Pradhan Mantri Awas Yojana Survey

1
Pradhan Mantri Awas Yojana
(PMAY)
Visit
www.pradhanmantriawasyojna.com
2
Overview

• Housing for All (Urban) by 2022 endorsed by
  Cabinet on 17.06.2015
• Scheme Guidelines propelled on 25.06.2015
• Mission to cover each of the 4041 statutory
  towns.
• Mission has four parts
• "In situ" Rehabilitation of existing ghetto
  tenants utilizing land as an asset through
• private cooperation
• 2) Credit Linked Subsidy (CLS)
• 3) Affordable Housing in Partnership
• 4) Subsidy for recipient drove singular house
  development on the other hand upgrade.
• Credit Linked Subsidy part is a Central Sector
  Scheme to be actualized through Banks/HFCs, and
  so forth.

3
Mission Highlights

• Housing deficiency assessed at 2 crore yet
  correct extent of the mission to rise after
  interest evaluation.
• Beneficiary characterized as a family involving
  spouse, wife what's more, unmarried youngsters.
  Further, recipient ought not have any pucca house
  anyplace in India to be qualified to get support
  under the mission.
• Aadhaar Card/Bank Account Number/PAN Number (if
  accessible) required from recipient or an
  endorsement of house possession from Revenue
  Authority of recipient's local district.

4
(No Transcript)
5
Features
Interest sponsorship _at_ 6.5 for lodging advances
benefited by EWS/LIG borrower. PLIs/HFCs and
so forth anticipated that would take an interest
in the plan. EWS characterized as family with
yearly wage upto INR 3 lakhs LIG
characterized as family with yearly wage between
INR 3 6 lakhs. Loan can be profited for new
development or expansion of rooms, kitchen, can
and so on to existing houses. Beneficiary
family ought not claim a pucca house anyplace in
India . Manual Scavengers, Women, SC/ST/OBC,
minority, dowagers, persons with incapacities and
Transgenders to be given inclination.
6
Loan applications will be assessed by PLIs
according to their due ingenuity process for
authorizing credits. Individual credit
candidate to submit self-declaration/sworn
statement as confirmation of salary with
the end goal of the endowment. PLIs to
streamline the structures and methods for the
EWS/LIG fragment of borrower. Interest
endowment accessible just on advance sum upto INR
6 lakh. Credit sum past INR 6 lakh at
business sector rates as it were. EWS houses
ought to have territory upto 30 sq.m., LIG upto
60 sq.m. Tenure of the credit can be past 15
years yet intrigue endowment will be ascertained
for a long time or residency of credit
whichever is lower. Subsidy to be paid
forthright on NPV premise ascertained at markdown
rate of 9.
7
THANK YOU FOR YOUR ATTENTION
For more information visit http//www.pradhanmant
riawasyojna.com/