Be honest of your smoking habits while applying for ife insurance policy

1
Be honest of your smoking habits while applying
for life insurance policy
2

• While deciding the premiums for your life
  insurance policy your smoking habits also play an
  important role. Life insurance premiums depend on
  which risk category you fall in depending on your
  overall health and life style.
• Life insurance companies usually
  classifieds people in different classes based on
  condition of their health. Take for instance a
  very healthy person will be kept in Super
  Preferred class while other will be kept in
  Average or Substandard class.

3

• When you apply for an
  insurance policy then insurer will place you in
  the risk category Preferred or Standard. And sub
  category Non-tobacco