5 Best investments plans For NRIs - PowerPoint PPT Presentation

About This Presentation
Title:

5 Best investments plans For NRIs

Description:

Like any individual, NRIs too have to think twice before investing single rupee as they want value for their investment. NRE, NRO fixed deposits, direct equity, equity mutual funds, Offshore funds or ETF and realty investment offer all migrants an opportunity to enjoy good return after investment which has assurance of security. – PowerPoint PPT presentation

Number of Views:135

less

Transcript and Presenter's Notes

Title: 5 Best investments plans For NRIs


1
5 Best investments plans For NRIs
  • NRIs have NRE, NRO, FCNR, equity mutual funds,
    ETIF and realty investment options to save their
    money while getting good rate of interest.

2
NRE, NRO Fixed Deposit
  • Non-resident External account (NRE) and
    Non-resident ordinary account (NRO) will not only
    save NRIs money but also, provide good interest
    on investments through
  • Savings account
  • Current account
  • Term deposit account

3
Difference Between NRE NRO
  • NRE account keeps the fund that is transferred
    from the bank outside the country.
  • NRO account holds the investment of the NRIs
    which he/she earns from the income sources in
    India. For example Rental income

4
FCNR Account-Friend for NRIs
  • This is Foreign Currency Non Resident account
    (FCNR). It offers no fluctuations in the
    interest rate of the money invested in any
    foreign currency, like Euro, Dollars, Dinar etc.
  • The investees get lower rate of interest on
    investment than NRE and NRO in this account.

5
Tax-exemption
  • FCNR account and NRE account holder NRIs are
    exempted from taxes in India.
  • The rate of interest for FCNR lies between 2 to
    3.
  • The rate of interest for NRE is offered 8 on
    five years investment plans and 7.75 for upto
    10 years.

6
Direct Equity
  • Investment in these entertains NRIs with high
    returns for long as well as short term. For this,
    an NRI should have
  • Trading account
  • Dmat account
  • Bank account
  • Interest on this investment is affected by
  • Risk
  • Market fluctuation
  • Trading policy
  • Market strategy
  • Duration

7
Equity Mutual Funds
  • This investment gives NRI an alternate to deposit
    on monthly or quarterly basis.
  • Will keep you away from the timely deposition of
    the amount as investment.
  • Can generate 20 to 70 interest on some
    investments.

8
Offshore Funds or ETF
  • This provides a profitable option to invest on
    India-based financial unit of whose management is
    regulated from foreign land.
  • Helps in declining the effect of Indian
    regulations.
  • Risk is there.
  • Liquidity is found in them.

9
Realty Investment
  • It belongs to investment in real estate sector
    and Real Estate Investment Trust (REIT).
  • REIT have more liquidity
  • Investment depends on movable and immovable
    property

10
Thank You for Watching
Write a Comment
User Comments (0)
About PowerShow.com