26 Expanded Family Plan

1
Pre-Paid Legal Services, Inc. and
subsidiariesServing Families Since 1972
2
Areas to Evaluate

• The Company
• The Need/Marketplace
• The Product
• The Compensation
• The Timing

3
Proven Track Record

• Founded in 1972
• Publicly traded since 1976 (NYSEPPD)
• Began with a serious auto accident

Harland C. Stonecipher Founder Chairman
4
Weve Been Featured in Many Publications

• Pre-Paid Legal Services, Inc. was most recently
  featured in Success from Home magazine.

5
Sales History
GROSS REVENUE IN MILLIONS
350 361 386 423 444 457
464 458
6
Its Not If, But When
100 M 75 M 50 M 25 M 0
102 Million
37 Million
Hospitalizations in 2007
Court Filings in 2007

• You are more than twice as likely to be in court
  than you are to be hospitalized!
• American Hospital Association, 2007 Annual
  Survey
• Examining the Work of State Courts, Court
  Statistics Project 2007

7
Have You Ever . . .

• been overcharged for a repair?
• tried to return a defective product?
• received a traffic ticket?
• lost a security deposit?
• worried about identity theft?
• signed a contract?
• purchased a home?
• prepared a Will?
• been audited?

When you take time to think about it, these are
legal events.
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Why Dont People Call Attorneys
The Main Reasons People Dont Seek Legal Counsel

• They are intimidated by lawyers.
• They dont know who to call.
• They believe it would cost too much.

The Most Common Responses to a Legal Dispute Are
to

• Ignore the problem
• Try to handle it personally

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What Do We Do
Simply put a Pre-Paid Legal membership does for
attorney and legal bills what medical insurance
does for doctor and hospital bills.
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Who Is Covered?
The Pre-Paid Legal membership covers

• 1. The Member
• 2. The Members Spouse
• 3. Never Married Dependent Children
• under 21 living at Home
• 4. Dependent Children under age 18 for whom the
  Member is legal guardian
• 5. Full Time College Students up to age 23
• never married, dependent children
• 6. Physically or mentally challenged child
• living at home

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Six Areas of Coverage
The Life Events Legal Plan

• Preventive Legal Services
• Motor Vehicle Legal Services
• Trial Defense Services
• IRS Audit Legal Service
• 25 Preferred Member Discount
• Legal Shield

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Preventive Legal Services
These services are available to you immediately
when you enroll!

• Phone consultation is available to you and your
  covered family members on an unlimited number of
  matters.
• When your Provider Attorney feels
• it is in your best interest, a letter
• will be written or a phone call will
• be made on an unlimited number
• of personal issues for you and
• your family.

Nevada residents limited to 50 hours per year and
5 personal legal documents reviewed per year. A
letter or phone call per subject matter is
available if advisable in your Provider Law
Firms sole discretion.
13
Preventive Legal Services
These services are available to you immediately
when you enroll!

• When you are faced with signing a contract, have
  your Provider Law Firm review it first! An
  unlimited number of personal contracts and
  documents that are 10 pages or less in length
  will be reviewed as a part of your membership.
• Standard Will preparation and yearly updates are
  included for the member. Your spouse may have
  their Will prepared for no additional fee if
  requested within 60 days of purchasing the
  membership. After that time, your spouse may have
  their Will prepared, along with other covered
  family members for an additional 20.

Nevada residents limited to 50 hours per year and
5 personal legal documents reviewed per year.
Trust preparation is available at the preferred
member rate.
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Motor Vehicle Legal Services
These services are available just 15 days after
enrollment!

• Call your Provider Law Firm immediately when you
  receive a moving traffic ticket so proper
  assistance can be arranged.
• Representation for certain motor
• vehicle related criminal charges
• Up to 2.5 hours for help with drivers
• license assistance and/or personal
• injury/property damage collection
• assistance of 2,000 or less.

Representation under this benefit is provided
when the member has a valid drivers license and
is driving a properly licensed motor vehicle.
Pre-existing conditions, charges of DUI/DWI
related matters, drug-related matters,
hit-and-run related charges, leaving the scene of
an accident, and unmeritorious cases are
excluded. Commercial vehicles with more than two
axles are not covered. Drivers license and
personal injury/property damage recovery
assistance is limited to two and one-half (2-1/2)
hours of lawyer time per claim, does not include
the filing of a lawsuit, and excludes personal
injury and property claims exceeding 2,000.
15
Trial Defense Services

