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Car Loans Online - Cheaper Loans At Your Finger Tips

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IDBI Bank offers car loans with attractive interest rates & for upto 7 years. Calculate your eligibility and get a free EMI quote for your dream car. – PowerPoint PPT presentation

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Title: Car Loans Online - Cheaper Loans At Your Finger Tips


1
Car Loans Online - Cheaper Loans at Your Finger
Tips
2
For people who are yearning to purchase a car,
the fastest and most convenient way to arrange
for its finance is through car loans online. In
the fast expanding world of internet transactions
and business, most companies are taking advantage
of this phenomenon. Be it a company that sells
toys, insurance, loans, consumer products or
health supplements, everyone is in the band wagon
of conducting business through the internet.
Almost all reputed car lending companies, banks
and other financial institutions have the online
facility of applying for the loans.
3
Why Are The Online Loans So Popular?
  • You must be wondering- why is the online mode so
    popular? The answer is simple it is a win-win
    situation. Both you as a customer and the car
    loan lending company are benefited by this kind
    of transaction. In the car loans online
    procedure, the lending company has to spend very
    less in the overhead costs, as the shop floor and
    office charges are minimized. The company can
    reach far more people through the internet which
    is otherwise not possible. The paper-less
    transaction cut down their cost further.

4
  • The savings made by the car loans online
    companies is passed on to you by providing you
    loans at a lesser rate of interest. Thus,
    securing loans through the online mode is good
    for both the parties.
  • For you as a customer, you have more choice in
    selecting a car loan lender. You can search the
    internet for better rates and more suitable terms
    and conditions. You may get loans from any lender
    based in any part of the country, be it Texas or
    Atlanta. All this is done without any physical
    exertion and within very less time. Hence, it's
    easier on your pocket too.

5
Easy Process of Applying and Disbursal
  • In this procedure, you can search for online car
    companies using any search engine like Google,
    MSN or Alta Vista. There you have to fill an
    online application form giving out all the
    details which are being asked. The lenders will
    revert back to you with approval and their
    quotes. If you agree to the rates offered and
    other terms of repayment, you have to send your
    consent.

6
  • After your consent is received by the car loans
    online lenders, you can get the money deposited
    in your bank account online. You may also request
    for a cheque of that amount. The repayment is
    very simple, you can authorize that the monthly
    amount be deducted from your bank account
    automatically. This will save your time, no need
    to remember dates and you can keep track of your
    repayment online.

7
  • The amount of car loans online that you can
    secure depends on various factors like your
    income, expenses, type of loan, credit ratings.
    You may get up to 90 of the price of the car,
    maybe even more. However, it is advisable to make
    as much down payment as possible to keep the
    final cost low. The tenure for these loans is 2
    to 5 years do make the repayments on time to
    avoid any penalties or complications.

8
Source http//EzineArticles.com/933207
http//www.facebook.com/idbibank
https//plus.google.com/IDBIBank
https//in.linkedin.com/company/idbi-bank
http//www.twitter.com/idbi_bank
http//www.youtube.com/idbibank
  • Thank You!
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