Personal Loan- Interest Rate Starts @ 10.50%|Compare & Apply Online - PowerPoint PPT Presentation

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Personal Loan- Interest Rate Starts @ 10.50%|Compare & Apply Online

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Personal Loan: Compare Personal Loan offers from ☑HDFC Bank ☑Axis Bank ☑ICICI Bank ☑SBI & Top Banks ☑ Check Eligibility ☑Check Interest Rates ☑Check EMI – PowerPoint PPT presentation

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Title: Personal Loan- Interest Rate Starts @ 10.50%|Compare & Apply Online


1
Personal loan
  • Quick Loans from 50 Banks at your Doorstep
  • www.iservefinancial.com

2
Personal loan
  • A personal loan is AN unsecured loan provided to
    a salaried or freelance receiver by a bank or
    NBFC with none security or collateral.Its additio
    nally referred as signature loans.
    Lenders provide consumer loan to individuals on th
    e idea of their net monthly financial gain,
    profile, financial gain stability and
    credit/CIBIL score.These loans will
    be availed inside 2-5 working days time, by
    providing financial gain statements and
    private details to a private loan investor. The
    loan quantity varies from as low as Rs. 10, 000
    to as high as Rs. fifty lakhs for a
    tenure starting from 1 year to 5 years.

3
Personal loan interest rates
  • Personal Loan Rate of Interest and Other Details
  • Interest Rate Range 10.50 -28.00
  • Loan Amount Rs. 0.50 to Rs. 50.00 Lakhs
  • Processing Fees 1- 3 plus GST
  • Tenure 1 to 5 years
  • Lowest EMI Rs. 2162
  • Foreclosure Charges 2-4
  • Loan Processing Time 1-5 Days

4
Personal Loan Eligibility Criteria
  • Salaried Self Employed Self Employed
    Professional
  • Minimum Age (years) 23
  • Maximum Age (years) 60
  • Net Income Rs. 17, 000/ Month
  • Working Experience (years) 2
  • CIBIL Score required 700
  • Minimum Eligible Loan Amount Rs. 50,000
  • Maximum Eligible Loan Amount 45 lakhs

5
Personal Loan Documents Required
  • KYC Documents Identity Proof- PAN
    Card/Passport/Voter Id/ Driving license.
  • Residence proof- Aadhaar card/Passport copy/
    Electricity Bill/ Driving license/ Rental
    agreement (if you are residing in a rented
    premise)
  • Application Form Duly signed personal loan
    application form with self-attested photographs.
  • Income Documents Required for Salaried
    Individuals
  • 3 months salary slips/certificates
  • 2 years Form 16 (TDS certificate)/ Income Tax
    Return
  • 12 Months bank statement of your salary account

6
  • Income Documents required for Self- Employed
    Business Owners Professional
  • Latest 3 years Income Tax returns and computation
    of income
  • Latest 3 years balance with Profit and loss
    account and all the schedules of the balance
    sheet
  • 12 months bank statements
  • Company/Business profile
  • Audited reports of applicable
  • Other DocumentsDetails of ongoing obligations
    and recently closed loansBanks may require few
    additional documents based on your overall
    profile. You may be required to submit only
    self-attested copy of the documents. The original
    documents may be required only for verification
    of the copies.

7
Top Personal Loan Providers in India
  • HDFC Bank Personal
  • State Bank of India 
  • ICICI Bank Personal Loan
  • Axis Bank Personal Loan
  • Yes Bank Personal Loan
  • Yes Bank Personal Loan
  • Kotak Mahindra bank Personal Loan
  • Tata Capital Personal Loan
  • Citibank Personal Loan
  • Capital First Personal Loan

8
Thank You
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