ICICI HOME LOANS – TAILOR MADE FOR EVERYONE

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ICICI HOME LOANS TAILOR MADE FOR EVERYONE
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• A home loan is like an elephant, big in size
  but if tackled with the proper strategy can be
  brought down to knees. Well, consumer needs in
  the home loan segment are very dynamic in nature
  and need a customised home loan to satisfy each
  and every candidate. Well, customised home loans
  are hard to design by any bank for the consumer
  so that the consumer doesnt get dissatisfied.
  However, keeping in mind the consumer needs ICICI
  Bank came up with a home loan flexible enough to
  understand the consumer needs and tackle it.
  ICICI Bank Home Loan is designed in such a
  dynamic manner that they claim they host the home
  loans that are equal to the home loans made by
  the tailor for everyone.
• For instance, if a consumer wants a home
  loan of INR 10 lakhs with a tenure of 180 months
  and the interest rate of 8.15 being a candidate
  who cannot pay more than 10,000 a month as EMI.
  So, ICICI Home Loan has designed a home loan for
  him in such a manner that he can easily afford it
  without a second thought. Such, things make the
  ICICI Bank in the home loan categories one of a
  kind. Well, here are a few peculiar features
  which the bank claims that justifies why they are
  equal to the home loan i.e. made by a tailor for
  everyone.

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• CUSTOMISATION
• The first feature of the ICICI Home Loan is
  the customisation part of the home loan. Like, I
  said earlier an elephant can be brought to knees
  too if tackled with the proper strategy.
  Similarly, they deal with every customer
  understanding their needs. The customer needs are
  kept in mind before making the deal. For
  instance, if a customer comes with a proposal
  that he wants the home loan of XYZ amount with
  the fixed interest rate of 8.15 only. Then, the
  representative will deal with the customer in the
  according to manner. Similarly, if a customer
  walks in with a proposal that he wants the ICICI
  Home Loan with the EMI amount not exceeding than
  INR 15,000 a month then his needs will be dealt
  accordingly. Here, at ICICI Bank the ICICI Bank
  Home Loans are designed in such a manner where
  the interest rate is as low as INR 759 per lakh.
  So, customisation justifies them as the home loan
  providers where the home loan is made by a tailor
  for everyone.

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• EXTRA HOME LOAN
• This peculiar feature of the ICICI Bank Home
  loan is known as the ICICI Bank Extra Home Loan
  where it is offered to the salaried people who
  are in the middle age, self-employed people and
  young working salaried people. Under this thing,
  the borrower can avail up to 20 of lCICI Home
  Loan amount and up to 65 years of the loan tenure
  to be gained by the borrower. For instance, if a
  borrower wants an additional amount of home loan
  for a longer period of time then he can avail
  this ICICI Home Loan facility. But, for availing
  this facility of ICICI Bank Home Loan he will
  have to keep mortgage against the additional
  amount the candidate has borrowed from the bank.
  Lastly, this facility is not available in all the
  ICICI branches in India i.e. greater Mumbai,
  National Capital Region, Bengaluru and Surat. It
  is limited to only a number of branches in India.
  Thus, ICICI Home Loans justify they have got
  dynamic home loans that are equivalent to the
  home loans made by a tailor for everyone.

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• PRAGATI HOME LOAN
• This is also one of the features of the
  ICICI Bank Home Loan where the home loan is
  offered to the borrower based on the nature of
  the need of the borrower. The offer is for
  salaried people and self-employed borrowers with
  the minimum income up to INR 10,000.  Under this
  bifurcation of the home loan, the home loan is
  given based on a regular basis, based on the need
  for Home Improvement and Non-Residential Premises
  Loan (NRP). The home loan under this segment is
  given for 20 years for the amount of INR 5 lakh
  to 50 lakh. For instance, if a borrower comes in
  who has no knowledge of home and confronts the
  representative of the bank that he/she wants the
  loan for the improvement of his/her home. The
  representative will show him the above
  bifurcation of the ICICI Home Loan for his need.
  So, the customers needs are fulfilled to the
  maximum possible extent. ICICI Home Loan hereby,
  proves that the loan provided by them is similar
  to that made by a tailor for everyone. Lastly,
  the home loan given on the bifurcation of the
  need is offered by no other bank in such a
  manner.

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• LINKING PERSONAL LOAN
• ICICI Home Loan understands the needs of the
  customers and offers them a top up personal loan
  linked with their home loan to fulfil their
  personal needs as well as home loan needs. They
  brought in a new feature to their home loan i.e.
  now you can attach a personal loan or link a
  personal loan to your home loan. Under this
  feature, the people who have received less
  satisfaction from their ICICI Home Loan can
  borrow a personal loan from ICICI bank and link
  it. The top up loan will have 100 of the amount
  sanctioned of the originally sanctioned ICICI
  Home Loan. The customer can use the personal loan
  for home decoration as well as the personal
  needs. Thus, the bank understands the customers
  which are unsatisfied by providing them such
  features and living up to their thing i.e. ICICI
  Bank Home Loans are the home loans which are
  equal to the home loan that is made by a tailor
  for everyone.
• Lastly, the ICICI Home Loans are a particular
  example of a product designed by the ICICI
  representatives presenting a unique solution to
  the dynamic wants of the consumer. They tackle
  the wants of the consumer by adding every
  possible feature to the home loans and
  customising it to the best.