• If you or your spouse face a civil suit or
  job-related criminal charges, your Provider Law
  Firm will provide up to 75 hours of service - at
  no added cost - to defend you. Additional
  pre-trial and trial services are available at a
  25 discount from the Firms standard hourly
  rate.
• The longer you keep your membership, the more
  valuable it becomes!
• 1st year - 75 hours (17.5 pretrial/57.5 trial)
• 2nd year - 140 hours (23 pretrial/117 trial)
• 3rd year - 205 hours (28.5 pretrial/176.5 trial)
• 4th year - 270 hours (34 pretrial/236 trial)
• 5th year - 335 hours (39.5 pretrial/295.5 trial)

Matters not covered under Plan benefits and which
you may use your preferred member rate for
services are Dependents (covers member and
spouse only), Bankruptcy, divorce, separation,
annulment, child custody or other divorce or
domestic-related matters, Charges of DUI/DWI,
drug-related matters (whether prescribed or not),
hit-and-run, leaving the scene of an accident,
and civil or criminal charges occurring as a
result of operating a commercial vehicle with
more than two axles, Plan benefits apply only to
charges of job-related criminal actions. Benefits
do not cover instances in which you are named in
a civil lawsuit or have criminal charges filed
against you because you are listed as an owner,
manager or associate of the business and you had
no direct involvement with the act or matter that
gave rise to the lawsuit or criminal charge,
Lawsuits filed because of something that occurred
prior to your enrollment or because of conditions
that were reasonably anticipated or foreseeable
prior to your enrollment (even if the lawsuit is
filed after you become a member), Class actions,
interventions or amicus curiae filings in which
the covered member is a party (or potential
party), Garnishment, attachment or any other
appeal, Claims, defenses, or legal positions
which your Provider Law Firm determines will not
prevail in court or are frivolous or without
merit.
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IRS Audit Legal Services

• One hour of consultation, advice or assistance
  when you are notified of an audit by the IRS
• An additional 2.5 hours if a settlement is not
  achieved within 30 days
• If your case goes to court, youll
• receive 46.5 hours of your Provider
• Law Firms services
• Coverage for this service begins
• with the tax return due April 15 of
• the year you enroll

Coverage includes the return due on April 15th of
the first membership year. Does not cover
garnishment, attachment or any other appeal,
class actions, interventions or amicus curiae
filings, charges of tax fraud or income tax
evasions, Trust returns, business and/or
corporate tax returns, payroll and information
returns, partnerships, corporation returns or
portions thereof that are included in the
members tax returns, pre-existing
conditionswhere member has been notified by the
IRS prior to enrollment, and services rendered by
an enrolled agent.
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25 Preferred Member Discount

• Your Provider Law Firm will render assistance at
  the preferred rate for legal services not
  specifically covered by the benefits of the
  membership. Even pre-existing matters can be
  covered under this portion of the plan!
• If you own a business and wish representation for
  the entity, you will receive a preferred rate of
  25 less the Provider Law Firms corporate hourly
  rate.
• Five business days advance notice is required for
  preparation in court representation.
• Hourly rates for Referral Lawyers and court
  appearances may vary.

The information contained in this material is for
illustrative purposes only and is not a contract.
It is intended to provide a general overview of
the coverage you have selected. Please remember
that only the plan contract can give actual
terms, coverage, amounts, conditions, and
exclusions. Check benefit availability in your
state/province.
18
Legal Shield

• The Legal Shield gives you and your family
  24-hour access to legal consultation for the
  following situations
• If you are detained by a law enforcement officer
• If you are injured in an accident
• If authorities attempt to remove your child from
  your
• home or custody
• If you are served with a warrant
• To contact your Provider Law Firm, simply
• call the toll-free number on your Legal
• Shield card. You will reach the Pre-Paid
• Legal offices, who will then put you in
• contact with your Provider Law Firm, so
• you can consult with an attorney. Its that
• easy.

The Legal Shield membership will not apply if the
member is alleged to be under the influence of or
impaired by alcohol, intoxicants, controlled
substances, chemicals or medicines, whether
prescribed or not the member is alleged to be
involved with domestic violence or stalking
and/or assistance in making, posting, or
obtaining bond, bail or other security required
for release. Check benefit availability in your
state.
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Five Common Types of Identity Theft

• Identity Theft is not just about credit cards!
  Identity theft is an international crime and
  access to an attorney may be critical.

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Credit Report and Continuous Monitoring

• You will receive an up-to-date credit report
  through Experian at no additional charge with
  your membership.
• Your credit files will be regularly monitored.
  Suspicious activity will be brought to your
  attention, providing you with early detection.
• Youll receive prompt notice if any new accounts
  are opened in your name...
• or if derogatory notations are
• added to your credit report.

21
Restoration Services

• If your identity is stolen, you need more than
  just information about how to restore your name
  and credit rating. As an Identity Theft ShieldSM
  member you can rest easy knowing experienced
  professionals are working for you!
• Fraud alert notifications will be sent on your
  behalf and applicable follow up will be done with
  affected agencies and institutions.
• Proactive searches of applicable
• local and national databases will
• be made on your behalf to look
• for information you may not have
• known about.

