Title: Tricks to Deal With Insurance Company & Vehicle Damage After a Car Accident
1Tricks to Deal With Insurance Company Vehicle
Damage After a Car Accident.
2Vehicle Collision
If youve never been in a crash, you probably
have no idea that the process of obtaining
insurance coverage for vehicle damage is not as
easy as it may seem. A serious car collision,
which leaves your vehicle either 50 damaged or
completely destroyed, is not your regular
fender-bender accident. And, Los Angeles car
accident lawyer at JML Law is going to get real
about what goes on in the process of recovering
car damage after a motor vehicle collision.
3 Types of claim
1) Partial Loss Claim 2) Total Loss
Claim
4Partial loss claim
5- If your vehicle has sustained extensive damage
but it can still be repaired, you should file a
partial loss claim or a Diminished Value Claim. - Car accident lawyers explain that a Diminished
Value Claim allows you to receive additional
compensation for property damage if you suffer a
more financial loss later on in addition to the
initial and expected costs for car repairs. - However, many adjusters may not agree to approve
your diminished value claim, which is why its
recommended to let a skilled attorney handle all
the negotiations with the insurers on your
behalf.
6Total loss claim
7- If your vehicle has been completely destroyed as
a result of a car accident, and the cost of
repairing the car exceeds the vehicle value, you
can file a total loss claim to purchase a new
vehicle. - Its important to understand, however, that not
all auto insurance plans in California cover
total loss claims. In addition to that, without
being legally represented by an attorney, the
process of settling your total loss claim may
take months or even years, in the most extreme
cases. - Not to mention that some adjusters and insurance
companies employ unfair practices when
determining if your vehicle damage can be
classified as total loss.
8How to repair your vehicle after a car accident
- Most car accident victims in Los Angeles and
elsewhere in California tend to rush things and
start repairing their vehicle as soon as
possible after a crash to be able to drive the
vehicle again. But that would be a huge mistake
if you dont give the insurance adjuster enough
time to estimate the cost to repair your vehicle,
document all the damages, and determine the value
of the settlement. - Its highly recommended to be represented by
a Los Angeles car crash attorney when filing a
property damage claim after a crash. After all,
you will have to allow your insurance company to
assess the damage and work on agreed settlements,
which is why youd want to have a legal
professional who would make sure that everything
goes fairly and as negotiated.
9- Repairing your car without notifying your
insurance company and seeking its approval may
make it difficult to get further compensation for
your damages. The unapproved repairs may not be
reimbursed.
10Do you need an attorney?
- You most certainly do. Heres the thing about
dealing with insurance companies after filing a
personal injury or property damage claim its
not uncommon for insurers in California to employ
unfair insurance claim practices to minimize the
value of your claim, ignore your claims and
requests, take too long to respond, delay
settlements, and others. - Thats where a car accident attorney from JML Law
comes in handy.
11Contact JML Law, A Professional Law Corporation
- If you need your vehicle up and running ASAP.
Schedule a free initial consultation with JML Law
firm Attorneys. - Address 21052 Oxnard Street,
- Woodland Hills,
- Los Angeles, CA 91367
- Phone 818-835-5735
- Website https//www.jmllaw.com/contact.shtml