Equities/ Shares
• Cryptocurrency

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Conclusion

• Remember, Saving and Investment are two powerful
  tools in your hands that can help you to build a
  financially secure and independent future. Use
  these tools wisely and enjoy the journey of
  Saving and Investing.
• Do not Save what is left after Spending, but
  Spend what is left after Saving - Warren Buffett

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