GET HOME-SWEET-HOME-LOANS TODAY!!! - PowerPoint PPT Presentation

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GET HOME-SWEET-HOME-LOANS TODAY!!!

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Dreaming of your Home-Sweet-Home?. Home Loan is your entry ticket to your new home. Simply logon to www.letzbank.com today. Remember the first step in your house as a couple, where you first brought home your baby, where your children grew up, where you saw ups and downs in your life..... All your memories are precious, so is your home. Your home-sweet-home is one place where you build a life-time full of memories. But do not waste your lifetime, dreaming about your dream home. If you are still dreaming about a dream home wake up and logon to www.letzbank.com and we will make your dream come true. – PowerPoint PPT presentation

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Title: GET HOME-SWEET-HOME-LOANS TODAY!!!


1
HOME LOAN
2
What is Home Loan??
  • A sum of money borrowed from a financial
    institution or bank to purchase a house. Home
    loans consist of an adjustable or fixed interest
    rate and payment terms.
  • The two most widely used types of home loans are
    fixed-rate loans and adjustable-rate loans. A
    fixed-rate loan keeps the same interest rate for
    the life of the loan, which means that the
    principal and interest portions of the monthly
    payment stay the same.
  • Adjustable-rate mortgages begin with a lower
    interest rate for the first few years and then
    adjust to market rates after the initial period
    is over.
  • https//www.letzbank.com

3
Loan Services at your door steps!!!!
4
Eligibility 
  1. In the following cities, you must be drawing a
    monthly net salary of Rs. 80,000 or
    moreDelhi/NCR and MumbaiOr
  2. In the following cities, you must be drawing a
    monthly net salary of Rs. 60,000 or
    moreBangalore and ChennaiOr
  3. In the following cities, you must be drawing a
    monthly net salary of Rs. 45,000 or
    moreHyderabad, Pune, Ahmedabad and KolkataOr
  4. In the following cities, you must be drawing a
    monthly net salary of Rs. 40,000 or
    moreAurangabad, Coimbatore, Jaipur, Surat,
    Baroda, Nasik

5
 Documents for Salaried
  • Passport / PAN Card / Driving license / Photo
    credit card (front only) / Banker verification
    letter ( Only online).
  • Passport / Driving license / Ration card / Latest
    mobile bill / Letter from employer (with HR
    /Admin sign).
  • Passport / Voters ID card / Driving license / PAN
    card.
  • Appointment letter / Form 16 / Promotion letters/
    transfer / confirmation letters / previous salary
    slip of previous employer.
  • Appointment letter / Form 16 / 1 year old salary
    slip of current employer.
  • Employee ID card and visiting card.
  • Latest 3 months salary account bank statement.
  • Salary slips of last 3 months Latest 2 months
    salary slip.

6
FAQ
  • What are the eligibility conditions for a home
    loan?
  • To qualify for a home loan, most of the
    lending institutions in India require you to
    bea) An Indian resident or NRIb) Above 21
    years of age at the commencement of the loanc)
    Below 65 when the loan maturesd) Either salaried
    or self employed and e)Worthy of credit
    facility.For more details, refer module on "What
    are you getting into?"
  • What is a floating rate?
  • This is the rate of interest that
    fluctuates according to the market lending rate.
    This means you stand the risk of paying more than
    you budgeted for in case the lending rate goes
    up. 
  • What are the repayment period options?
  • Repayment period options range generally
    from 5 to 20 years.
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