The finance formula: How to manage finances while studying abroad

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Student loans in India
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The finance formula How to manage finances while
studying abroad
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• Studying abroad is an exciting, yet expensive
  affair.
• Most countries, other than the United States,
  allow international students to work off campus
  while studying. In the US, international students
  are permitted to work on campus for a maximum of
  20 hours per week.
• For instance, in Canada, you can apply for a
  permit that allows you to work off campus for 20
  hours per week during the academic session and 40
  hours per week during vacations.

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GRADUATE ASSISTANT SHIPS

• Students unable to work on or off campus can
  always apply for funding from the university
  itself. Most universities in the US and some in
  Canada and Australia offer students graduate
  assistant ships (GAs). A GA is an award which
  pays for your entire tuition fee as well as a
  monthly stipend which helps you take care of your
  living expenses. Students who get such assistant
  ships can work as teaching assistants (TAs) or
  research assistants (RAs).

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NEED-BASED FUNDING

• If you do not land up with a GA or an on- or
  off-campus job, you can still apply to the
  university for merit- or need based funding. Many
  universities offer scholarships to students with
  excellent grades. Such scholarships are evidently
  not only competitive but also based on need.
• Thus, if you can demonstrate that you actually
  require the funds, you may have a better chance
  at receiving them directly from the university.
  Such scholarships generally cover 10-75 of the
  tuition fee.

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EDUCATION LOANS

• Finally, if you have no other choice, you can
  apply for Student loans in India.
• Several state banks offer education loans of up
  to Rs 30,00,000.
• The loan must be paid within 12 years. The
  security required to obtain it is usually around
  115 of the loan amount.
• Source (http//www.avanse.com/blog/the-finance-fo
  rmula-how-to-manage-finances-while-studying-abroad
  /)

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