How to Check Your Credit Score and Credit Report

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• How to Check Your Credit Score and Credit Report

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• Credit Score

Up to 80 of Americans use credit, yet many dont
realize the importance of their credit score.
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Credit Report
6 in 10 Americans have no clue what their credit
score is and dont understand the role its an
indicator of their financial health.
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• Difference Between Credit Score and Credit Report

• Credit report is a complete history and record of
  your use of credit, like credit cards, student
  loans, car title loans, and credit amounts.
• Credit score is a creditworthiness grade you are
  given based on a calculation by a credit bureau.
  Calculation is based on how large debt you have,
  your payment history, credit card use.

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• 3 Ways to Know Your Credit Score

• Check it online
• If you are curious about your credit score, you
  can easily check it online for free.
• An account with www.CreditKarma.com is free and
  will give you access to your consumer credit
  score, allow you to track your score, send you
  instant updates and notifications when a new
  account is opened or when you apply for credit.
• www.AnnualCreditReport.com allows you to download
  your credit reports from all 3 credit agencies
  once a year. AnnualCreditReport.com does not
  offer you a free credit score that comes as
  part of their paid credit monitoring program.

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• 3 Ways to Know Your Credit Score

Consult the 3 Credit Bureaus You can get your
credit reports directly from Experian, Equifax
and TransUnion, but, youll have to pay for your
credit score. You can either get all 3 of your
credit reports once a year or request them one by
one every four months.
Ask your bank Make sure you go to your bank
and ask them if they can pull your reports for
free - most banks started offering this service
to their clients. Among these banks are Discover,
Barclays, Citi, Chase, Bank of America, Ally,
Capital One and Wells Fargo.
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• FOR MORE INFORAMTION
• 877-594-4025
• www.ineedafastmoneyloan.com