How Best to Keeping Health Care Costs Down in Ohio

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How Best to Keeping Health Care Costs Down in
Ohio
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Why have health care costs been going up?
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1. Modern medical technology is becoming more
advanced and more costly, and people are happy
with the results that the medical technology is
bringing, so they continue to become even more
advanced.
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2. Most Americans fill a prescription drug in a
year. On average an American fills 12
prescription drugs in a year. As you can see a
lot of money is spent on drugs because of this.
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3. People are not living healthy life-styles.
Many have unhealthy eating habits, they lack
appropriate exercise, and a growing number of
them smoke. This un-healthy way of life leads to
chronic diseases. The money spent on these
diseases has increased to 75 of the health care
spending in a year.
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4. People have the same test done numerous times,
or have tests done without knowing that they are
accurate, and this increases the costs of health
care.
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5. According to the National Health Care
Anti-Fraud Association 68 billion a year is lost
to fraud.
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6. In order to comply with all the government
laws, over 339 billion a year is spent on such
things as filing and reporting.
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7. 51 of the growth in health care prices are
due to inflation. Simply put we pay more every
year for health insurance because of inflation.
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What is being done to control the costs?
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1. In Ohio, Companies such as Anthem Blue Cross
Blue Shield have developed programs so that their
clients are only going to the emergency room for
actual emergencies, and they are helping their
customers avoid the high costs of MRIs and CT
scans.
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2. Anthem has also started programs to ensure
that their clients are using generic drugs
instead of brand name drugs, whenever possible to
lower the costs of prescriptions.
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3. Programs have been established to help people
stay on top of their health and to take the best
care of themselves possible. If someone has been
diagnosed with a health condition there are
nurses to help him or her take care of
themselves.
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4. Insurance companies have begun to pay doctors
based on the performance of their work, which
will ensure more quality work in the future.
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5. In order to prevent the enormous amount of
fraud that has taken place with health care
money, teams are now designated to recover the
money lost in fraud.
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6. Insurance companies themselves are trying to
cut back on their expenses, while making sure
they can still give their customers quality
service.
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Quality Service

• Insurance providers are promising quality care
  even through the changes of health care reform.

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