Identity Restoration will not apply if the
identity theft is the result of a dishonest,
criminal, malicious, or fraudulent act you, your
spouse, or your child participated in, directed,
or had knowledge of. Restoration services will
not be provided for a known stolen identity event
that occurred prior to enrollment date. You must
be an active member to receive restoration
services. Services provided do not cover
financial losses arising from the identity theft.
A signed limited power of attorney must be
provided to Kroll when an Identity Theft
Restoration case is opened in order for Kroll to
work on your behalf and/or provide the Proactive
Database Searches listed. A stolen identity event
does not include the theft or unauthorized or
illegal use of your business name, d/b/a, or any
other method of identifying your business
activity.
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Safeguard for Minors

• Children under the age of 18 have a much higher
  risk of identity theft than is commonly realized.
  Thieves target them because the childs
  information may be used for years without
  discovery until the minor is old enough to
  establish credit.
• Education, early detection, and expert
  consultation make for a powerful package of tools
  to minimize this risk.
• Up to four minor children can
• be enrolled for monitoring to
• detect existing credit files and
• it will cost the member only
• 1 more per month per family.
• All dependent children up to 18
• are covered for consultation and restoration.

23
How Much Will Peaceof Mind Cost?

• With the Pre-Paid Legal Life Events Legal Plan
  you will receive all these benefits for just 26
  or less per month! And the Identity Theft Shield
  can be added for
• an additional 9.95 per month.
• Thats less than the price of a
• bottle of water a day.

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Whats in It For You?

• We need your help taking this service and
  opportunity to the marketplace.

25
This Business Is Simple

• Let the tools do the work for you!

• Hand Outs
• Brochures
• DVDs and CDs
• Mail Outs
• Calls
• Recordings
• Website
• Third-party validations

26
Advanced Commissions
26 PPL Family Plan 9.95 Identity Theft Shield
35.95
YOU COLLECT 35.95 (1st Month's fee) 10.00
(One Time Enrollment Fee) 45.95
Team Override Advance
Personal Sales Advance
Personal FSTS Bonus
Team FSTS Bonus
Executive Director
252.35
44.94
30.00
170.00
207.41
Director
140.00
25.00
34.57
172.84
115.00
Manager
20.00
34.57
34.57
Senior Associate
138.27
95.00
15.00
Associate
103.70
80.00
Associates will receive 34.57 in commissions
immediately after their first sale, then they
will receive an additional 69.13 in advanced
commissions after they complete the Fast Start
qualifications within the specified time frame or
in as-earned commissions if they do not complete
the Fast Start qualifications.
Commission amounts shown represent advances. If a
membership cancels during the advance period, you
will be charged back against future commission
advances. Please note compensation numbers may
vary slightly due to rounding.
27
Pre-Paid Legal Pays You Every Day

• Commissions are paid daily
• by direct deposit!

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Players Club
Qualify for the Players Club monthly and your
car bonus can range from 300 to 500!

• The program requires additional requirements to
  be met.
• Review the Players Club flier for full details
  regarding
• this program.

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No Specific Experience Necessary
HUMPHREY Principal
MAYO Single Parent
SMITH Grocer
COLLINS General Mills
VEST Golf Pro
HEATH Dance Instructor
FISCHER Business Owner
HUMES US Postal Service
30
Timing Is Key

• History shows that when an industry hits a
• 2 market penetration, critical mass can be
  achieved.

THE GROWTH OF HMOS
60 50 40 30 20 10 0

• It took 10 Years for HMOs to reach 2 market
  penetration

• After that, it took just seven more years to
  reach 52 market penetration

1 2 3 4 5 6 7 8 9 10 11 12
13 14 15 16 17
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Success Stories

• Now, it is time to show you how Pre-Paid Legal
  really works. Were going to share with you real
  stories from real people who have been helped
  either by the membership, the business
  opportunity or both.

32
Action Steps

• Become a Member
• Become an Associate
• Plug into Area Events

Thank you for your time.
33
Pre-Paid Legal Services, Inc.

• This presentation is copyrighted material and may
  not be altered in any form under any
  circumstances. Alteration of this material in any
  way is a violation of the companys policies and
  procedures and may result in immediate
  termination of your PPLSI Associate Agreement.
• Marketed by Pre-Paid Legal Services, Inc. or
  applicable subsidiary
• Pre-Paid Legal CasualtySM, Inc.
• In Florida Pre-Paid Legal Services, Inc., of
  Florida
• In Virginia Legal Service Plans of Virginia,
  Inc.
• 1999 Pre-Paid Legal Services, Inc.
• 11.10