Looking for a list of Bank Penny Stocks?

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Penny Stock Research The Truth About Penny Stocks
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• Hi, My name is Aaron and Im with Penny Stock
  Research, today were reviewing our recently
  published article

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Looking for a list of Bank Penny Stocks?
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Bank Penny Stocks should you invest?
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Over the weekend I was shuffling the papers on my
desk. What came to the top was a great article
on the worlds strongest banks. Id ripped the
article out of a magazine months ago.
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Bloomberg had done a study on all the crazy
things you need to look at to find strong
banks. They looked at Tier 1 assets,
Nonperforming assets, loan loss reserves, Deposit
levels and Efficiency.
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Youd need 3 months in an MBA class to dissect
all of these ratios, and measurement methods.
Lucky for us Bloomberg just ranked everyone and
told us the strongest
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Top of the list Hang Seng Bank in Hong Kong,
followed by Desjardins Group Canada and
Norinchukin Bank in Japan. Youd have to go all
the way down to the 19th place before finding the
first US bank on the list US BanCorp USB.
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They clock in at a market cap of 77
Billion. Not exactly walking in penny stock
land. So why the sudden interest in banks?
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Why Bank Stocks Matter
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In the U.S., banks are the lifeblood of the
economy. They provide much needed capital and
support to our growing industries. So having
strong banks is critical.
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But most of these big strong banks dont really
lend to the little guy. Many people dont
realize what a critical role the community banks
play lending to small business. More on that in
a moment
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But strong banks can become even stronger with
increased profitability and the entire banking
industry is on the verge of exploding
profits. How do I know?
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All you need to do is keep an eye on the Federal
Reserve. For those of you NOT in the know
heres a quick update.
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The Fed pushed interest rates to record lows and
by record I mean RECORD! Nobody in the last
1,000 years has seen interest rates this cheap.
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They did it to keep us from falling into a great
depression. Now, the economy is back and
growing. As a result, the Fed has said (in not
so many words) were going to raise rates soon.
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How soon is soon? Theyre not answering that
one but many believe it will happen this
summer. Who cares about rates going up?
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Why Banks Love Higher Rates
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Banks love it when rates go up. You see, theres
this little thing called the spread. This is how
banks make money They borrow billions at a tiny
rate, and lend it out at a higher rate. As
Interest rates rise, many suspect that the spread
will widen.
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Wider spreads mean stronger banks and bigger
profits! And bigger profits means higher stock
prices. So, many investors are looking at bank
stocks to help push the markets even higher.
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While the big mega-banks will certainly make more
money its the small community banks that will
start seeing the biggest gains.
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You see, these community banks are tied to the
local economy. They work with small business
owners making loans, handling accounts, and
taking deposits.
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As the local economies start to jump in activity,
more business will take place. More business
means more transactions which leads to more
profits for the banks
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Were already seeing it here in Phoenix the
rebounding housing market is impossible to miss.
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And when the Fed does hike rates it will get a
lot of borrowers up-OFF their backside. Many
potential borrowers are in a daze rates have
been low for so long, they cant remember the
last time rates went UP!
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When that rate hike hits, Id expect a big rush
of people wanting to refinance. And their first
stop will be the local banks. So, to really make
money from the next bank rate hike, you need to
have a handful of community banks in your
investment portfolio.
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But which should you watch and buy?
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List of Bank Penny Stocks
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Look there are hundreds of bank stocks out there
and I have not gone through each and every one
but I did find a small basket of bank penny
stocks that looked really interesting.
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Now one note as you know we have a loose version
of what a penny stock is you can see our
discussion about What is a penny stock here.
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This group of stocks Im about to highlight dont
trade for pennies. But they do have tiny market
caps. What it means is youll buy fewer shares,
but as the business grows, you should see nice
gains.
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I looked at each of these businesses and they all
have market caps below 100 million which is
tiny when compared to our megabank US Bancorp
(who clocks in at 77 BILLION)!
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If you like the idea of buying a bank penny
stock, these are good ones to take a look at.
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So heres that list of bank penny stocks, and all
of these trade on the OTCQX exchange Cortland
Bancorp CLDB (Mkt Cap 69m Div Yield 1.5)
First BancTrust Corp. FIRT (Mkt cap 35m Div
yield 1.2)
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First ULB Corp. FUBP (Mkt Cap
20m) Harleysville Savings Financial Corp HARL
(Mkt cap 68m Div yield 4.6) Katahdin
Bankshares Corp. KTHN (Mkt cap 39m Div yield
3.4)
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Standard Financial Corp. STND(Mkt cap 60m)
Calvin B. Taylor Bankshares, Inc. TYCB (Mkt cap
77m Div yield 3.5) Virginia National
Bankshares Corporation VABK (Mkt cap 59m Div
yield 1.3)
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I like the look of these and I might be adding a
few to my own portfolio. If I do, Ill let you
know. Do you bank at any of these institutions?
Do you own any of these stocks? Why are you a
buyer at these levels? Good trading
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