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HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND

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how to acess benefits made available by the kentucky racing health and welfare fund here s what may be available to you as a race track worker in kentucky – PowerPoint PPT presentation

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Title: HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND


1
HOW TO ACESS BENEFITS MADE AVAILABLE BY THE
KENTUCKY RACING HEALTH AND WELFARE FUND
  • HERES WHAT MAY BE AVAILABLE TO YOU AS A RACE
    TRACK WORKER IN KENTUCKY

2
  • The Kentucky Racing Health and
  • Welfare Fund sponsors each one
  • of the following programs

KENTUCKY RACING HEALTH SERVICES CENTER
The Old School Apartments
3
In Kentucky there are five thoroughbred race
tracks
Turfway Park
Churchill Downs

Ellis Park
Keeneland/The Thoroughbred Center

Kentucky Downs
4
Together, these five tracks form the Kentucky
circuit, with 206 racing dates throughout the
year. There is thoroughbred racing in Kentucky
during every month of the year. A typical racing
schedule looks like January, February, March
Turfway Park April Keeneland May Mid July
Churchill Downs Mid July August Ellis
Park September Turfway Park/Kentucky
Downs October Keeneland November Churchill
Downs December Turfway Park
5
The Funds main office is in Louisville, and we
maintain satellite offices at Ellis Park -
during the race meet Keeneland - all year
long The Thoroughbred Center - all year
long Turfway Park - all year long
6
(No Transcript)
7
But first this message from our lawyer.
  • DISCLAIMER
  • The Kentucky Racing Health Welfare Fund is
    a non-profit charitable organization that
    receives no government funding or public tax
    revenue. It is not an insurance company and does
    not assume responsibility for any incurred
    charges nor does it guarantee approval for any
    request for assistance. This presentation should
    not be construed as a policy and shall not be
    considered as an offer to extend assistance,
    benefits, coverage, payment or medical advice.
    The Funds guidelines are changed at the sole
    discretion of the Fund and are modified,
    extended, altered, and revised from time to time
    without prior notice. Therefore, any information
    supplied in any form must not be construed or
    regarded as creating any express or implied right
    to the services, coverage, or benefits the Fund
    may offer. A copy of the Funds current
    guidelines can be obtained by a written request
    submitted to the Fund.

8
The first step in being eligible for the Funds
benefits is to be licensed and working
  • 1. Be licensed by the Kentucky Horse
  • Racing Commission.
  • The cost is 10. During each race meet
    there is an
  • office where you can purchase your
    license. You
  • must purchase a new license each year.
  • 2. Working for an eligible trainer.
  • You must be working for an eligible
    trainer, and earn
  • at least 125 per week and present a
    payroll check
  • or payroll check stub (or copy) with
    each request for assistance

9
  • To be eligible you must be currently licensed
    and working in the Kentucky Thoroughbred Racing
    Industry for
  • a trainer who has made no less than 3
  • Kentucky starts in prior 6 months or 5
  • Kentucky starts in the prior 12 months
    and 1 Kentucky
  • start in the past 60 days.
  • and you must earn at least 125 a week with
  • that trainer (but not more than 38,500
    single or
  • 77,000 married adjusted gross income each
    year).

10
We provide Financial Assistance with
  • Hospital Charges
  • Doctor Charges
  • Diagnostic Charges
  • Prescription Medication
  • Dental Charges
  • Dentures and Crowns
  • Periodontia
  • Orthodondia
  • Eye Exams and Glasses
  • Funeral Charges
  • Rent/Mortgage
  • payments during Short
  • Term Disability
  • Chiropractic
  • Hearing Aids Exams
  • Mental Health Disorders
  • Medical Transport

11
  • During 2009 the Fund assisted contacts of
  • 2503 Stable Employees
  • 402 Trainers
  • 293 Assistant Trainers
  • with
  • 2521 Medical related
    treatments
  • 550 Dental
  • 170 Vision

12
  • Maximum benefits start at 7,000 for those
    who are in Kentucky for the first time or the
    first time in the past six years and grow to
    20,000 for those who have been working in
    Kentucky for 5 or more consecutive years
  • This includes
  • 750 dental
    benefit
  • 8,000 pregnancy
    benefit
  • 5,000 death
    benefit

13
  • The Fund has established a network of preferred
    providers in every major racing center in
    Kentucky that either provide services at
    discounted rates or make immediate treatment
    available.
  • For those not stabled at a race track or training
    center clients and medical providers may contact
    us by phone, mail, fax, or email.

