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Apollo Munich Optima Restore – Get the full details


Apollo Munich Health Insurance Company Limited is a private sector health insurance company in India. It started its journey on 8th August, 2007 as a joint venture between Apollo Hospitals Group and Munich Health which is a leading German insurance provider. – PowerPoint PPT presentation

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Title: Apollo Munich Optima Restore – Get the full details

Apollo Munich Optima Restore Get the full
Presented By- Health
Apollo Munich Optima Restore is a unique health
insurance plan which is designed to offer
comprehensive cover for the entire family. The
plan is very different from other health
insurance plans because of features including
Restore Benefit and Multiplier Benefit. Unique
Benefits of the plan Apollo Munich Optima
Restore comes with two useful and unique benefits
that make the plan comprehensive and
recommendable. Restore Benefit Under this plan,
the Sum Assured is restored if it is exhausted or
used completely and this benefit can be utilized
for a future claim for any other illness made
during the same policy year. In this way, your
Initial Sum Assured can be restored back into the
policy without any extra cost. Multiplier
Benefit This Apollo Munich health insurance
comes with another amazing benefit called
Multiplier Benefit. This benefit comes from
claim-free years. If the policyholder does not
make any claim in a year, then the policy offers
50 increase in the Basic Sum Assured as No
Claim Bonus. For two consecutive claim-free
years, your Basic Sum Assured would be doubled.
Salient Features Minimum entry age for Apollo
Munich Optima Restore plan is 5 years and maximum
age is 65 years. Children of 3 months age are
eligible for inclusion under the plan. There is
no limit on maximum policy renewal. The policy
offers two types of coverage like Individual and
Family Floater. Policy Term is either of 1 year
or 2 years. You can choose Sum Assured from a
range of Rs. 3 lakhs to Rs. 15 lakhs.   Coverage
Benefit Most attractive part of Apollo Munich
Optima Restore coverage is its No Sub-Limit on
room expenses. The policy does not have any scope
for co-payment. For Pre-hospitalization, it
offers 60 days and for Post-hospitalization, it
offers up to 180 days expense. It comes with a
Free Look Period of 15 days from the date of
receipt of policy. Maximum 30-days grace period
is offered to policyholders for policy
renewal. Special Benefits Under This Plan There
are loads of additional features coming with
Apollo Munich Optima Restore. This plan has
Lifelong Renewability which means you can renew
the cover as many time as you wish during your
lifetime and can stay covered. Apollo Munich
never offers claim based loading on renewal of
premiums. With this health insurance plan, the
insured can easily upgrade the cover to next
level at the time of renewal. You can avail
cashless treatment across 4000 authorized
hospitals in 800 cities.
Conclusion Apollo Munich Optima Restore is
surely a lucrative health insurance plan for
whole of your family with special features like
Restore Benefit and Multiplier Benefit. So if you
want a single health policy to cover every one in
the family, then this is it.
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