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Home Improvement Loans to Give Your Dream Home a Facelift

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You wanted a dream house of your own so you opted for a home loan. The problem is solved, isn’t it? Actually not completely, as you still need a chunk of money to facelift your dream house. Apply Home Loan: Blog: Facebook : Twitter: – PowerPoint PPT presentation

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Title: Home Improvement Loans to Give Your Dream Home a Facelift


1
Home Improvement Loans to Give Your Dream Home a
Facelift
2
What is Home Improvement Loan? Home Improvement
Loans or HIL is a small portion of loan that the
house owner takes from lenders to renovate the
house. HIL covers all kinds of renovation
measures. It can be construction or interior or
paint or anything.
3
Types of Home Improvement Loan in India Personal
Loan Though it is much easier to avail, but at
the same time bit expensive than other sorts of
loans. When you take a personal loan to renovate
your house generally you are required to offer
your asset that is home as the security in most
cases.
4
Top-up Loans If you dont want to go for any
other complicated loans above your home loan then
go with top-up loans. These types of loans help
the borrower to take over and above big loans for
other small purposes like renovation of home.
5
Gold Loan You can always go for gold loans if
you dont have attractive credit history or good
credit score. If the renovation is not as
expensive as you dream of then you can always
choose gold loan over anything else as your Home
Improvement Loan.
6
Here are the top 5 HILs available in India SBI
When you avail a home loan from SBI that means
you are getting your money financed through the
most trusted public sector bank of India. The
interest rate for SBI home improvement loan is
 8.45 P.A.
7
Axis Bank Axis Bank is the third largest private
sector Bank in India. With Axis Bank one can get
the loan easily as the loan process is
completely hassle- free and smooth. The interest
rate charged for a home renovation loan is
10.35 P.a.
8
HDFC Bank The interest rate HDFC charged for HIL
is 11.49 and also the tenure of the loan is Up
to 5 years. The 2.5 processing fee (one time)
that you have to bear. The maximum limit of HIL
is Rs. 25 Lac.
9
ICICI Bank The third position has grabbed by
ICICI bank. The HIL limit under this bank is
maximum 20 Lac. The tenure time and the interest
rate are same as HDFC. This is the 3rd most
desirable HIL in India.
10
Tata Capital Tata Capital is currently topping
the chart in HIL providers list. It offers you
maximum Rs. 25 Lac of HIL at 12.50 fixed rate of
interest. The tenure of the loan is from 1 year
to 6 years and there is no processing fee charged.
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