14
  • The Fund s contact information is
  • Kentucky Racing Health and Welfare Fund
  • 422 Heywood Avenue
  • Louisville, Kentucky 40208
  • Phone 502-636-2900
  • Fax 502- 636-2955
  • Toll Free 1-800-548-3662
  • email elowe_at_kyracinghealth.org
  • Find us on Facebook

15
  • Anytime you have a question or if you incur a
    medical or dental charge you should contact the
    Fund as soon as you can. If you wait too long to
    contact us we may not be able to help you.
  • All information is kept confidential.
  • Finally, the Fund cannot provide assistance with
    a work related injury, illness or occurrence.

16
KENTUCKY RACING HEALTH SERVICES CENTER
17
Kentucky Racing Health Services Center
  • The Kentucky Racing
  • Health Services Center
  • is a joint initiative between the
  • The University of Louisville
  • and
  • The Kentucky Racing Health and Welfare Fund

18
Kentucky Racing Health Services Center
  • We are located in the
  • basement of the 4th
  • Street end (east end) of
  • The Old School on
  • Heywood Avenue behind
  • the 4th Street Convenient
  • Store, about two blocks
  • from the 4th Street Stable
  • Gate. The address is 422
  • Heywood Ave. Louisville, KY 40208

19
Kentucky Racing Health Services Center
  • We are open
  • Monday 1030 a.m.
    330 p.m.
  • Wednesday 400 p.m. 700
    p.m.
  • Friday 1030 a.m. -
    330 p.m.
  • CLOSED ALL MAJOR HOLIDAYS
  • Call for an appointment
  • 502-636-2900
  • 502-636-3133

20
Kentucky Racing Health Services Center
  • We provide free Medical Services for Licensed
    Kentucky Racing Personnel
  • You need to bring your current Kentucky Horse
    Racing Commission license and a current payroll
    check or stub from a thoroughbred trainer in the
    amount of 125 or more.
  • If your unlicensed spouse needs medical attention
    you will need to bring your marriage certificate.
  • If your child needs medical attention you will
    need to bring the childs birth certificate.

21
Kentucky Racing Health Services Center
  • We provide the following free services
  • Routine Physicals PAP Smears
    Breast Exams
  • Prostate Exams Blood Tests
    Diabetes
  • School Physicals Sports Physicals
    Thyroid Test
  • GYN/STD Problems Cholesterol Test
    Asthma
  • Respiratory Problems Headaches
    Itchy Eyes
  • Sore Throat Minor Aches
    Arthritis
  • Digestive Complaints Urinary Problems
    Foot Care
  • Depression Anxiety

22
Kentucky Racing Health Services Center
  • We also provide
  • Prescriptions for non-narcotic medications
  • Laboratory Services
  • We cannot provide treatment for
  • work-related injuries

23
(No Transcript)
24
KENTUCKY RACE TRACK RETIREMENT PLAN
  • You must sign up every year to determine
    eligibility.
  • If you are eligible, a contribution is made to
    your account.
  • When you retire you get whatever is in your
    account. Retirement age is 60.

25
KENTUCKY RACE TRACK RETIREMENT PLAN
  • WHO IS ELIGIBLE FOR THE PLAN?

26
KENTUCKY RACE TRACK RETIREMENT PLAN
  • TRAINERS, ASSISTANT TRAINERS, AND STABLE
    EMPLOYEES WHO
  • WERE LICENSED AND WORKING IN KENTUCKY IN THE
    YEAR PRIOR TO SIGN UP AND
  • EARNED AT LEAST 5,200 WORKING IN KENTUCKY IN
    THE YEAR PRIOR TO SIGN UP (BUT NOT MORE THAN
    38,500 SINGLE OR 77,000 MARRIED) AND CAN
    DOCUMENT IT AND
  • MADE 10 KENTUCKY STARTS IN THE YEAR PRIOR TO
    SIGN UP OR WORKED FOR A TRAINER WHO MADE 10
    KENTUCKY STARTS

27
KENTUCKY RACE TRACK RETIREMENT PLAN
  • HOW DO I SIGN UP FOR THE PLAN?

28
KENTUCKY RACE TRACK RETIREMENT PLAN
  • You can sign up at the office of the
  • KENTUCKY RACING HEALTH AND WELFARE FUND
  • 422 HEYWOOD AVE.
  • LOUISVILLE, KENTUCKY 40208
  • Monday through Friday
  • 900 a.m. to 300 p.m.
  • UNTIL NOVEMBER 15, EACH YEAR
  • (SEE THE HORSES MOUTH , ELSEWHERE ON OUR
    WEBSITE
  • FOR A FULL SCHEDULE OF TRACK LOCATIONS AND
    DATES)

