ULIP Plans - Bimadeals

1
Importance of ULIPs

• Bimadeals

2
What Are ULIPs?

• A Unit Linked Insurance Plan (ULIP) is a product
  presented by the insurance companies that unlike
  a clean insurance policy offers depositors the
  reimbursements of both insurance and investment
  under a solo integrated plan.

3
Are ULIP Popular Among Customers?

• ULIPs are very popular among customers who look
  to invest in life insurance as an investment
  product. The Unit linked Investment plans are a
  medium for customers to opt for a cover and a
  large sum of amount paid is invested in stocks or
  debt funds.

4
Ulip have to be decoded in the form of the cover
and the investment portfolio. So once you decide
to buy a Ulip you also need to decide what is the
amount of cover you are looking at. If the Life
cover amount required is low then large sum of
money will get invested in stock market. Most
Ulips have classification in terms of investment
i.e. whether you want to invest in stocks or govt
bonds so that it goes with your risk profile.
5
Why Should Customer Invest in ULIP

• ULIP is an option suitable if you want to have
• 1. Life cover
• 2. Tax rebate
• 3. Returns

6
How TO Understand ULIP?

• Now if your life Insurance company fund managers
  are good, they will help you get good returns
  wipe off the life insurance cover cost and still
  give you a good return.
• If you invest 100rs in Ulip and 20 is going as a
  cost for the cover, over the years your 80 will
  get 12-15 of returns and will wipe off the cost
  and still get you good returns.

7
How Can You Get Assistance in ULIP

• Invest in Ulips for long term to be able to get
  good returns. The fund managers of Ulip life
  insurance companies invest in long term stocks so
  expect returns in long term and for short term
  investment in mutual funds you should have your
  fund managers more focused to get returns in 3-12
  months.

8
So What ULIP Brings For You ?

• 1. Life Cover
• 2. Income tax rebate
• 3. Long term investment options
• 4. Easy to invest
• PS Ulips were popular among insurance companies
  esp. private insurance companies in last 10
  years. With new guidelines by IRDA they almost
  disappeared but still exist and are good options
  for customers who know what they are buying Ulips
  for.

9
Contact Bimadeals to Get Best Proposals

• For more info, visit http//www.bimadeals.com/ulip
  s-plan.php
• Or
• Write us at customercare_at_bimadeals.com