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Top 15 Personal Finance Tips in 2015 (1)


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Title: Top 15 Personal Finance Tips in 2015 (1)

Top 15 Personal Finance Tips
By ArthaYantra Indias First Robo Advisor
Personal Finance Tip 15
  • Investing in ELSS is a more convenient choice for
    Tax Savings, as it has the LEAST lock-in period
    (3 years) as compared to other Tax Saving

Personal Finance Tip 14
  • Investing for Tax Savings is a very bad idea.
    Investments should be based on your goals and
    include the tax Saving instruments while
    planning, because all Tax Saving Instruments come
    with a lock-in period.

Personal Finance Tip 13
  • January, February March is a Killer quarter for
    Salaried professionals. This is when most of the
    Financial mistakes are committed by them to save
    Tax.Talk to a Financial Planner today to know
    if you should actually be saving Tax or not.

Personal Finance Tip 12
  • Do you know that by reducing just 2 cigarettes a
    day (10x2Rs. 20), you will save Rs. 7,200 per
    annum?Thats approximately the cost of a Family
    Floater Health Plan, which reduces your risk when
    you fall sick.

Personal Finance Tip 11
  • Its very important to share Personal Finance
    details like Insurance, Mutual Funds, Home Loan
    Insurance, etc that one holds with family members
    / nominees. This would help them in case of an
    unfortunate event.

Personal Finance Tip 10
  • Investments should never be made to double the
    money that you have.Instead, Investments should
    be made to achieve financial goals in a
    disciplined way, without looking for any
    shortcuts. It is only through discipline that
    wealth can be accumulated.

Personal Finance Tip 09
  • The only way to build wealth is by DisciplineIt
    is important to note that no one can time the
    markets. If somebody had a genie to tell them
    when to buy and when to sell, wouldnt they all
    be Millionaires by now?

Personal Finance Tip 08
  • Age 35 Investments per month 8000 INR,
    Corpus accumulated at retirement 1.2 crore INR
  • Age 25 Investments per month 4000 INR, Corpus
    accumulated at retirement 1.6 crore INRThats
    the power of compounding
  • Start investing early, it can be as low as 500 or
    1000 per month too

Personal Finance Tip 07
  • Track all your expenses so that you can identify
    the areas where you are spending moreThis will
    help you to have control over your expenses

Personal Finance Tip 06
  • An old saying goes Dont put all your eggs in
    one basketSimilarly, we should always
    diversify our investments into various Asset
    Classes while making Investments for our
    financial goals

Personal Finance Tip 05
  • Anytime is a good time to invest, Dont try to
    time the marketInvest your money for long term
    to get good returns from your Investments.

Personal Finance Tip 04
  • We usually Save and Invest only from the money
    left after all our expensesIt would be a good
    practice to include Investments into our
    committed expenses. That way, it would ensure we
    definitely do Invest every month.

Personal Finance Tip 03
  • Even though they appear to give you all the
    convenience, Credit Cards on an average charge
    around 40 Annual Interest.
  • Avoid Plastic Money.

Personal Finance Tip 02
  • We should always control our expenses in such a
    way that we are able to save at least 30 of our
    income every month for a healthy financial
    future.This would ensure adequate investments
    to meet future financial goals.

Personal Finance Tip 01
  • Every person on an average faces 3 Emergencies in
    life, like accident, loss of job, etc.
    Emergencies dont give a ring before they
    come.Always keep 3 months of expenses as an
    Emergency Fund to take care of any Financial

Thank You
About ArthaYantra ArthaYantra is India's largest
and only Robo Financial Advisor with over 63,000
registered users, making us Indias largest
Financial Advisor. Talk to us now for a 15
minutes Free Consultation call with our Financial
Advisors. Call us on 91-99590-219494 or write
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