ICICI HOME LOANS – TAILOR MADE FOR EVERYONE - PowerPoint PPT Presentation

Loading...

PPT – ICICI HOME LOANS – TAILOR MADE FOR EVERYONE PowerPoint presentation | free to download - id: 873b83-Y2ZmY



Loading


The Adobe Flash plugin is needed to view this content

Get the plugin now

View by Category
About This Presentation
Title:

ICICI HOME LOANS – TAILOR MADE FOR EVERYONE

Description:

ICICI Bank Home Loan is designed in such a dynamic manner that they claim they host the home loans that are equal to the home loans made by the tailor for everyone. Visit: – PowerPoint PPT presentation

Number of Views:29
Slides: 7
Provided by: amritaagarwal12
Category: Other

less

Write a Comment
User Comments (0)
Transcript and Presenter's Notes

Title: ICICI HOME LOANS – TAILOR MADE FOR EVERYONE


1
ICICI HOME LOANS TAILOR MADE FOR EVERYONE
2
  • A home loan is like an elephant, big in size
    but if tackled with the proper strategy can be
    brought down to knees. Well, consumer needs in
    the home loan segment are very dynamic in nature
    and need a customised home loan to satisfy each
    and every candidate. Well, customised home loans
    are hard to design by any bank for the consumer
    so that the consumer doesnt get dissatisfied.
    However, keeping in mind the consumer needs ICICI
    Bank came up with a home loan flexible enough to
    understand the consumer needs and tackle it.
    ICICI Bank Home Loan is designed in such a
    dynamic manner that they claim they host the home
    loans that are equal to the home loans made by
    the tailor for everyone.
  • For instance, if a consumer wants a home
    loan of INR 10 lakhs with a tenure of 180 months
    and the interest rate of 8.15 being a candidate
    who cannot pay more than 10,000 a month as EMI.
    So, ICICI Home Loan has designed a home loan for
    him in such a manner that he can easily afford it
    without a second thought. Such, things make the
    ICICI Bank in the home loan categories one of a
    kind. Well, here are a few peculiar features
    which the bank claims that justifies why they are
    equal to the home loan i.e. made by a tailor for
    everyone.

3
  • CUSTOMISATION
  • The first feature of the ICICI Home Loan is
    the customisation part of the home loan. Like, I
    said earlier an elephant can be brought to knees
    too if tackled with the proper strategy.
    Similarly, they deal with every customer
    understanding their needs. The customer needs are
    kept in mind before making the deal. For
    instance, if a customer comes with a proposal
    that he wants the home loan of XYZ amount with
    the fixed interest rate of 8.15 only. Then, the
    representative will deal with the customer in the
    according to manner. Similarly, if a customer
    walks in with a proposal that he wants the ICICI
    Home Loan with the EMI amount not exceeding than
    INR 15,000 a month then his needs will be dealt
    accordingly. Here, at ICICI Bank the ICICI Bank
    Home Loans are designed in such a manner where
    the interest rate is as low as INR 759 per lakh.
    So, customisation justifies them as the home loan
    providers where the home loan is made by a tailor
    for everyone.

4
  • EXTRA HOME LOAN
  • This peculiar feature of the ICICI Bank Home
    loan is known as the ICICI Bank Extra Home Loan
    where it is offered to the salaried people who
    are in the middle age, self-employed people and
    young working salaried people. Under this thing,
    the borrower can avail up to 20 of lCICI Home
    Loan amount and up to 65 years of the loan tenure
    to be gained by the borrower. For instance, if a
    borrower wants an additional amount of home loan
    for a longer period of time then he can avail
    this ICICI Home Loan facility. But, for availing
    this facility of ICICI Bank Home Loan he will
    have to keep mortgage against the additional
    amount the candidate has borrowed from the bank.
    Lastly, this facility is not available in all the
    ICICI branches in India i.e. greater Mumbai,
    National Capital Region, Bengaluru and Surat. It
    is limited to only a number of branches in India.
    Thus, ICICI Home Loans justify they have got
    dynamic home loans that are equivalent to the
    home loans made by a tailor for everyone.

5
  • PRAGATI HOME LOAN
  • This is also one of the features of the
    ICICI Bank Home Loan where the home loan is
    offered to the borrower based on the nature of
    the need of the borrower. The offer is for
    salaried people and self-employed borrowers with
    the minimum income up to INR 10,000.  Under this
    bifurcation of the home loan, the home loan is
    given based on a regular basis, based on the need
    for Home Improvement and Non-Residential Premises
    Loan (NRP). The home loan under this segment is
    given for 20 years for the amount of INR 5 lakh
    to 50 lakh. For instance, if a borrower comes in
    who has no knowledge of home and confronts the
    representative of the bank that he/she wants the
    loan for the improvement of his/her home. The
    representative will show him the above
    bifurcation of the ICICI Home Loan for his need.
    So, the customers needs are fulfilled to the
    maximum possible extent. ICICI Home Loan hereby,
    proves that the loan provided by them is similar
    to that made by a tailor for everyone. Lastly,
    the home loan given on the bifurcation of the
    need is offered by no other bank in such a
    manner.

6
  • LINKING PERSONAL LOAN
  • ICICI Home Loan understands the needs of the
    customers and offers them a top up personal loan
    linked with their home loan to fulfil their
    personal needs as well as home loan needs. They
    brought in a new feature to their home loan i.e.
    now you can attach a personal loan or link a
    personal loan to your home loan. Under this
    feature, the people who have received less
    satisfaction from their ICICI Home Loan can
    borrow a personal loan from ICICI bank and link
    it. The top up loan will have 100 of the amount
    sanctioned of the originally sanctioned ICICI
    Home Loan. The customer can use the personal loan
    for home decoration as well as the personal
    needs. Thus, the bank understands the customers
    which are unsatisfied by providing them such
    features and living up to their thing i.e. ICICI
    Bank Home Loans are the home loans which are
    equal to the home loan that is made by a tailor
    for everyone.
  • Lastly, the ICICI Home Loans are a particular
    example of a product designed by the ICICI
    representatives presenting a unique solution to
    the dynamic wants of the consumer. They tackle
    the wants of the consumer by adding every
    possible feature to the home loans and
    customising it to the best. 
About PowerShow.com