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Why Purchase Travel Insurance

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Fortunately for Singaporeans, there are many well-crafted overseas travel insurance products available on the market, offering affordable options with good coverage for most - if not all - of the more frequent travel problems that people face. – PowerPoint PPT presentation

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Title: Why Purchase Travel Insurance


1
Overseas Travel Insurance
2
Why Purchase Travel Insurance
The wild frontier of global travel is offering
fewer and fewer places for the more
adventurous-minded traveller. Backpacking is just
another option to carrying a suitcase, tent
camping is offered at five-star resorts, and
unless you want to visit a war zone, chances are
good that your international destination will be,
for the most part, comfortable, civil, and
safe. Despite that, globetrotters occasionally
find themselves in a difficult situation. Not all
countries have the food and safety standards that
Singaporeans have grown accustomed to, so the
risk of illness or injury on travel is probably
higher outside of Singapore for nearly every
destination around the world. As more
Singaporeans travel around the world to see
what's on offer, it seems that more and more of
them are opting for a good travel insurance
package to back them up.
3
Be it theft, illness, or an accident of one kind
or another, the difficulty and complexity - many
times especially the cost - can be compounded
many times when one is travelling in a foreign
country. While the overall risk of encountering a
problem may be small from a statistical analysis,
the expense and difficulty in resolving it while
overseas can be very high.
Fortunately for Singaporeans, there are many
well-crafted overseas travel insurance
products available on the market, offering
affordable options with good coverage for most -
if not all - of the more frequent travel problems
that people face.
4
Having a good insurance policy can save time and
money, not only for yourselves, but also for your
family and loved ones back home. Without proper
coverage, travellers who run into trouble often
have no alternative but to call home, ask for
help, and wait for money to arrive. A good
travel insurance company is indeed worth its
weight in gold, not only due to the financial
coverage it offers, but large companies typically
have a network of offices and representatives in
most of the countries around the world, with
local people on hand who can help thanks to their
local knowledge. Consumer demand, however, has
grown to require more than just coverage of
problems on the road, but also coverage of the
cost of the journey itself. What if a family or
personal illness makes travel impossible? What if
there is an outbreak,
5
These types of events are way beyond the control
of any individual. For that reason, some of the
more premium travel insurance offers include trip
cancellation for a broad variety of
reasons. While all of these considerations make
a compelling case for wanting travel insurance,
the question of "why get travel insurance" still
comes down to an individual's preference and
appetite for risk. If a traveller is at peace
with the thought of paying exorbitant medical
bills and medical transport costs in the unlikely
event of a major injury, then travel insurance is
definitely not required. If, however, a prudent
traveller considers the risks and potential
pitfalls associated with not only travel, but any
every day activity that happens to occur while in
a foreign country, then having a good travel
insurance policy will be as important of a
consideration for the journey as deciding which
hotel to stay at and where to find the best
food.
6
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