Why covering your car with suitable policy is important?

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Car Insurance
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Why covering your car with suitable policy is
important?
Car insurance is a mandatory product which has to
be purchased if you wish to drive your car on
roads. Also, it has to be renewed every year so
that you drive safely without facing any
financial losses. With so many companies to
choose from, you might think doing a check for
all the car insurance policies can be quite a
task.
Nowadays, there are comparison sites which offer
car coverage with various benefits and features
that will best suit your car requirements. These
deals often help you save valuable money on your
insurance deals.
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Today, an increasing number of accidents and
vehicle theft have made it essential for people
to have a suitable policy in place to cover up
their financial losses. While buying a car, ask
your insurer how much fluctuation are expected in
the car insurance rates based on the vehicles
you're considering. There are many other ways to
reduce insurance rates, although you'll increase
your potential financial risk. Approach an
insurance agent who has thorough knowledge in
this sector. Good agents not only help you to
choose the most profitable policy, but also
assist in filing the claim and getting
reimbursement in case of any trouble. With the
emergence of the internet, it is now easy to find
out the most suitable insurance quotes. The
authentic websites help you get insurance quotes
from reputable insurance companies and ensure
that you get the best deal possible.
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When an accident happens, you need to call your
insurance company representative as soon as
possible even if youre away from home or
someone else causing an accident. It doesnt
matter how and where the accident takes place you
own a suitable cover you be financially protected
in any part of the nation. Although,
filing a claim is a quite simple process, but it
is important to do it properly or else the claim
will prove null. Once you submit your claim form
and relevant documents, the insurer will appoint
a surveyor to inspect your vehicle and submit his
or her report to the insurance company. You also
get the details of the surveyors report.
If your vehicle is stolen, inform your car
insurance company immediately and also lodge an
FIR. Your insurance company will handle the claim
process on your behalf.
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It is advisable dont do any repair the survey
inspection of the vehicle. Survey is scheduled as
per the receipt of claim intimation and
submission of the detail estimate of repair work
from the repairer. Some car insurance
providers may have the surveyor re-inspect the
vehicle after repairs. In such cases, you should
pay the garage expenses and obtain a proof of
release document signed by you to release the
vehicle from the garage after it is repaired.
So, it is important you let them monitor the
damage to get maximum coverage amount. You can
undertake repairs only on completion of the
survey. Once the vehicle is repaired, submit duly
signed bills/cash memos to the insurer.
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