29
KENTUCKY RACE TRACK RETIREMENT PLAN
  • WHAT WILL I NEED TO BRING
  • WHEN I SIGN UP?

30
KENTUCKY RACE TRACK RETIREMENT PLAN
  • IF YOU ARE AN ASSISTANT TRAINER OR STABLE
    EMPLOYEE BRING ALL FORM W2 OR FORM 1099 FROM ALL
    KENTUCKY TRAINERS FOR WHOM YOU WORKED DURING THE
    PRIOR YEAR.
  • The trainer must have made 10 Kentucky starts for
    the income to be eligible and you must have
    earned at least 5,200 from the eligible trainer
    or trainers for whom you worked.
  • Dont worry about whether the trainer made 10
    Kentucky starts, the staff at the Retirement Plan
    can help you with that after you sign up.

31
KENTUCKY RACE TRACK RETIREMENT PLAN
  • IF YOU ARE A TRAINER
  • PLEASE CONTACT
  • KAREN PELHKE
  • 502-636-2646
  • FOR ADDITIONAL INFORMATION

32
KENTUCKY RACE TRACK RETIREMENT PLAN
  • WHATS THE PAYOFF FOR SIGNING UP
  • EVERY YEAR?

33
KENTUCKY RACE TRACK RETIREMENT PLAN
  • We are currently in our 9th year of signing up.
  • Those who have signed up each of the first
    eight years have between 12,000 and 14,000 in
    their accounts.
  • Your money can be distributed three different
    ways
  • When you turn
  • 60.
  • If you become
  • disabled.
  • If you die before
  • you retire.

34
KENTUCKY RACE TRACK RETIREMENT PLAN
  • LETS SUMMARIZE
  • 1.) Sign up for the plan every year even if you
    dont think that you are eligible.
  • 2.) Know when and where to sign-up.
  • 3.) Dont listen to backside gossip contact us
    if you have any questions.

35
THOROUGHBRED ADDICTION COUNCIL OF KENTUCKY
36
THOROUGHBRED ADDICTION COUNCIL OF KENTUCKY
(T.A.C.K.)
  • T.A.C.K .is a horsemens program responding to
    drug and alcohol disorders in the Kentucky Racing
    industry since 1989.
  • T.A.C.K. offers access to no cost or low cost
    evaluation, detoxification and treatment programs
    in Kentuckys thoroughbred industry, on the track
    and the farm, who are suffering from alcohol and
    drug dependency.

37
T.A.C.K.
  • A T.A.C.K. representative is available at each of
    Kentuckys four major racetracks and at Trackside
    and The Thoroughbred Center in Lexington all year
    long.
  • At Churchill Downs the office is located in The
    Old School, 422 Heywood. At Trackside the office
    is located in the Horsemens Service Trailer in
    the parking lot next to the stable area.
  • You can also contact the Kentucky Racing Health
    and Welfare Fund 502-636-2900 if you need to
    speak to a T.A.C.K. counselor.

38
You may want to talk to a T.A.C.K. counselor if
you notice
  • That your job performance is suffering because of
    your alcohol or drug use.
  • You are hung over or high while on the job.
  • You are regularly late to work.
  • You regularly miss work and/or you change jobs
    often because of your alcohol or drug use.
  • You have incurred an injury while you are in an
    altered state.

39
T.A.C.K.
  • THE CONCORD HOUSE
  • A seven bed sober living facility for race track
    workers who enrolled in the T.A.C.K. program.
  • Opened in 1996
  • Within a two minute walk of Churchills stable
    gate.
  • Owned and operated by T.A.C.K.

40
THE T.A.C.K. PHILOSOPHY
  • Treatment is the Solution not Punishment.
  • The program is based on four major building
    blocks of sobriety
  • Abstinence (stop using)
  • Accountability
  • Commitment
  • Responsibility
  • We pay for on-track counselors at tracks in
    Kentucky, but do not provide for private in-house
    rehabilitation.

41
The Old School Apartments
42
The Old School Apartments
  • Designed with the Older Race Track Worker in mind
  • One block from Churchill Downs
  • Studio and one bedroom apartments
  • Rents start at 345 per month with free
  • heat, air conditioning and water
  • You must sign a one year lease

43
The Old School Apartments
  • To live at The Old School Apartments
  • you must
  • Be 55 years of age or older or be disabled
  • low income
  • Have no more than 2 people living in the
    apartment
  • Other financial restrictions may apply

44
THE END
  • IF YOU HAVE ANY QUESTIONS PLEASE CALL US AT
  • 502-636-2900

THANK YOU FOR ATTENDING
THANK YOU FOR ATTENDING
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