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Personal Accident and Health Insurance Market in Portugal, Key Trends and Opportunities to 2018

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Personal accident and health insurance was the smallest segment in 2013. Health insurance was the dominant category during the review period (2009-2013), followed by personal accident and travel insurance. The sales of health and travel policies increased during the review period, while personal accident sales declined. In order to decrease the financial deficit, the government implemented certain austerity measures to reduce public spending, due to which public healthcare spending was also reduced. This increased the demand for private health insurers to have health cover. Read more details at: – PowerPoint PPT presentation

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Title: Personal Accident and Health Insurance Market in Portugal, Key Trends and Opportunities to 2018


1
Personal Accident and Health Insurance in
Portugal, Key Trends and Opportunities to 2018
2
Synopsis
  • ? Personal accident and health insurance was the
    smallest segment in 2013. Health insurance was
    the dominant category during the review period
    (2009-2013), followed by personal accident and
    travel insurance.
  • ? The sales of health and travel policies
    increased during the review period, while
    personal accident sales declined. In order to
    decrease the financial deficit, the government
    implemented certain austerity measures to reduce
    public spending, due to which public healthcare
    spending was also reduced. This increased the
    demand for private health insurers to have health
    cover.
  • ? The health insurance category registered a
    compounded annual growth rate (CAGR) of 3.5
    during the review period. Increases in disposable
    income and the benefits of private health
    insurers are expected to increase demand over the
    forecast period (2013-2018).
  • ? The gross written premium of the health
    insurance category is expected to increase at a
    forecast-period CAGR of 2.3. Travel insurance
    was the fastest-growing category during the
    review period, with a CAGR of 11.7, primarily
    due to the increasing number of thefts targeting
    travelers' luggage. This category is expected to
    register a CAGR of 6.9 over the forecast period.
  •  

3
Scope
Scope This report provides a comprehensive
analysis of the personal accident and health
insurance segment in Portugal   ? It provides
historical values for the Portuguese personal
accident and health insurance segment for the
report's 2009-2013 review period, and projected
figures for the 2013-2018 forecast period. ? It
offers a detailed analysis of the key categories
in the Portuguese personal accident and health
insurance segment, along with market forecasts
until 2018. ? It covers an exhaustive list of
parameters, including written premium, incurred
loss, loss ratio, commissions and expenses,
combined ratio, frauds and crimes, total assets,
total investment income and retentions. ? It
analyses the various distribution channels for
personal accident and health insurance products
in Portugal. ? It profiles the top personal
accident and health insurance companies in
Portugal and outlines the key regulations
affecting them. Access The Full Report On
http//www.bigmarketresearch.com/personal-accident
-and-health-insurance-in-portugal-key-trends-and-o
pportunities-to-2018-market
4
Summary
Summary The report provides in-depth market
analysis, information and insights into the
Portuguese personal accident and health insurance
segment, including   ? The Portuguese personal
accident and health insurance segment's growth
prospects by insurance category ? Key trends,
drivers and challenges for the personal accident
and health insurance segment ? The various
distribution channels in the Portuguese personal
accident and health insurance segment ? The
detailed competitive landscape in the personal
accident and health insurance segment in
Portugal ? Detailed regulatory policies of the
Portuguese insurance industry ? Analysis of
various consumer segments in Portuguese personal
accident and health insurance ? Key developments
in the Portuguese personal accident and health
insurance segment ? New products launched by
Portuguese personal accident and health insurers  
5
Key Highlights
? Personal accident and health insurance was the
smallest segment in 2013. Health insurance was
the dominant category during the review period
(2009-2013), followed by personal accident and
travel insurance. ? The sales of health and
travel policies increased during the review
period, while personal accident sales declined. ?
The Portuguese government implemented various
austerity measures to control the budget deficit
arising due to the recession, leading to a cut in
public health expenditure. ? This encouraged
people to take out private health insurance to
maintain coverage, which propelled the growth of
private health insurers. ? The demand for
personal accident insurance declined during the
review period, due to the overall decreasing
number of accidents. ? The increasing demand for
travel insurance is due to the increasing number
of crimes targeting tourists.  
6
Table of Contents
1 Key Facts and Events 2 Executive Summary 3
Introduction 4 Portuguese Insurance Industry
Attractiveness 5 Personal Accident and Health
Insurance Segment Outlook 6 Analysis by
Distribution Channel 7 Governance, Risk and
Compliance 8 Competitive Landscape and Strategic
Insights 9 Appendix - 1 10 Appendix 2 To Get
More Details Enquire _at_ http//www.bigmarketresearc
h.com/report-enquiry/178729
7
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