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A consolidation loan is simply a loan that pays off all your other loans. Once you consolidate a loan, you owe that money to the new lender, not to the original creditor. A consolidation loan may lower your monthly payments, either by reducing your interest rate or by extending the length of time for repayment.
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Christmas is a fantastic time to spend with our family and friends and just take a little pressure off from ourselves for a couple of weeks. Many of our clients don’t have time to relax and experience the holiday festivities, due to many credit card debt and mortgage arrears concerns.
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